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Health Insurance in Thane

As Thane evolves into a rapidly growing urban hub, healthcare costs are rising significantly. Health insurance ensures timely access to quality care without draining your savings. 

Reasons to Choose Care Health Insurance?

Health Insurance in Thane
  • 22100+ Cashless Healthcare Providers^^
  • 74.5 Lakh+ Claims Settled Since Inception**
  • 24*7 Claim and Customer Support

Get Higher Coverage at an Affordable Premium

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Save Upto 10% on Health Insurance Premium^

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Thane’s Rising Healthcare Costs and Need for Coverage

Thane, popularly known as the ‘satellite city of Mumbai’, has rapidly evolved from an extension of Mumbai into a well-developed urban centre. It has become home to business districts such as Wagle Estate and townships such as Hiranandani Estate, while offering seamless connectivity to Mumbai and Navi Mumbai.

As Thane has grown, so has its healthcare system, with reputed hospitals like Jupiter Hospital, Hiranandani Hospital, and Bethany Hospital. However, good healthcare often comes with a high cost, especially in private hospitals, which are considered more preferable. At the same time, lifestyle diseases like diabetes and critical illnesses are becoming increasingly common in Thane, making health insurance a necessity rather than a choice.

Treatment Costs of Major Illnesses in Thane

Take a look at the current major illnesses in Thane and their estimated treatment costs:

Disease Specific Illness Treatment Cost
Cardiovascular Diseases Coronary Artery Disease Bypass surgery ₹3 – ₹8 lakh
Cancer Breast, lung, and oral cancer Chemotherapy (per cycle) + Surgery ₹5 – ₹30 lakh
Liver Diseases Liver Failure Liver Transplant ₹15 – ₹25 lakh
Respiratory Diseases Asthma, COPD Hospitalisation and long-term care ₹1 – ₹8 lakh
Lifestyle Diseases Diabetes Medicines and hospitalisation ₹2 – ₹8 lakh
Neurological Disorders Stroke ICU Care + Surgery/Rehab ₹3 – ₹10 lakh

Note: The above costs are approximate and based on treatment expenses of urban centres like Thane. Actual costs may vary depending on the hospital, the patient’s condition, the severity of the disease and the doctor‘s fees.

Types of Health Insurance in Thane

Depending on your coverage needs, below are the types of health insurance plans you can choose from in Thane:

Type Description
Individual Health Insurance Covers medical expenses for a single individual from pre- and post-hospitalisation to ambulance cover.
Family Floater Health Insurance Covers the entire family under a single coverage amount.
Senior Citizen Health Insurance Provides financial protection against age-related illnesses.
Critical Illness Insurance Provides coverage of treatment expenses for the diagnosis of serious illnesses, such as cancer or stroke.
Personal Accident Insurance Provides financial support in case of accidents resulting in injury, disability, or death.

Best Health Insurance Plans to Consider in Thane

Here are our most suitable plans that we recommend to Thane residents:

Plans USPs Who should buy it?
Critical Illness Insurance 32 critical illnesses covered, Annual Health Check-up, Ambulance Cover, No Claim Bonus Individuals and families seeking financial protection against critical illnesses like cancer and stroke, along with benefits such as a no-claim bonus and annual health checkups.
Care Supreme Shine Copayment, Room Rent Modification, Unlimited E consultations, Road Ambulance Cover Individuals and families seeking a plan with benefits that reduce their premiums and offer other useful benefits like ambulance cover and unlimited e-consultations from doctors.
Ultimate Care Be Fit Plus, Care OPD, Unlimited Care, Premium Payback Individuals and families looking for maximum coverage with advanced benefits such as OPD, wellness programs, and loyalty rewards like premium payback.

How Much Coverage Do You Need in Thane?

When deciding on the right coverage amount in Thane, it is advisable to consider certain factors. These factors include your age, lifestyle, number of dependents, family history of pre-existing diseases, medical inflation, and major illnesses in your city.

Considering the cost of treatment in Thane, we recommend an individual coverage amount of ₹10–15 lakh to manage your healthcare expenses effortlessly. Whereas, for families, a floater plan of ₹15–25 lakh is advisable to manage high treatment costs.

Here are the aspects covered and excluded in our health insurance in Thane

  • Coverage
  • Exclusions
  • In-patient Hospitalisation
  • Pre and Post-Hospitalisation
  • Domiciliary Hospitalisation
  • Ambulance Charges
  • Day Care Treatments
  • Advanced Medical Treatments
  • Cosmetic Surgery
  • Self-Inflicted Injuries
  • Maternity-related expenses
  • Sexually Transmitted Diseases (STDs)
  • War, riots or nuclear weapon-induced hospitalisation

Why is Care Health Insurance the Right Choice for You?

Here are some reasons why Care Health Insurance is an ideal choice for you:

  • 24/7 Customer Support

Our team works tirelessly to bridge the gap between customers and the brand itself. Whenever you’re stuck in an emergency or need our assistance, you can count on us.

  • Wide Network of Empanelled Hospitals

With a vast network of more than 11,600 empanelled hospitals, we ensure access to quality treatment whenever you need it.

  • Smooth Claim Process

Our streamlined claim process ensures transparent communication, making it easy for you to access treatment without unnecessary delays. So far, we have successfully settled 2,86,907 claims in Thane.

