Health Insurance Cum Protection Plan For Your Post Lockdown Future
The coronavirus pandemic has taught quite a few crucial lessons on how to secure our health. One of them is the need to invest in a health insurance policy. A health cover is indispensable for managing medical inflation and unexpected events like emergency hospitalization. The discovery of vaccines has given us hopes to overcome the health crisis the world was facing. However, we cannot ignore the need to continue following healthy practices and opting for health insurance as we have learnt how illnesses can come unannounced!
After the outbreak of COVID-19, the Indian government enforced a nationwide lockdown to break the chain of COVID-19 infection. The novel coronavirus has exposed us to new health risks. It is true, especially the elderly and those with pre-existing conditions. The virus has created a new dimension where the chances of a medical emergency increases. Health is precious. Thus, a comprehensive health insurance cover is essential for our well-being in such unpredictable times.
Opting for health insurance online while sitting at your home is the best way to get a health cover in the present scenario. Here is a guide you can follow.
Use Health Insurance Premium Calculator
Make the most of a health insurance premium calculator available on our official website. It is a digital tool that estimates your premium based on the details you have entered and helps you select an affordable health cover. Enter details like the number of insured persons, their age, and sum insured. You will get the quote that helps you compare different options.
Review our indemnity-based health plans and choose a suitable health policy that covers various illnesses, including coronavirus.
Consider these Points before Buying Health Insurance Online
Check Network Hospitals
Check the network hospitals list, see how many are near your locality, and how many are authorized to treat corona positives. So, if required, you can commute easily if you or any of your loved ones need to be hospitalized.
>> Check: Cashless Treatment in Network Hospitals
Look for the Coverage
You should also know about the coverage of health insurance plans, read the online brochure carefully to understand the type of coverage you will be getting in the plan.
Make sure that your policy should cover in-patient care expenses and pre-and post-hospitalization medical expenses.
Organ donor, day care treatment, dialysis cover, ambulance cover, and second opinion are some features included in a health insurance plan with coronavirus cover.
Know About Exclusions
After you learn about coverage, know about the policy exclusions as well. Exclusions are the conditions when you cannot get a claim.
Check whether you will get the claim for coronavirus treatment. The best health insurance policy offers maximum coverage with minimal exclusions.
Read Online Reviews
Also, you can read online reviews related to customer services and claim procedures. It tells you the success stories and gives you the confidence to make your buying decision without a hitch.
Additionally, you can also check online rating and then proceed further.
Make Online Premium Payment
When opting for health insurance online and making a transaction, you neither need to go to the company's branch office nor does any executive come to your place. You can make a secure premium payment either by net banking, debit or credit cards or, payment wallets. You will get the policy number and Health Card on your mail-id.
Your utmost responsibility in the corona outbreak is to protect yourself and your family with the right health insurance. So, if any medical emergency occurs, you can avail the best health care for them. You can also avail cashless medical treatment at any of our 8350+ network hospitals.
Care Health Insurance (Formerly Religare Health Insurance) offers comprehensive health insurance plans with maximum coverage. You can easily buy them online without stepping out of your house.