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Motherhood is one of the most essential phases in a woman’s life. It is a transition period for the expectant mother. The happiness for the coming baby is so much that the expectant mother ignores to create a financial plan for their maternity leave. Because of this, they end up consuming all their savings. Hence, it is advisable to make a financial plan for their maternity leave to have a comfortable pregnancy period. For the relaxation of working women in India, there is the facility to avail maternity leave in which they are entitled to receive a salary while they are on a break to raise their new-born child. The maternity leave policy in India varies from one organisation to another. It helps ensure a regular income, and it is also a good option to be prepared for your unexpected expenses. Having financial planning ensures a secure future.
To protect your new-born child, it is advisable to opt for the right health insurance. You can choose a single cover or include your child in your already existing family floater health insurance. Having adequate health cover will enable you to protect your child’s future. If you are looking for maternity insurance in India, you must opt for Joy by Care Health Insurance (Formerly known as Religare Health Insurance). This medical insurance ensures financial security for all maternity-related expenses. It covers in-patient hospitalisation, and pre and post hospitalisation expenses. You can also avail tax benefit on the premium that you pay as per Section 80D of the Income Tax Act, 1961. It is advisable to opt for a health cover before family planning as there is a waiting period of 9 months. In this way, you will be able to create a better financial plan. If you are thinking of when to opt for maternity health insurance, it is advisable not to delay your decision. This because almost every pregnancy insurance in India has a waiting period; hence, you have to be prudent.
During the period of maternity leave, there is enough time to plan a budget for your family. It will also give you time to organise your lifestyle to add a new member to your family. Parenthood is a great responsibility in which you have to take care of various aspects such as your child's health and education of your child. You are not aware of what expenditure you may incur in the future; therefore, it is advisable to be mindful of the future objectives.
Nurturing a child is a huge responsibility. The task of preparing for changes begins well before you start thinking of family planning. It is advisable to prepare for future events in case if the expenditure exceeds your income. You must make a budget that encompasses the funds that are needed for unforeseen circumstances.
Parents have the responsibility to prepare themselves for the baby. One should be prepared to deal with the unforeseen event; hence, it is advised to opt for health cover. With the help of right health cover and choosing right investment options you can secure your child’s future. To get better results, it is advisable to start financial planning early. If you are looking for the best maternity insurance in India, your search ends with Care Health Insurance. You can avail of the facility of cashless treatment at more than 19000+ cashless healthcare providers. Anyone looking for pregnancy insurance in India must read all the policy wordings before choosing a health policy. We are always there to take care of you in every phase of your life.
Disclaimer: Underwriting of claims for Maternity expenses is subject to policy terms and conditions.
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