Steps to File a Health Insurance Claim in Thane

Depending on the hospital where the treatment occurred, you can file two types of claims in Thane and other cities- cashless and reimbursement. Here are the steps for both:

Cashless Claim Reimbursement Claim
Get admitted to any of our network hospitals. Pay the hospital bill upon discharge.
Fill out the pre-authorisation form at the hospital’s TPA desk and forward it to our claims team. Collect all necessary documents, such as hospital bills, discharge summaries, and prescriptions.
The team will review your request and might ask for additional documents if needed. File a refund request with these documents.
After reviewing your request and documents, they’ll send an approval letter. Our claims team will review your request and approve the claim.
The hospital bill will be settled directly with the network hospital in accordance with policy terms. The approved amount will be credited to your bank account.

How to Renew Your Medical Insurance Policy in Thane?

Here’s how you can renew your medical insurance policy in Thane online and ensure continuous coverage

  • Go to our official website.
  • Select the ‘Renew’ option available in the top-right corner. You’ll be redirected to the renewal page.
  • Enter the required details, such as your policy number and registered contact number.
  • Review and confirm your policy details, including the payable premium amount.
  • Complete the renewal payment using any available secure payment option.

Select from Our Best Health Insurance Plans in Thane

As one of the best health insurance companies in India, Care Health Insurance ensures optimum healthcare coverage complemented with an affordable premium. Here are some of our best health insurance plans in India:

Man Illustration
Look for best health plan that suits your need!
Preffered Product Image

Critical Illness Insurance

Health Insurance Coverage for 32 Critical Illnesses

  • Chemotherapy & Radiotherapy Cover
  • AYUSH Coverage
KNOW MORE
Product Image

Care Supreme Shine

One Plan. Multiple Diseases Covered.

  • No sub-limits on AYUSH, domiciliary care, and organ donor cover.
  • Up to 30% renewal premium discount and unlimited online fitness sessions.
KNOW MORE
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Ultimate Care

India's First Money Back Health Insurance Plan

  • 100% Coverage Boost Upon Each Renewal
  • Tenure Multiplier for Multi-year Policy
KNOW MORE

List of Cashless network in Thane

Name Address City State Pincode Map
Aarav Eye Care And Retina Centre Shop No 5 Bharaiv Residency Kanakia Road Thane Maharashtra 401107 Locate
Aayush Multispecialty Hospital 1St Floor,Marigold Apt., Opp. Nitin Co. & Honda Showroom, Thane Maharashtra 400602 Locate
Aditya Nursing Home Plot No 27 Kansai Section Ambernath Maharashtra Thane Maharashtra 421501 Locate
Advanced Orthopaedic Centre Pasaydan Ground Floor Next To Dnyanraj Sabhagruh Thane Maharashtra 400602 Locate
Al Moin Multispeciality Hospital 455 Murtuza Compound New Gauri Pada Thane Maharashtra 421302 Locate
Amruta Nursing Home 206-207 2Nd Floor Landmark Arcade Thane Maharashtra 400604 Locate
Anand General Hospital 1St Floor,Roop Rajat Nagar, Opp. Cidco Colony, Thane Maharashtra 401501 Locate
Anil Eye Hospital Shop No 6 Ground Floor Solitaire Cosmos Jewels Thane Maharashtra 400615 Locate
Apollo Childrens Hospital Aptewadi Naka Opp Raj Palace Thane Maharashtra 421503 Locate
Arth Hospital Rashmi Villa 1 Vasant Nagari, Near Agrawal Circle Thane Maharashtra 401208 Locate

Voice of our Customers

Sulbha Ravindra

format_quote The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free.

Ganesh Kumar

format_quote Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product.

Gopinathan Pillai

format_quote It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

format_quote Hassle Free insurance buying process. Highly Recommend Care.

Priyanka Singh

format_quote Excellent health insurance plan! Covers annual health check-up for all family members.

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

74.5 Lakh+ Claims Settled**

Cashless Claim

22100+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of Dec 2024     *India Insurance Summit & Awards 2023

FAQs

Q. Which is the best health insurance for a family in Thane?

One of the best health insurance plans for a family in Thane is ‘Care Supreme Shine’ by Care Health Insurance. It has a lower premium than other plan options and also gives customers a chance to reduce their premiums through features like copayments.

Q. Which is the best health insurance company in Thane?

Care Health Insurance is one of the best insurance companies in Thane. It offers 24/7 customer support, a seamless claims process, and affordable plans for individuals and families seeking financial protection.

Q. Does health insurance in Thane cover daycare procedures?

Yes, our health insurance plans in Thane cover daycare procedures such as cataract surgery, chemotherapy, and dialysis.

Q. How do I choose the best health insurance plan in Thane?

To choose the best health insurance plan in Thane, consider factors such as the sum insured, network hospitals, the claims process, and add-on benefits.

Q. Does health insurance in Thane cover treatment at hospitals outside the city?

Yes, our health insurance in Thane offers coverage across India, allowing you to avail cashless treatment at network hospitals even outside the city.

Claim Metrics

  • 24*7

    Claim and Customer Support

  • 74.5 Lakh+

    Claims Settled Since Inception**

  • 2 hours

    Cashless Claims Approval

  • 22100+

    Cashless Healthcare Providers^^

get your claim-easy plan today

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Ultimate Care: UIN - CHIHLIP25044V012425

Disclaimer:^Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of Dec 2025

**Number of Claims Settled as of Dec 2025

*The Premium Payback benefit refunds the first-year base premium after each block of 5 consecutive claim-free years.