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Health Insurance in Guntur

Safeguard yourself and your family against increasing cases of lifestyle and infectious diseases in Guntur with the right coverage. 

Reasons to Choose Care Health Insurance?

  • 22100+ Cashless Healthcare Providers^^
  • 74.5 Lakh+ Claims Settled Since Inception**
  • 24*7 Claim and Customer Support

Get Higher Coverage at an Affordable Premium

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Save Upto 10% on Health Insurance Premium^

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Healthcare Landscape of Guntur

Guntur, one of the most well-known cities of Andhra Pradesh, is known for its agricultural economy, educational institutions and urban population. Over the years, it has witnessed a steady improvement in healthcare facilities as well.

It is home to government hospitals, speciality clinics, and multi-speciality private hospitals that not only cater to city residents but also to patients from nearby towns. Along with this growth, the cost of private healthcare has increased tremendously, especially for advanced treatments and surgeries. In such an evolving landscape, having adequate health insurance helps individuals and families navigate medical emergencies.

Treatment Costs of Major Illnesses in Guntur

Here are the estimated costs of major illnesses in Guntur:

Disease Specific Illness Treatment Cost
Cardiovascular Diseases Heart Attack
Coronary Artery Disease
Angioplasty

Coronary artery bypass (CABG)

Valve replacement surgery
₹1,20,000 – ₹2,50,000 +

₹2,50,000 – ₹6,00,000 +

₹2,50,000 – ₹7,00,000 +
Cancer Early-stage Cancer/ Advanced Cancer Chemotherapy (per cycle)

Radiation therapy (per session)

Major cancer surgery
₹40,000 – ₹1,00,000+

₹3,000 – ₹5,00,000+

₹2,00,000 – ₹5,00,000+
Kidney Disease Chronic Kidney Disease Kidney transplant ₹7,00,000 – ₹15,00,000
Neurological Conditions Stroke ICU ₹15,000 – ₹30,000 per day

Note: These costs may vary depending on the type of hospital, doctor fees, duration of stay, and severity of the disease.

Types of Health Insurance in Guntur

Here are the types of health insurance plans that you can choose from, depending on your coverage needs:

Type Description
Individual Health Insurance Covers the medical expenses of an individual.
Family Floater Health Insurance Covers the entire family under a single plan.
Senior Citizen Health Insurance This plan is specifically for seniors and offers financial protection against age-related illnesses.
Critical Illness Insurance Offers coverage for treatment expenses of life-threatening diseases like Alzheimer’s and end-stage renal failure.
Personal Accident Insurance Covers medical expenses arising from injuries, disability or death caused by accidental injuries.

Best Health Insurance Plans to Consider in Guntur

Here are some of the most suitable health plans that you can consider in Guntur:

Products USPs Who should buy it?
Cancer Mediclaim - Higher sum insured up to 2 cr.
- Organ donor expenses
- Coverage for all types of cancer
- Chemo and Radiotherapy
Individuals and families at risk for developing cancer are seeking a plan that covers expensive cancer treatments like chemotherapy and radiation therapy.
Critical Illness Insurance - 32 critical illnesses covered
- Global & OPD Coverage
- Annual Health Check-up
- Ambulance Cover
Individuals and families seeking financial protection against critical illnesses and value benefits like no claim bonus and ambulance cover.
Ultimate Care - Infinity Bonus
- Premium Payback
- Loyalty Boost
- Grace Period Coverage
Individuals and families seeking a plan that offers maximum financial protection, loyalty rewards and grace period coverage.

How Much Coverage Do You Need in Guntur?

The coverage amount you need in Guntur depends on several factors, including your age, needs, number of dependants, disease prevalence in the city and cost of private healthcare.

Considering the rising chronic and lifestyle diseases such as diabetes, heart conditions and cancer in the city, it’s necessary to choose a sum insured that adequately protects you and your family against major health events.

