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With the number of COVID-19 cases rising in the country, the government is taking all the measures to halt its spread. Currently, there is no vaccine for this deadly virus. Doctors are treating infected people through supportive medicines. However, other than novel coronavirus, some serious illnesses can also knock your door during corona outbreak like stroke, hypertension, seasonal influenza, lifestyle disease due to lockdown, etc. For all such medical problems, you must go to a doctor for consultation or may need to hospitalize for further treatment.
>>Check: Health Insurance Plan for Coronavirus
In such a situation when you are not sure how you will manage your finances in the next 21 days, comprehensive health insurance can act as your rescuer. Health insurance provides you the complete coverage during any medical emergency in the corona outbreak. Read here how it is helpful?
Immediate Cashless Hospitalization
Under a health insurance policy, you can go for immediate cashless hospitalization in case if you feel any symptom of corona or suffering from any serious illness. You are not required to deposit cash before hospitalization. You can also avoid the cumbersome cash depositing formalities at the hospital’s counter. Therefore, you can start your treatment immediately without getting worried about cash.
>> Check: Everything About Coronavirus
Coverage Pre and Post Hospitalization Expenses
Your pre and post hospitalization expenses are covered in your health insurance plans. Whether it is corona positive treatment or any other medical emergency or a planned hospitalization, expenses like doctor’s fees, OPD charges, diagnosis, room rent, medicines, therapies, daily allowance, ambulance, all will be borne by the insurance company.
Annual Health Check-Ups
Annual health check-up is an exclusive benefit that you get under health insurance. Health check-ups include blood sugar tests, urine tests, cholesterol tests, ECG, etc. annually. With health insurance, you can save your lot of money on diagnosis and tests every year. Such tests alarm you if there is any chance of critical illness in the near future.
Tax Exemption
Under section 80 D, of the Income Tax Act 1961, premiums paid for health insurance for self, dependent parents, children, and spouse get the tax exemption up to Rs.60,000. However, the taxable amount is subjected to income, age, number of persons insured, etc. It also reduces your taxable income.
Peace of Mind
Health insurance bears your hospitalization and treatment costs that save your money in this tough time. You do not need to be dependent on anyone for money for you or your family members’ treatment during the corona crisis. You can go ahead for your treatment with peace of mind and focus on the recovery without money crunch.
>>Read These 4 Excuses People Make for Not Getting Health Insurance
Suggestion
Your utmost responsibility in the corona outbreak is to protect yourself and your family with the right health insurance. So, if any medical emergency occurs, you can avail the best health care for them. You can also avail cashless medical treatment at any of our 22100+ cashless healthcare providers across India.
Living with COVID-19 is a new normal. Therefore, from boosting the immune system to opting for the right health insurance cover for coronavirus you should take these measures to stay safe and protected. As food helps to boost your immune system similarly, our Care insurance policy with COVID Care boosts you financially during a medical emergency amid the pandemic.
>>Click Here to Know These Hidden Ways Your Health Insurance Policy Covers You
Disclaimer: Underwriting of claims for COVID-19 is subject to policy terms and conditions. Please refer to the policy terms and conditions to know more about the policy benefits.
