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Individual & Family Health Insurance
  • Individual & Family Health Insurance
  • Health Insurance for Diabetes, High B.P or BMI
  • Super Top-up Plan
  • Maternity Insurance Plan
  • Health Insurance for Heart Patients
  • Health Insurance for Senior Citizen

Health Insurance in Chandigarh

Known as the first planned city of India, Chandigarh is a beautiful city nestles in the foothills of Shivalik Hills. It is one of the union territories constituted on 1st November 1966. It is a fully developed city with modern architectural luxury. Chandigarh's government is working hard to achieve higher socio-economic growth. Different commercial activities, IT companies, and infrastructural services give enormous value addition to the overall growth of the city. People here have the highest per capita income in the country and have good creditworthiness. 

But, the real challenge authorities are facing in Chandigarh is to deliver health care services at affordable prices. However, medical advancements giving rise to medical inflation and treatment costs are getting skyrocketing in Chandigarh. In such a situation, if any medical emergency occurs, there are high chances that it swaps all your savings. Therefore, it is better to keep yourself, and your family protected with a health insurance policy. 

The rise of severe and critical illnesses  in the city is a matter of concern. Communicable and non-communicable diseases are also taking the toll in the UT. Where treatment costs in private hospitals are out of pocket expenses for many, health insurance in Chandigarh is the right solution. We, at Care Health Insurance, provide an umbrella of protection with our health insurance Chandigarh policies for you and your family so that you can stand firm during any medical problem. Our city-specific health insurance plans have several benefits with the maximum coverage. Your expenses related to hospitalization, medicines, and therapies include under health insurance plans. We have a cashless treatment facility that helps you to take the treatment in the nearby network hospital in Chandigarh. Our insurance advisers solicit your related queries so that you can choose the health insurance plan that caters to your health care needs.

The Need for Health Insurance in Chandigarh

Cancer, heart failure, stroke, and lifestyle diseases are making people sick in Chandigarh. The treatment of such diseases is quite high. Therefore, to combat such life-threatening diseases, health insurance is required. Else, the procedure, hospitalization, and medicines of critical illnesses can derail your finance and life. A sound health insurance plan saves your money and covers such unexpected medical expenses that can overburden your pocket. Our health insurance Chandigarh plans make it easy for you to get the best possible treatment for yourself or your family without a monetary glitch. 

Tips to Consider Before Buying Health Insurance in Chandigarh

Health insurance acts as your saviour if you strike with any medical emergency in Chandigarh. You should remain watchful while opting it, consider the following factors to pick the right plan:

Budget- Before buying health insuranceyou should prepare a budget for how much you can invest in health insurance. In this way, you can pick an affordable plan that gives you maximum coverage without gives a burden to your monthly budget. 

Check the Network Hospitals- Network hospitals are the hospitals that have tie-ups with us, and you can avail cashless treatment facility. You should check how many hospitals are located nearby to your place. 

Premium Calculator – Calculate the health insurance premium with the help of a health insurance premium calculator available online and compare the premium of our different plans and pick the most reasonable one.

Maximum Coverage- Before making your choice knows about the coverage of our various health insurance plans. We cover expenses related to pre and post hospitalization, diagnosis expenses, treatment, and medication costs, and many more.

Check Exclusions Also- According to IRDAI, exclusions are the situations excluded from the coverage and you cannot file the claimsSo, you must read about our exclusions to avoid chances of claim rejection. 

Waiting Period- Comparatively, our waiting period is less. The waiting period is 30 days from the commencement of the policy period and 4 years for pre-existing diseases. So, choose the one with the minimum waiting period.

Check Eligibility- You should also check the age criteria for eligibility before you buy health insurance. However, the maximum entry age is 60 years for most of our plans with lifelong coverage.

How to Avail Cashless Treatment in Chandigarh?

Now, the cash arrangement for treatment is easy with our medical insurance Chandigarh policies is no more a headache for you. Our health insurance policy helps you to avail cashless treatment facility in any of our network hospitals located in the city. In our list, we have multi and super specialty hospitals that provide advance medical facilities. You can admit there and inform our support team about your hospitalization within 24 hours after admission. Also, you have to inform at insurance helpdesk at the hospital. After verification by our claim management team, your claim gets the approval, and we directly settled your bills to the hospital. Therefore, cashless treatment makes it easy for you to get advanced healthcare facilities and leave your worries to us. 


  • Comprehensive Health Insurance
  • Annual Health Check-up

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, Hypertension and High B.M.I

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses


  • Super Top-up Insurance
  • In-Patient Care


  • Maternity Cover
  • New Born Baby Cover

List of Cashless network in Chandigarh

11000+ health care providers serve cashless medical services across the globe

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Voice of our customer

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI)(formerly known as Religare Health Insurance Company Limited) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.


Awarded as Claims
Leader of the year


7 Lakh+ Total claims paid


Cashless claim approval
in approx. 2 hours

Benefits of Health Insurance Plans

Ours customize medical insurance Chandigarh policies protect you and your family. Read below the following benefits:

Click here to know more about tax benefits.

Why *Care is the Best Health Insurance Company in Chandigarh?

Hefty hospital bills can make a situation difficult for you. Thus, spending on health insurance is far better than making payment of a substantial amount from your savings. So, it's advisable to stay protected with the right health insurance. You found many with fake promises once you started looking for health insurance providers and health insurance agents in Chandigarh. Therefore, you have to opt for a trusted brand like Care Health Insurance. We are serving our valued customers in Chandigarh for long. Our health insurance Chandigarh specific plans cover your health care needs. We have a tie-up with 11000+ network hospitals, 92.3% claim settlement ratio, and quick approval. We work closely with our customers to avail of health insurance services. Our diligence for our customers makes us the best health insurance company in Chandigarh. Our team of expert advisors available 24x7 for assistance and help you to opt for the health insurance plan that gives you good health.  

Keep hale and hearty with our comprehensive health insurance in Chandigarh.

*Care Health Insurance (formerly Religare Health Insurance)

#Claim Settlement Ratio is for FY 19-20 and Number of claims served as on June 30, 2020.

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