Save tax up to ₹75,000~ u/s 80D
Save tax up to ₹75,000~ u/s 80D
Thane, popularly known as the ‘satellite city of Mumbai’, has rapidly evolved from an extension of Mumbai into a well-developed urban centre. It has become home to business districts such as Wagle Estate and townships such as Hiranandani Estate, while offering seamless connectivity to Mumbai and Navi Mumbai.
As Thane has grown, so has its healthcare system, with reputed hospitals like Jupiter Hospital, Hiranandani Hospital, and Bethany Hospital. However, good healthcare often comes with a high cost, especially in private hospitals, which are considered more preferable. At the same time, lifestyle diseases like diabetes and critical illnesses are becoming increasingly common in Thane, making health insurance a necessity rather than a choice.
Take a look at the current major illnesses in Thane and their estimated treatment costs:
| Disease | Specific Illness | Treatment | Cost |
|---|---|---|---|
| Cardiovascular Diseases | Coronary Artery Disease | Bypass surgery | ₹3 – ₹8 lakh |
| Cancer | Breast, lung, and oral cancer | Chemotherapy (per cycle) + Surgery | ₹5 – ₹30 lakh |
| Liver Diseases | Liver Failure | Liver Transplant | ₹15 – ₹25 lakh |
| Respiratory Diseases | Asthma, COPD | Hospitalisation and long-term care | ₹1 – ₹8 lakh |
| Lifestyle Diseases | Diabetes | Medicines and hospitalisation | ₹2 – ₹8 lakh |
| Neurological Disorders | Stroke | ICU Care + Surgery/Rehab | ₹3 – ₹10 lakh |
Note: The above costs are approximate and based on treatment expenses of urban centres like Thane. Actual costs may vary depending on the hospital, the patient’s condition, the severity of the disease and the doctor‘s fees.
Depending on your coverage needs, below are the types of health insurance plans you can choose from in Thane:
| Type | Description |
|---|---|
| Individual Health Insurance | Covers medical expenses for a single individual from pre- and post-hospitalisation to ambulance cover. |
| Family Floater Health Insurance | Covers the entire family under a single coverage amount. |
| Senior Citizen Health Insurance | Provides financial protection against age-related illnesses. |
| Critical Illness Insurance | Provides coverage of treatment expenses for the diagnosis of serious illnesses, such as cancer or stroke. |
| Personal Accident Insurance | Provides financial support in case of accidents resulting in injury, disability, or death. |
Here are our most suitable plans that we recommend to Thane residents:
| Plans | USPs | Who should buy it? |
|---|---|---|
| Critical Illness Insurance | 32 critical illnesses covered, Annual Health Check-up, Ambulance Cover, No Claim Bonus | Individuals and families seeking financial protection against critical illnesses like cancer and stroke, along with benefits such as a no-claim bonus and annual health checkups. |
| Care Supreme Shine | Copayment, Room Rent Modification, Unlimited E consultations, Road Ambulance Cover | Individuals and families seeking a plan with benefits that reduce their premiums and offer other useful benefits like ambulance cover and unlimited e-consultations from doctors. |
| Ultimate Care | Be Fit Plus, Care OPD, Unlimited Care, Premium Payback | Individuals and families looking for maximum coverage with advanced benefits such as OPD, wellness programs, and loyalty rewards like premium payback. |
When deciding on the right coverage amount in Thane, it is advisable to consider certain factors. These factors include your age, lifestyle, number of dependents, family history of pre-existing diseases, medical inflation, and major illnesses in your city.
Considering the cost of treatment in Thane, we recommend an individual coverage amount of ₹10–15 lakh to manage your healthcare expenses effortlessly. Whereas, for families, a floater plan of ₹15–25 lakh is advisable to manage high treatment costs.
Here are the aspects covered and excluded in our health insurance in Thane
Here are some reasons why Care Health Insurance is an ideal choice for you:
Our team works tirelessly to bridge the gap between customers and the brand itself. Whenever you’re stuck in an emergency or need our assistance, you can count on us.
With a vast network of more than 11,600 empanelled hospitals, we ensure access to quality treatment whenever you need it.
Our streamlined claim process ensures transparent communication, making it easy for you to access treatment without unnecessary delays. So far, we have successfully settled 2,86,907 claims in Thane.
Depending on the hospital where the treatment occurred, you can file two types of claims in Thane and other cities- cashless and reimbursement. Here are the steps for both:
| Cashless Claim | Reimbursement Claim |
|---|---|
| Get admitted to any of our network hospitals. | Pay the hospital bill upon discharge. |
| Fill out the pre-authorisation form at the hospital’s TPA desk and forward it to our claims team. | Collect all necessary documents, such as hospital bills, discharge summaries, and prescriptions. |
| The team will review your request and might ask for additional documents if needed. | File a refund request with these documents. |
| After reviewing your request and documents, they’ll send an approval letter. | Our claims team will review your request and approve the claim. |
| The hospital bill will be settled directly with the network hospital in accordance with policy terms. | The approved amount will be credited to your bank account. |
Here’s how you can renew your medical insurance policy in Thane online and ensure continuous coverage
As one of the best health insurance companies in India, Care Health Insurance ensures optimum healthcare coverage complemented with an affordable premium. Here are some of our best health insurance plans in India:
One of the best health insurance plans for a family in Thane is ‘Care Supreme Shine’ by Care Health Insurance. It has a lower premium than other plan options and also gives customers a chance to reduce their premiums through features like copayments.
Care Health Insurance is one of the best insurance companies in Thane. It offers 24/7 customer support, a seamless claims process, and affordable plans for individuals and families seeking financial protection.
Yes, our health insurance plans in Thane cover daycare procedures such as cataract surgery, chemotherapy, and dialysis.
To choose the best health insurance plan in Thane, consider factors such as the sum insured, network hospitals, the claims process, and add-on benefits.
Yes, our health insurance in Thane offers coverage across India, allowing you to avail cashless treatment at network hospitals even outside the city.
Claim Metrics
24*7
Claim and Customer Support
74.5 Lakh+
Claims Settled Since Inception**
2 hours
Cashless Claims Approval
22100+
Cashless Healthcare Providers^^
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Sales:1800-102-4499
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Ultimate Care: UIN - CHIHLIP25044V012425
Disclaimer:^Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Dec 2025
**Number of Claims Settled as of Dec 2025
*The Premium Payback benefit refunds the first-year base premium after each block of 5 consecutive claim-free years.