At an affordable price for you
Radhika, a 38-year-old lawyer and a mum of two, was diagnosed with COPD (Chronic Obstructive Pulmonary Disease). Her husband was earning well and meeting most of their household expenses. Radhika was supporting her husband too. But, when she came to know about her illness, they both got tensed. Her doctor told them that her recovery would take time, and so do medication. They were wondering how they manage the on-going treatment expenses when they already have financial liabilities.
Thankfully, she had health insurance. She checked with the insurance provider and confirmed that it would cover her treatment and medication for COPD. She was relaxed and started her treatment.
It is life, uncertain, and gives you surprises. As a human, you can only take precautions to safeguard yourself and your family against any uncertainty. Here, comprehensive health insurance plays a crucial role. In this article, read how the right health insurance is helpful in COPD?
Pre and post-hospitalization expenses cost you extra money. With health insurance, you will get coverage for 30 days before and 60 days after the hospitalization. It includes diagnosis, tests, medication, doctor's fees, etc., under reimbursement basis.
With health insurance, you can go for immediate cashless hospitalization. You do not need to wait to arrange the cash. Also, you get an escape from getting into the cumbersome cash depositing formalities at the counter of the hospital. Therefore, you can start your treatment immediately without worry about cash.
Treatment of chronic illnesses requires long-term medication, diagnosis, doctor’s visits, and therapies. The rising costs can create a hole in your pocket. A comprehensive health insurance plan covers your recurring medical expenses to ensure the best possible treatment in the present and even after retirement for better health.
It is an exclusive benefit that you get under health insurance. Your health insurance provides you full check-ups annually. With health insurance, you can save your lot of money on diagnosis and tests every year comparatively. The tests alarm you if there is any chance of COPD in the future.
Under section 80 D, of the Income Tax Act 1961, premiums paid for health insurance for self, dependent parents, children, and spouse get the tax exemption up to Rs.1,00,000. However, the taxable amount is subject to your income and age. So, you can avail of this tax benefit and save more.
Health insurance supports you financially in your tough time so that you do not need to be dependent on anyone. From diagnosis to medication and therapies, all expenses will be borne by your health insurance provider. You can go ahead with your treatment worry-free and focus on your recovery without facing a money crunch.
While looking for a medical policy with COPD cover, you should consider the below points:
You will be surprised to know that India ranks first in Chronic Obstructive Pulmonary Disease (COPD). It means the chances are high that more people get prone to this disease in the coming years. So, it's wise to invest in the right health insurance plan.
For financial protection and better coverage, opt for Care Health Insurance. We cover your maximum healthcare expenses so that you can breathe healthily.
Disclaimer: Underwriting of claims for (name of the disease) subject to policy terms and conditions.
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