Health Insurance in Raipur

Health Insurance in Raipur

The state capital of Chhattisgarh, Raipur is a prominent city with great historical importance. Over the years, it has emerged as a commercial and business hub owing to the presence of numerous industries. The city offers excellent job opportunities for the locals and migrants and provides an ideal environment for a quality lifestyle.

The demand for quality healthcare in Raipur is rising due to the steady growth in population. There are several government-run healthcare centres, multi-speciality hospitals, diagnostic centres, nursing homes, and facilities for alternative treatments. The medical facilities offer emergency services and advanced care for various ailments.

In recent years, people living in Raipur have become prone to ailments such as diabetes, asthma and hypertension. An unhealthy lifestyle is the main reason for the growing incidence of such diseases. Medical treatment, especially in private hospitals, is costly. One sensible approach to reducing the burden of medical expenses is to buy health Insurance in Raipur.

Care Health Insurance has many network hospitals in Raipur that offer cashless treatment facility. It is one of the significant advantages of buying a health cover.

The Need for Health Insurance in Raipur

Malnutrition and anemia are the major health issues in rural areas. On the other hand, urban dwellers face health risks owing to poor lifestyle. Unhealthy eating habits and hectic work life have resulted in the increasing incidences of hypertension, diabetes, and other health issues. Also, worsening air pollution has given rise to respiratory illnesses. It is essential to treat such medical conditions at an early stage to avoid health complications later.

The awareness about the benefits of health insurance is quite low. Many families still depend on their hard-earned savings to bear the costs of medical treatment. However, prolonged medical care and hospitalisation may result in a gradual loss of savings for a family. Hence, it is wise to purchase health insurance in Raipur that will offer financial protection against various expenses, including pre-and-post hospitalisation medical costs, ambulance costs, alternative treatment, etc.

Cashless Treatment

During medical emergencies, a family may face difficulty when it comes to paying hospital bills. Leading health insurance companies in India like Care Health Insurance now offer the facility of cashless treatment. It eliminates the need to pay medical bills from one’s pocket, thus helping people to focus on recovery rather than worry about cash payments.

With the Cashless Health Insurance Raipur plans, you get easy access to quality medical care at any network hospital listed by the insurer. The health insurer directly settles the expenses with the hospital, subject to policy terms and conditions.

Tips to Consider Before Buying Health Insurance in Raipur

Irrespective of whether you are buying a health cover for the first time or second time, it is essential to consider certain factors to make the right decision. They are as follows:

• Evaluate individual or family requirements, considering age and health conditions
• Look for features like lifelong renewability, annual health check-ups, etc.
• Find out the network hospitals nearest to your location
• Opt for a higher sum insured to get sufficient cover for your medical costs
• Check the claim settlement ratio of the insurer and the procedure to file claims

How to Avail Cashless Treatment in Raipur?

Follow these simple steps to avail of the cashless treatment facility under our Health Insurance Raipur policies:

• Choose your preferred network hospital for treatment
• Notify the health insurance company as per the specified time
• Submit duly signed pre-authorisation form at the hospital insurance desk
• Provide the health card and supporting documents
• The claim management team will send an approval after verification
• It may raise a query if there is any information deficiency
• After approval, the insurer will settle the bills as per policy terms and conditions

You must remember to contact the insurer within 24 hours in case of emergency hospitalisation, and 48 hours before admission in case of planned hospitalisation.