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Insurance for Everyone Starting at ₹21/day^

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  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients
Bikaner is a famous city in the state of Rajasthan. It offers facilities for a quality lifestyle, including medical care and several government hospitals with state-of-the-art facilities. Besides, there are many reputed private hospitals, clinics, dispensaries, and diagnostic centres. The government health department is also working towards augmenting the healthcare facilities. 
While one has easy access to good health care, bearing the high costs of medical procedures is the only hindrance one may face. It is especially true in private hospitals. Medical inflation in India is steadily rising, which has made people concerned because they may have to spend a lot of money. Therefore, health insurance is vital in today’s times. Moreover, the benefits of cashless health insurance have further simplified the process of paying hospital bills. Care Health Insurance has numerous cashless network hospitals in Bikaner. You can get timely medical care without any stress about the payment of bills.

The Need for Health Insurance in Bikaner

For urban dwellers, health risks arise majorly due to poor lifestyle. It can lead to non-communicable diseases, such as obesity, diabetes, hypertension, asthma, cardiovascular diseases, etc. These diseases have affected millions of people across the country including those living in smaller towns like Bikaner. Any minor health condition can take the shape of a severe illness. Medical treatment can be expensive and can drain away one’s life savings. The costs of basic treatment can go into lakhs of rupees in private healthcare centres. It could then lead to financial difficulties because medical costs are rising every year. Therefore, for people in Bikaner, getting health insurance is necessary as it acts as a financial safety net. 

Cashless Treatment

Health insurance companies in India, such as Care Health Insurance, have made things easy for their customers by providing a cashless treatment facility. There is no longer the need to pay from one’s pocket in case of hospitalization. The expenses are settled by the insurer by making direct payment to the hospital on behalf of the policyholder. This facility, however, is available only at empanelled network hospitals. Using a health card, the insured can easily get admission to the hospital for treatment. It is a convenient option many families can choose and safeguard themselves in case of medical emergencies. 

Tips to Consider Before Buying Health Insurance in Bikaner

Buying the best health insurance for yourself or your family involves a lot of planning. It is essential to consider the following factors before making a decision:
  • Keeping in mind factors like age, medical conditions, number of family members, etc.
  • Choosing a high sum insured which can cover the major medical expenses
  • Ensuring there are network hospitals in your location
  • Checking for policy features like annual health check-ups and no claim bonus
  • Opting for an insurance company with an excellent claim settlement ratio
Click to know about Care Health Claim Settlement Ratio

How to Avail Cashless Treatment in Bikaner?

Cashless medical treatment can be availed at any network hospital in Bikaner. The policyholder must follow the steps mentioned below: 
  • Choose any hospital from the list of network hospitals 
  • Inform us about hospitalization within the specified time
  • Submit the duly-signed pre-authorization form at the hospital insurance desk
  • Provide all the supporting documents and health card
  • After verification of documents, the claim management team will send an approval
  • A query may be raised if there is any information deficiency
  • After approval, the medical bills are settled, based on the policy terms and conditions
The policyholder should inform the insurer within 24 hours in case of emergency hospitalization and 48 hours prior to admission in case of planned hospitalization.
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Look for the best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in Bikaner

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

Benefits of Health Insurance

A health insurance policy offers comprehensive cover for a range of medical expenses. Some major benefits include:

Click here to know more about tax deduction

Why Should You Choose Care Health Insurance Company in Bikaner?

Care Health Insurance is the first choice for many individuals and families for choosing health insurance plans. CHI offers a range of health policies that can be customised as per one’s needs. 

You can visit the official website to get more details about the policies. Thus, you no longer need to search for health insurance agents in Bikaner as your search would stop here at CHI. You can type in some basic information, get quotes, and proceed to buy a personalised health cover online. Choose a cashless health insurance and avail treatment at any of the 9747+ cashless network hospitals. For timely assistance, connect with the team at CHI and get valuable support regarding the claims services. 

Choose the right policy to secure your family’s future.


Q.Are alternative treatments like Ayurveda or Homeopathy covered under health insurance in Bikaner?

Some health insurance plans in Durgapur may offer coverage for alternative treatments like Ayurveda, Homeopathy, or other traditional forms of medicine. However, coverage for alternative therapies varies among insurance providers and policies. Check the policy documents or consult with the insurance company to understand the coverage for such treatments.

Q.Can I customise my health insurance plan in Bikaner?

Some health insurance companies in Bikaner offer the flexibility to customise your health insurance plan to suit your specific needs. You may have options to choose add-on covers, increase or decrease the sum insured, select different deductible amounts, and opt for additional benefits based on your requirements. It's advisable to check with the insurer regarding the customisation options available.

Q.Can I get health insurance in Bikaner through my employer?

Many employers offer health insurance as part of their employee benefits package. This coverage is often more affordable compared to individual plans. Check with your employer to determine if health insurance is available to you in Bikaner.

Q.Can I purchase health insurance in Bikaner if I'm self-employed?

Yes, self-employed individuals can purchase health insurance through various channels. They can explore individual plans, healthcare exchanges, or professional organisations that offer group coverage.

Q.How do I choose the right health insurance plan for me in Bikaner?

To choose the right health insurance plan in Bikaner, consider factors such as your healthcare needs, budget, preferred doctors or hospitals, and the coverage options provided by different plans. Compare the costs, coverage limits, and network options to find the plan that suits you best.

Q.Can I buy health insurance for my parents or senior citizens in Bikaner?

Yes, you can purchase health insurance for your parents or senior citizens in Bikaner. Many insurance companies offer specific plans designed to cater to the healthcare needs of older individuals. It is advisable to consider plans with higher coverage limits and comprehensive benefits, including coverage for age-related ailments.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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