Does Your Health Insurance Plan Cover Brain Tumor?

Does Your Health Insurance Plan cover Brain Tumor?

The human brain is both magnificent and intricate. It governs our ability to walk, talk, and eat. It is in charge of coordinating and regulating our breathing, blood circulation, and heart rate. It is in charge of our ability to communicate, process and remember information, make decisions, and experience emotions. Every brain is unique, constantly changing, and extremely sensitive to its surroundings and the littlest disorder in your brain, like a brain tumor, can cause numerous troubles.

What is a Brain Tumor?

Do you know what is brain tumor? A brain tumor is a mass collection of abnormal brain cells. Tumors can be cancerous or non-cancerous, benign or malignant. A malignant brain tumour is a cancerous tumour that grows in the brain. It differs from a benign brain tumour, which is not cancerous and grows slowly. Some cancerous brain tumors can grow extremely fast. These cancerous tumors can cause catastrophe in your body. Brain tumors are potentially fatal and must be treated as soon as they are found.

Difference Between Benign and Malignant Brain Tumor

Symptoms of Brain Tumor

The symptoms of brain cancer vary depending and the size of the tumor. Several less serious conditions display many brain tumor symptoms, particularly in the initial stages.

Many of these symptoms are extremely common and are unlikely to be linked to brain cancer. However, if you have had these symptoms for much more than a week, if they have appeared unexpectedly, if they are not relieved by over-the-counter pain relievers, or if you are concerned about any of them, you should see a doctor.

• Headaches that are persistent or severe occur in the morning or disappear after vomiting.
• Changes in behavior or personality.
• Confusion.
• Problems with balance or coordination.
• Having difficulty concentrating.
• Vomiting and nausea.
• Numbness, weakness, or tingling in one part, side, or face.
• Hearing, vision, or speech issues.
• Seizures.
• Unusual drowsiness.
• Memory, thinking, speaking, and understanding difficulties.

Treating Brain Tumor

Brain tumors are typically treated with surgery, radiation, and/or chemotherapy — individually or in various combinations. While radiation and chemotherapy are more commonly used for malignant, residual, or recurrent tumors, treatment decisions are based on a case-by-case basis and depend on various factors. Each type of therapy comes with its own set of risks and side effects. The patient's age determines the treatment of a brain tumor, the location and size of the tumor, and the patient's overall health. If the cost of brain tumor treatment has worried you, know that you can avoid the high treatment costs by purchasing critical illness insurance that covers brain tumors.

Is Brain Tumor Covered by Health Insurance in India?

Given the steady rise in the expense of medical treatment in India, it is prudent to buy a health insurance policy. In a medical emergency, the health insurance coverage will make sure that you are not in debt. It is recommended that you purchase a critical illness plan that covers benign brain tumor treatment because it will provide you with numerous benefits.

By choosing such coverage, you will become eligible for a lump sum payment, which will be made to you upon diagnosis. The use of this lump sum amount is entirely up to you. In other words, whether you use this money for treatment or to improve your financial stability by paying off debts, making up for lost income, and so on is entirely up to you.

Another advantage of selecting this policy is that you will be covered for critical illnesses other than benign brain tumors. Even if you already have a health plan or corporate health insurance, you should purchase critical illness insurance for benign brain tumor treatment to ensure that you are completely protected.

>> Also Read How Serious Brain Tumour Can be and Why Health Plan is Vital

Waiting Period For Brain Tumor Treatment Under Health Insurance

The waiting period in medical insurance refers to the total time the insured must wait from the date the policy is issued before being able to use the policy's benefits. The terms and conditions of a waiting period differ from one insurance company to the next.

Like other health insurance plans, critical illness insurance policies have a waiting period. For a limited period of time, you won't be allowed to file a claim against the coverage. The waiting time could run anywhere from one to three months following the purchase. You can buy Critical Illness Insurance by Care Health Insurance which has a standard 90-day waiting period and covers benign brain tumors.

Our brain is the most complex part of the human body and it should be kept safe. A Critical Illness Insurance is important for brain tumor treatment. Otherwise, your bills would burn a large hole in your pocket and deplete your funds. Insurance can protect your finances while ensuring that the patient receives high-quality care.

>>Also know: Know the Symptoms, Diagnosis & Treatment for Brain Tumors

Disclaimer: The above information is for reference purposes only: Policy Assurance and Claims at the underwriter's discretion.