For most individuals and families, a cover of at least ₹20– 30 lakh is recommended for routine hospitalisations and minor surgeries. If you and your family are at a higher risk of developing critical illnesses and have a history of pre-existing diseases, a higher coverage

of ₹50 lakh to ₹1 crore is recommended.

What is Covered and Not Covered in Our Health Insurance Plan in Guntur?

Understanding the inclusions and exclusions of your health insurance policy helps you make informed decisions and ensures a smooth claim process during medical emergencies.

  • Coverage
  • Exclusions
  • In-patient Hospitalisation: Covers medical expenses incurred during hospital stays, including room rent, nursing charges, and doctor fees.
  • Domiciliary Hospitalisation: Provides coverage for medical treatments taken at home when the patient cannot be moved to a hospital or if a hospital bed is unavailable.
  • Road Ambulance Charges: Reimburses the cost of emergency ambulance services used for transporting the insured to the nearest hospital.
  • Day Care Treatments: Covers medical procedures or surgeries that require less than 24 hours of hospitalisation due to technological advancements.
  • Advanced Medical Treatment: Includes coverage for modern treatments and advanced medical procedures as per the policy terms.
  • Pre and Post-Hospitalisation: Covers medical expenses incurred for a specified number of days before admission and after discharge related to the hospitalisation.
  • Self-Inflicted Injuries: Expenses arising from intentional self-harm, suicide attempts, or participation in hazardous activities are not covered.
  • Cosmetic Surgery: Treatments focused on aesthetic enhancement or plastic surgery are excluded unless medically necessary due to an accident.
  • Maternity-related Expenses: Costs associated with pregnancy, childbirth, or related complications are generally excluded unless specifically covered by an add-on.
  • Sexually Transmitted Diseases (STDs): Medical expenses related to the treatment of STDs, including HIV/AIDS, are typically not covered.
  • War and Nuclear Perils: Hospitalisation resulting from war, riots, civil unrest, or the use of nuclear, biological, or chemical weapons is excluded.

Why is Care Health Insurance the Right Choice for You?

Here are some solid reasons for choosing Care Health Insurance as your insurer:

  • Our health insurance plans offer comprehensive coverage, including inpatient care, pre- and post-hospitalisation expenses, road ambulance charges and organ donor expenses.
  • You can get quality treatment at more than 11,600 network hospitals
  • Upon paying an extra premium, you can avail benefits such as claim shield, annual health checkup and instant cover
  • We ensure a seamless claim process. So far, we have settled 6,841claims in Guntur
  • Get rewarded for claim-free years through premium payback and loyalty boost.

Procedure to File a Health Insurance Claim in Guntur

Filing a health insurance claim in Guntur is a simple process when you follow the correct steps and keep the required documents ready. Here’s how you can do that:

Cashless Claim Process Reimbursement Claim Process
Step 1: Choose a network hospital and proceed with admission. Step 1: Pay the hospital bills upfront and then apply for a reimbursement claim.
Step 2: Complete the pre-authorisation form at the hospital’s insurance desk and submit it to our claims team. Step 2: Submit the duly filled claim form along with the necessary supporting documents, such as original medical bills, prescriptions, and discharge summaries.
Step 3: Our team will review your policy details and reach out if any further documents are needed. Step 3: The claims team will review the submitted documents and issue an approval letter upon completion of the evaluation.
Step 4: Upon approval, the bill will be settled directly with the network hospital in accordance with the policy terms and conditions. Step 4: After verification, the claim amount will be reimbursed in accordance with the policy terms and conditions.

How to Renew Your Medical Insurance Policy in Guntur

Here’s how you can seamlessly renew your insurance policy in Guntur:

Step 1: Visit our official website

Step 2: Click the ‘Renew’ option located at the top-right corner.

Step 3: On the renewal page, enter your details, such as your registered contact number and policy number.

