Save tax up to ₹75,000~ u/s 80D
Safeguard yourself and your family against increasing cases of lifestyle and infectious diseases in Guntur with the right coverage.
Reasons to Choose Care Health Insurance?
Premium starts @₹19/day
40 lakh+ lives covered locally
6,841 claims settled in Guntur
Guntur, one of the most well-known cities of Andhra Pradesh, is known for its agricultural economy, educational institutions and urban population. Over the years, it has witnessed a steady improvement in healthcare facilities as well.
It is home to government hospitals, speciality clinics, and multi-speciality private hospitals that not only cater to city residents but also to patients from nearby towns. Along with this growth, the cost of private healthcare has increased tremendously, especially for advanced treatments and surgeries. In such an evolving landscape, having adequate health insurance helps individuals and families navigate medical emergencies.
Here are the estimated costs of major illnesses in Guntur:
| Disease | Specific Illness | Treatment | Cost |
|---|---|---|---|
| Cardiovascular Diseases | Heart Attack Coronary Artery Disease |
Angioplasty Coronary artery bypass (CABG) Valve replacement surgery |
₹1,20,000 – ₹2,50,000 + ₹2,50,000 – ₹6,00,000 + ₹2,50,000 – ₹7,00,000 + |
| Cancer | Early-stage Cancer/ Advanced Cancer | Chemotherapy (per cycle) Radiation therapy (per session) Major cancer surgery |
₹40,000 – ₹1,00,000+ ₹3,000 – ₹5,00,000+ ₹2,00,000 – ₹5,00,000+ |
| Kidney Disease | Chronic Kidney Disease | Kidney transplant | ₹7,00,000 – ₹15,00,000 |
| Neurological Conditions | Stroke | ICU | ₹15,000 – ₹30,000 per day |
Note: These costs may vary depending on the type of hospital, doctor fees, duration of stay, and severity of the disease.
Here are the types of health insurance plans that you can choose from, depending on your coverage needs:
| Type | Description |
|---|---|
| Individual Health Insurance | Covers the medical expenses of an individual. |
| Family Floater Health Insurance | Covers the entire family under a single plan. |
| Senior Citizen Health Insurance | This plan is specifically for seniors and offers financial protection against age-related illnesses. |
| Critical Illness Insurance | Offers coverage for treatment expenses of life-threatening diseases like Alzheimer’s and end-stage renal failure. |
| Personal Accident Insurance | Covers medical expenses arising from injuries, disability or death caused by accidental injuries. |
Here are some of the most suitable health plans that you can consider in Guntur:
| Products | USPs | Who should buy it? |
|---|---|---|
| Cancer Mediclaim | - Higher sum insured up to 2 cr. - Organ donor expenses - Coverage for all types of cancer - Chemo and Radiotherapy |
Individuals and families at risk for developing cancer are seeking a plan that covers expensive cancer treatments like chemotherapy and radiation therapy. |
| Critical Illness Insurance | - 32 critical illnesses covered - Global & OPD Coverage - Annual Health Check-up - Ambulance Cover |
Individuals and families seeking financial protection against critical illnesses and value benefits like no claim bonus and ambulance cover. |
| Ultimate Care | - Infinity Bonus - Premium Payback - Loyalty Boost - Grace Period Coverage |
Individuals and families seeking a plan that offers maximum financial protection, loyalty rewards and grace period coverage. |
The coverage amount you need in Guntur depends on several factors, including your age, needs, number of dependants, disease prevalence in the city and cost of private healthcare.
Considering the rising chronic and lifestyle diseases such as diabetes, heart conditions and cancer in the city, it’s necessary to choose a sum insured that adequately protects you and your family against major health events.
For most individuals and families, a cover of at least ₹20– 30 lakh is recommended for routine hospitalisations and minor surgeries. If you and your family are at a higher risk of developing critical illnesses and have a history of pre-existing diseases, a higher coverage
of ₹50 lakh to ₹1 crore is recommended.
Understanding the inclusions and exclusions of your health insurance policy helps you make informed decisions and ensures a smooth claim process during medical emergencies.
Here are some solid reasons for choosing Care Health Insurance as your insurer:
Filing a health insurance claim in Guntur is a simple process when you follow the correct steps and keep the required documents ready. Here’s how you can do that:
| Cashless Claim Process | Reimbursement Claim Process |
|---|---|
| Step 1: Choose a network hospital and proceed with admission. | Step 1: Pay the hospital bills upfront and then apply for a reimbursement claim. |
| Step 2: Complete the pre-authorisation form at the hospital’s insurance desk and submit it to our claims team. | Step 2: Submit the duly filled claim form along with the necessary supporting documents, such as original medical bills, prescriptions, and discharge summaries. |
| Step 3: Our team will review your policy details and reach out if any further documents are needed. | Step 3: The claims team will review the submitted documents and issue an approval letter upon completion of the evaluation. |
| Step 4: Upon approval, the bill will be settled directly with the network hospital in accordance with the policy terms and conditions. | Step 4: After verification, the claim amount will be reimbursed in accordance with the policy terms and conditions. |
Here’s how you can seamlessly renew your insurance policy in Guntur:
Step 1: Visit our official website
Step 2: Click the ‘Renew’ option located at the top-right corner.
Step 3: On the renewal page, enter your details, such as your registered contact number and policy number.
Step 4: Review your policy details
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Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
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CASHLESS HEALTHCARE PROVIDERS^^
**Number of claims settled as of Dec 2024 *India Insurance Summit & Awards 2023
Visit our official website and use the ‘Hospital locator’ tool. Enter “Guntur” as your city to view the list of empanelled hospitals and check whether your preferred hospital is on it.
Premiums are affected by factors such as age, sum insured, medical history, lifestyle factors and the selected add-on benefits.
Yes, road ambulance expenses are covered under Guntur’s health insurance policy, subject to the policy terms and conditions.
Under the Critical Illness plan, only the treatment expenses of the listed critical illnesses are covered after diagnosis, as per the policy terms and conditions.
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Claim and Customer Support
74.5 Lakh+
Claims Settled Since Inception**
2 hours
Cashless Claims Approval
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Find your planGet the best financial security with Care Health Insurance!
Sales:1800-102-4499
Services: 8860402452
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Ultimate Care: UIN - CHIHLIP25044V012425
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Dec 2025
**Number of Claims Settled as of Dec 2025
^Get exclusive 5% off on Total premium on purchasing the plan from website
#The premium is calculated for an insured individual (18) who opts for a sum insured of 5 lakh in a zone 3 city.
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