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Get ₹ 5 Lac Health Cover at ₹ 542/month^

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  • Individual & Family Health Insurance
  • Health Insurance for Diabetes, High B.P or BMI
  • Super Top-up Plan
  • Maternity Insurance Plan
  • Health Insurance for Heart Patients
  • Health Insurance for Senior Citizen

Popularly known as the City of Joy, Kolkata is one of the most beautiful cities of India, offering all amenities. The city has a robust medical infrastructure for both locals and people staying in the neighboring towns and states. It has numerous government-aided, private, and multi-specialty hospitals. The healthcare facilities in the city are beneficial for both locals and visitors coming from different parts of India.

Living in a fast-paced life can give rise to various lifestyle diseases such as obesity and heart disorders. Not only can it negatively affect your physical health, but it can also affect your wealth. Health issues are unavoidable. They are uncertain, and treatment can be expensive. For this reason, it is advisable to get best health insurance in Kolkata so that you can secure yourself and do not put a financial burden on your family.

When opting for a health cover, it is necessary to understand its coverage. Many people still consider that a mediclaim policy and a health cover are the same. But they are different. The increased medical expenses can cost you a bomb, especially in circumstances like hospitalisation because of accidents and pre-existing ailments. Hence, the mediclaim policy acts as financial aid. With the help of the mediclaim policy, you can go for cashless treatment without hampering your savings. To take care of hospitalization expenses; hence, it is advisable to opt for the best mediclaim policy in Kolkata for your family.

If you are planning to opt for the best mediclaim policy in Kolkata, then certain things should be kept in mind:

  • Sum insured
  • Co-payment
  • Network hospital
  • Exclusions

The best mediclaim policy in Kolkata covers in-patient hospitalisation expenses, annual health check-ups, and domiciliary hospitalization.

The Need for Health Insurance in Kolkata

Living in metro cities has its perks as there is no shortage of facilities. But, as every coin has two sides apart from high-end facilities, gradually there has been a rise in health issues. Living in the hustle-bustle of urban life can negatively impact your overall health.

Kolkata has witnessed many health complications in the last decade. People are experiencing health issues, such as obesity, asthma, and diabetes. Therefore, the demand for health insurance is rising in Kolkata. Opting for a health policy prevents your savings from getting exhausted. Medical insurance plan has now emerged as a necessity for people who are now looking to protect their families. Opt for a health policy today and leave all your worries behind.

Only you can take charge of your health. It is possible only if you practice the habits mentioned-below:

  • Eat a nutritious diet
  • Safeguard yourself from pollution by wearing a mask in daily life
  • Make it a habit to go for health check-ups
  • Make exercise a part of your routine
  • Opt for the best health insurance policy in Kolkata

Secure your loved ones today with our comprehensive family health insurance plans

Tips to Consider Before Buying Health Insurance in Kolkata

With so many health insurance companies selling insurance policies, it has become tough to opt for one that works best for you. Let’s discuss some of the tips that you must consider before buying health insurance in Kolkata.

  • Opt for a health policy at the earliest
  • Choose a policy with maximum coverage
  • Consider the waiting period for pre-existing diseases
  • Understand the claim settlement ratio
  • Check if there are any network hospitals in your area
  • Read the reviews carefully given by the customers on the company’s official website
  • Read all the inclusions and exclusions of the policy
  • Consider the feature of co-payment and sub-limits in the policy
  • Check which indemnity cover is ideal for you
Click to know about Care Health Claim Settlement Ratio and Co-Payment in Health Insurance

How to Avail Cashless Treatment in Kolkata?

It is now easy to get access to cashless treatment and keep your financial worries at bay. A cashless medical insurance facility is available only if the insured avails treatment in any cashless network hospital in Kolkata. The benefit of this facility is that the insured does not pay a single penny, and the entire cost is paid by the health insurance company, subject to the policy terms and conditions.

In this case, the insured has to abide by the following steps:

  • Select the network hospital in your location
  • Submit the pre-authorization form duly signed by you
  • Submit all the required documents and notify the health insurance company
  • After the verification, the claim management team will get back to you in case of any query

In the event of emergency hospitalization, the insured must inform the us within 24 hours. While, in case of planned hospitalization, the insured can inform within 48 hours.

You can get cashless treatment and get the claims settled by using the health card.


Look for the best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

Know More

Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

Know More

care senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

Know More

care heart


  • Super Top-up Insurance
  • In-Patient Care

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  • Maternity Cover
  • New Born Baby Cover

Know More


List of Cashless Network Hospitals in Kolkata

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) (formerly known as Religare Health Insurance Company Limited) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.


Awarded as Claims
Leader of the year


30 Lakh + Claims Settled^^


Cashless claim approval
in approx. 2 hours

^^number of claims settled as on February, 2022

Benefits of Health Insurance Plans

Mentioned below are certain benefits of availing the medical insurance plans:

Click here to know more about tax deductions.

Why Care is the Best Health Insurance Company in Kolkata?

With increasing medical costs, getting a mediclaim policy to manage healthcare expenses is recommended. However, with plenty of mediclaim policies, you might be perplexed as to which mediclaim policy is right for you. If you are looking for health insurance agents in Kolkata to avail of the best insurance policy, your search stops here. Visit the official website of Care Health Insurance where you can find various mediclaim policies covering a wide range of expenses. You can always rely on Care Health Insurance as it has a good reputation in the health insurance industry.

These include hospitalization expenses, ambulance cover, and daycare treatment. We have 11000+ cashless network hospitals, 95.2% claim settlement ratio, and 23 lacs claim settled. Not only this, but you can also boost your plans with lifetime renewability, super top-up options, and treatment facility at cashless network hospitals in Kolkata. That is why we are the best mediclaim company in Kolkata. 

With the increasing age, humans become vulnerable to illness. In this case, Care Health Insurance acts as a financial cushion to its customers. It is the best mediclaim company in Kolkata as it caters to all the healthcare needs during a medical emergency. 

If you are thinking to buy a mediclaim policy, then you must consider Care Health Insurance. It is the most sought after mediclaim company in Kolkata. You can select the right mediclaim policy, as there are plenty of options available online. These policies ensure that you get the best coverage at an affordable rate.  

In today’s scenario, everything is available online. Similarly, getting a mediclaim policy online is not an exception. Your search for a mediclaim company in Kolkata comes to an end at Care Health Insurance after entering your details, such as name, profession, and annual income. You can connect with the team of our health insurance agents in Kolkata for further assistance.

#Claim Settlement Ratio is for FY 19-20 and number of claims settled till February 2022.

Disclaimer: The annual premium for product Care Care Shield (add-on) is Rs.6160/-(Incl. GST) for one adult falling under the age bracket 18-24 years.

^^Number of Cashless Healthcare Providers till 25th March 2022.

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