Health Insurance in Jaipur

Jaipur’s Growing Healthcare Needs and the Role of Health Insurance

Popularly known as ‘Pink City’, Jaipur has been one of the most famous tourist destinations for decades. Beyond its rich cultural heritage and rapidly growing urban landscape, the city has also evolved into a key healthcare hub in Rajasthan.

Present-day Jaipur is home to some of the most reputed government hospitals, such as Sawai Man Singh Medical College, and multi-speciality private hospitals, such as Fortis Escorts Hospital. These healthcare facilities not only serve residents but also patients from nearby towns and districts.

However, with rising healthcare costs and the growing burden of lifestyle diseases, access to quality medical care comes with a significant financial burden. This makes medical insurance an essential safety net for Jaipur residents, helping them manage medical expenses without draining their savings.

Jaipur’s Key Health Statistics

These figures highlight the rising medical risks faced by Jaipurites, underscoring the importance of healthcare preparedness more than ever.

Over 26,000 new tuberculosis (TB) cases in December 2025, the highest among all districts in Rajasthan. Around 12,416 were in vulnerable groups, and ~13,708 were in the general population, with a 5% positivity rate.

Unhealthy or Severe air quality, with PM2.5 levels far above safe limits, making breathing conditions harmful. Current AQI values often exceed safe levels (e.g., ~187).

Dengue incidence in Jaipur rose sharply in late 2025, with reported cases increasing by over 50% in under a month, underscoring the seasonal risk of dengue.

Why Do You Need Health Insurance in Jaipur?

Here are the significant factors highlighting the need for health insurance in Jaipur:

Vector-Borne Diseases

The prevalence of vector-borne diseases such as malaria, dengue and chikungunya is significantly high in Jaipur. These diseases have put a strain on healthcare resources, leading to high medical expenses for treatment and hospitalisation. Health insurance becomes a crucial saviour in such scenarios.

Rising Medical Costs

In private hospitals in India, the ICU is often ₹8,000 per day just for room rent. Also, the cost of diagnostic tests, medical treatments, hospital stays, and surgeries is rising faster than the general inflation rate. For most middle-class families, having health insurance in Jaipur would act as a shield against hefty medical bills.

Lifestyle Diseases

Jaipur has seen a notable rise in lifestyle diseases such as obesity, coronary heart disease, and hypertension. These diseases are not only life-threatening but also expensive to treat. Having a critical illness policy can safeguard you against these expenses.

Treatment Cost of Major Illnesses in Jaipur

Here’s an approximate costs of general healthcare and common surgical procedures in major hospitals in Jaipur:

Disclaimer: The treatment costs provided are only typical estimates and may vary significantly based on the specific hospital, doctor, duration of stay, city, and individual patient requirements.

What is Covered in the Care Health Insurance Plan in Jaipur?

Here’s a list of factors covered in our health insurance plan in Jaipur:

• Day Care Treatments
• In-patient Hospitalisation
• Domiciliary Hospitalisation
• Annual Health Check-up
• Some Advanced Medical treatments
• 60-Day Pre and 90-Day Post-Hospitalisation
• Unlimited e-consultations

What is Not Covered in the Care Health Insurance Plan in Jaipur?

Here’s a list of permanent exclusions in our health insurance plan in Jaipur and other cities:

• Cosmetic Surgery
• Maternity-related expenses
• Self-Inflicted Injuries
• Sexually Transmitted Diseases (STDs)
• Pre-existing diseases for a certain period
• War, riots or nuclear weapon-induced hospitalisation

Types of Health Insurance in Jaipur

Here are the types of health insurance policies in Jaipur that you can choose from, depending on your insurance needs:

Best Health Plans to Consider in Jaipur

Select from Our Best Health Insurance Plans Available in Jaipur