Health Insurance in Visakhapatnam

Types of Health Insurance in Vishakhapatnam

Here are the types of health insurance policies that you can choose from in Vishakhapatnam:

Best Health Insurance Plans to Consider in Vishakhapatnam

How Much Coverage Do You Need in Vishakhapatnam?

Even though Vishakhapatnam is not a metro city, it is the largest city in Andhra Pradesh. Therefore, when determining the city's coverage amount, you must consider factors such as disease prevalence, number of dependents, medical inflation, and pre-existing conditions.

Given the high cost of private healthcare in the city, individual coverage of at least ₹10–15 lakh is recommended. For a family floater plan, opt for a higher coverage amount of ₹25–50 lakh. Additionally, opting for a plan with a restoration benefit can further strengthen your financial protection against rising medical costs.

What is Covered under Care Health Insurance Plan in Vishakhapatnam?

Below are the aspects covered in our health insurance plan in Vishakhapatnam:

• Ambulance Charges
• Day Care Treatments
• In-patient Hospitalisation
• Domiciliary Hospitalisation
• Advanced Medical Treatment
• Pre and Post-hospitalisation

Note: For complete lists of coverage options, refer to the policy documents.

What is Not Covered in Care Health Insurance Plan in Vishakhapatnam?

Below is the list of permanent exclusions in our health insurance plans in Vishakhapatnam and other cities:

• Cosmetic Surgery
• Self-Inflicted Injuries
• Maternity-related expenses
• Sexually Transmitted Diseases (STDs)
• War, riots or nuclear weapon-induced hospitalisation

Steps to File a Health Insurance Claim in Vishakhapatnam

Let’s understand the steps to file both cashless and reimbursement claims in Vishakhapatnam:

Cashless Claim

• Carefully fill out the pre-authorisation form at the hospital’s insurance desk and submit it to our claims team.
• After verifying the claim details, our team will issue an approval letter.
• If any additional information is needed, we’ll reach out to you.
• Upon approval, the claim amount will be directly paid to the network hospital

Reimbursement Claim

• Pay the hospital bills initially and submit the completed claim form along with all relevant documents.
• Our team will verify your details and share an approval post verification.
• Respond to any queries shared by the claims team during claim evaluation.
• If the claim is rejected, our claims team will inform you of the reason.

How to Renew Your Medical Insurance Policy in Vishakhapatnam?

Here’s how you can easily renew your medical insurance in Vishakhapatnam:

• Visit our official website.
• Click on the ‘Renew’ option available at the top-right corner to access the renewal page.
• Enter the required details, including your policy number and registered contact information.
• Review your policy details, including the payable premium amount.
• Complete the payment using any of the available secure payment methods.

Why is Care Health Insurance the Right Choice for You?

Let us give you some solid reasons for choosing Care Health Insurance as your insurer:

• With a vast network of more than 11,600 hospitals, we enable you to access cashless treatment when you need it.
• By paying an additional premium, you can access additional benefits such as instant cover, infinity bonus, annual health checkup, and claim shield.
• Medical emergencies can be stressful, but we ensure we never leave your side. To date, we have settled 13,445 claims in Vishakhapatnam.
• We value customer loyalty and reward them for claim-free years through premium payback and loyalty boost.