Why You Should Get a Health Insurance Plan Right Away?
Whether you are working in the office or traveling to a new country, emergency health care can be needed anywhere and everywhere. To ensure that you are prepared for this, it is advised to take the best health insurance policy available. Incurring medical expenses can be extremely burdening for people from all walks of life but with health insurance, you can smoothly manage a crisis without any hassles. Moreover, an injury that requires immediate medical attention is also covered in health insurance.
Now, it goes without saying that every individual must have a well-structured insurance plan that provides several benefits for proper health care. For this purpose, it is essential to understand the add-ons that can be availed alongside a family health insurance plan.
Add-ons You Must Consider While Getting a Health Insurance Plan:
Health insurance policies from trusted insurers such as Care Health Insurance (Formerly Religare Health Insurance) offer automatic recharge of sum insured (SI) to their customers. This benefit can be availed once during a policy year when the Sum Insured has been exhausted. Come to think of it, a benefit like this one can be crucial when the medical expenses might be exceeding the amount of Sum Insured.
2.Personal Accident Cover
In the best health insurance plans available across the country, the most valuable add-on is the claim for personal accident. This particular add-on is aimed to cover accidental death as well as the permanent total disability of a policyholder. The coverage is provided up to a pre-decided maximum limit as stated in the policy document.
3.International Second Opinion
In case of a health emergency, every individual wants to be sure about the quality of treatment he or she is getting. In this, if the policyholder is not very confident about the diagnosis, he/she can opt for a second opinion which is arranged by the insurer, before going for the treatment.
When you are in a country that is foreign to you, facing small or big medical conditions can be very traumatizing. This is primarily because you don’t know how things work in a new place, and thus, the anxiety of facing a health problem is higher. However, an add-on like global coverage makes sure that you get assistance at insurance company’s network hospitals without having to make any medical expenses on your pockets. Therefore, this add-on ensures that the burden of huge medical bills in a new country doesn’t fall on your shoulders under any circumstances.
With the above-mentioned add-ons included within your plan, your health insurance plan becomes well-rounded and a lot more comprehensive, thus ensuring maximum protection for oneself or the family.