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Care Supreme Shine

Starting at @₹11/day^

No Zone-based Copayment
Unlimited E-consultation
Unlimited access to Online Fitness Sessions
Up to 30% discount on Renewal Premium

Insured 9,00,00,000+ lives

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Cover Highlights

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No Zone-based Copayment

all_inclusive

Unlimited E-consultation

fitness_center

Unlimited access to Online Fitness Sessions

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Up to 30% discount on Renewal Premium

prescriptions

Unlimited E-consultation

vital_signs

Advanced Technology Treatment

fitness_center

Access to Online Fitness Sessions

home_health

Domiciliary Hospitalisation

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Wellness Benefit

medical_services

Health Services

medication_liquid

AYUSH Treatment

ambulance

Road Ambulance Cover

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Product Benefits

Brochure

Customer Information Sheet

Prospectus

Product Benefits

Key Features	₹ 7 L, 10 L, 15 L, 25 L, 50 L & 1 C
In-Patient Care Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.	Up to SI
Day Care Treatment Coverage of treatment expenses that required you to stay in a hospital for less than 24 Hours. We cover all Day Care Procedures like Cataract, Chemotherapy, Dialysis, removal of Stone etc.	All Day Care Procedures
Advance Technology Methods Coverage of Expenses incurred on treatment using specified Advanced Technology methods during hospital stay.	Up to SI
Pre-Hospitalisation Medical Expenses Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 60 days prior to hospitalization.	60 days prior to hospitalisation
Post-Hospitalisation Medical Expenses Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 180 days post discharge from hospital	180 days post hospitalisation
AYUSH Treatment Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.	Up to SI, if hospitalisation takes place in an AYUSH-certified clinic
Domiciliary Hospitalisation Coverage of treatment expenses that required you to start treatment at home under specified circumstances. The Treatment at home should continue for atleast 3 Days.	Up to SI
Organ Donor Cover Coverage of expenses incurred on an operation performed on donor to remove the organ.Removed Organ should be used for insured member. Pre and Post Hospitalization expenses incurred on donor not payable. The Donor should meet all the requirement as speciefied by GOI.	Up to SI
Ambulance Cover Coverage of expenses for hiring a road ambulance for transporting insured to hospital for admission or for shifting insured from one hospital to another for better treatment or for moving insured from hospital to home.	Upto Rs.10,000 per Year for SI < 15 Lacs & Upto SI for SI >= 15 Lacs
Cumulative Bonus we will reward you with upto 100% increase in SI. There will be no reduction in accrued bonus on renewal due to claim.	50% of SI per year, max up to 100% of SI
Unlimited Automatic Recharge You will never run out of coverage due to multiple hospitalization in a policy year. We will recharge policy with an amount equal to SI opted unlimited times in a policy year. This additional amount can be used for multiple hospitalization for related or unrelated illness	Available
Unlimited E-Consultations Avail Unlimited e-consultation from a general Physician by booking appointmemnt through mobile application.	Available
Health Services Discount Connect - Discounts on services such as consultations, diagnostics, maternity etc at our network.	Available

About Care Supreme Shine

No sub-limits and caps on expenses for AYUSH treatment, domiciliary hospitalisation, and organ donor coverage.
Wellness Benefit offers up to 30% discounts on renewal premiums and unlimited access to online fitness sessions to empower your fitness journey.
Unlimited E-consultations and special discounts on Diagnostics, Pharmacy, & Consultation with Discount Connect coupons on the Care Health Mobile App.
Pre and post-hospitalisation coverage for 60 and 180 days, respectively. The coverage includes doctor consultation, diagnostic tests and prescribed medications.

Policy Terms and Exclusions

Policy Terms
Exclusions

Minimum Entry Age
Adult	18 years to 99 years
Child	90 days to 24 years
Exit Age	Lifelong
Cover Type
Individual	Maximum up to 6 persons
Family Floater	Maximum up to 2 Adults & 2 Children
Tenure Options	1/2/3 Years
Waiting Period
Waiting Period for Unforeseen Accidents	0 days (coverage starts from midnight)
Initial Waiting Period	30 days (coverage starts from the 31st day)
Named Ailment Waiting Period	2 years
Waiting Period due to Pre-existing Diseases	3 years
Relationship Covered	Self, spouse/live-in partner/same-sex partner, son, daughter, father, mother, mother-in-law, father-in-law, grandfather, grandmother

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Claim Process

Cashless
Reimbursement

22100+ Healthcare providers offering cashless treatment across the country

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Mumbai
Chennai
Kolkata
Bengaluru
Pune
Hyderabad
New Delhi
Ahmedabad

Our Extensive Network

22100+
Cashless Healthcare Providers^^

1400+
Cities Across India

Voice of Customers

Reviews
Testimonials

Overall Rating 5.0/5.0 Write a Review

Soubhagya K Kulkarni Health Insurance

Everything went very smooth

December 12, 2025

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Vaibhav Rai Health Insurance

Really helpful explaining the process in advance

December 12, 2025

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Samanway Barik Health Insurance

We will continue to avail of your scheme

December 12, 2025

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

FAQs About Care Supreme Shine

Q. Who Can Buy Care Supreme-Shine Health Plan?

Individuals seeking an affordable, comprehensive health plan can opt for the Care Supreme-Shine plan.

Q. Do I need to undergo medical tests before buying the Care Supreme-Shine policy?

While a complete medical checkup is not mandatory, you may be asked to take specific medical evaluations based on your current health status.

Q. What benefits does Care Supreme-Shine offer?

Care Supreme-Shine is a new-age health insurance plan that offers abundant healthcare coverage at a cost-effective premium. Some benefits provided under the plan include inpatient hospitalisation, access to online fitness sessions, and discounts on renewal premiums.

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Services: 8860402452

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Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of Feb 2025

**Number of Claims Settled as of Dec 2024

^The premium is calculated for an individual (age 18) opting for a ₹5L Sum Insured in a Tier 3 location for 1 year policy tenure.

Care Supreme Shine

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Cover Highlights

More About Product

Product Benefits

About Care Supreme Shine

Policy Terms and Exclusions

Claim Process

22100+ Healthcare providers offering cashless treatment across the country

22100+Cashless Healthcare Providers^^

1400+Cities Across India

Voice of Customers

FAQs About Care Supreme Shine

Q. Who Can Buy Care Supreme-Shine Health Plan?

Q. Do I need to undergo medical tests before buying the Care Supreme-Shine policy?

Q. What benefits does Care Supreme-Shine offer?

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22100+
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1400+
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