Step 4: Review your policy details

Select from Our Best Health Insurance Plans in Guntur

Man Illustration
Look for best health plan that suits your need!
Preffered Product Image
Care

  • Comprehensive Health Insurance
  • Annual Health Check-up

KNOW MORE
Care Freedom Product
Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

KNOW MORE
Care Senior Product
Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

KNOW MORE
Care Senior Product
Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

KNOW MORE
Enhance Product
Enhance

  • Super Top-up Insurance
  • In-Patient Care

KNOW MORE
Enhance Product
Joy

  • Maternity Cover
  • New Born Baby Cover

KNOW MORE

List of Cashless network in Guntur

Name Address City State Pincode Map
A One Hospitals Beside Ntr Blood Bank Anna Srinivasa Rao Kalyana Mandapam Road Guntur Andhra Pradesh 522001 Locate
Ahalya Hospital Kothapet, Guntur Guntur Andhra Pradesh 522001 Locate
Ahalya Nursing Home 12-10-16/A, Beside Sivalayam Temple, Guntur Andhra Pradesh 522001 Locate
Amar Orthopaedic Hospital Gunturivarithota 1St Line, Old Club Road, Kothapet Guntur Andhra Pradesh 522001 Locate
Amrutha Nursing Home D. No. 7-14-4,Battavari Street, Ganganammapet, Guntur Andhra Pradesh 522001 Locate
Andhra Prime Hospitals Dr. No. 9-1-18, Central Plaza Building Railway Station Road, Beside Naaz Theatre Guntur Andhra Pradesh 522001 Locate
Anjani Super Speciality Hospital Old Club Road, Kothapet Guntur Andhra Pradesh 522001 Locate
Asian Hospitals Vinukonda Road,Narasaraopet Lingam Guntla Guntur Andhra Pradesh 522601 Locate
ASWANI NURSING HOME OPP LEELA MAHAL THEATRE KOTHAPET Guntur ANDHRA PRADESH 522001 Locate
Avr Hospital 12-11-4/A Old Club Road, Kothapet Guntur Andhra Pradesh 522001 Locate

Voice of our Customers

Sulbha Ravindra

format_quote The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free.

Ganesh Kumar

format_quote Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product.

Gopinathan Pillai

format_quote It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

format_quote Hassle Free insurance buying process. Highly Recommend Care.

Priyanka Singh

format_quote Excellent health insurance plan! Covers annual health check-up for all family members.

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

74.5 Lakh+ Claims Settled**

Cashless Claim

22100+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of Dec 2024     *India Insurance Summit & Awards 2023

FAQs for Health Insurance in Gunter

Q. How do I check if my preferred hospital in Guntur is part of the network?

Visit our official website and use the ‘Hospital locator’ tool. Enter “Guntur” as your city to view the list of empanelled hospitals and check whether your preferred hospital is on it.

Q. What factors affect the premium of health insurance in Guntur?

Premiums are affected by factors such as age, sum insured, medical history, lifestyle factors and the selected add-on benefits.

Q. Does health insurance in Guntur cover ambulance transport costs?

Yes, road ambulance expenses are covered under Guntur’s health insurance policy, subject to the policy terms and conditions.

Q. How is the payout made under the Critical Illness Insurance plan?

Under the Critical Illness plan, only the treatment expenses of the listed critical illnesses are covered after diagnosis, as per the policy terms and conditions.

Claim Metrics

  • 24*7

    Claim and Customer Support

  • 74.5 Lakh+

    Claims Settled Since Inception**

  • 2 hours

    Cashless Claims Approval

  • 22100+

    Cashless Healthcare Providers^^

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Ultimate Care: UIN - CHIHLIP25044V012425

Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of Dec 2025

**Number of Claims Settled as of Dec 2025

^Get exclusive 5% off on Total premium on purchasing the plan from website

#The premium is calculated for an insured individual (18) who opts for a sum insured of 5 lakh in a zone 3 city.