Health Insurance in Guwahati

Health Insurance in Guwahati

Guwahati is a beautiful ancient city and seat of learning, art, and culture in India. It is the gateway of the North-East Region of the country located on the river Brahmaputra. The city is famous for the ancient temple of Goddess Kamakhya. It is an amalgam of culture and diversity that makes a beautiful place. Students from different parts of the North-East come to Guwahati to pursue higher education. It is full of life with malls, nightclubs, parks, and more. The magnificent landscapes, the Brahmaputra, and the temples add more charm to the vicinity of the city. Guwahati is a hustling and bustling city with a friendly cosmopolitan environment. 

However, the city is still far behind in water and sanitation facilities that increase the new health threats for the residents. Vehicular and industrial pollution is also taking on alarming proportions in Guwahati. As a result, people are facing severe health problems. Government hospitals do not have enough facilities, and there are few private multi-specialty hospitals. But, the costs of treatment in these hospitals are sky-high. Hence, it is wise to keep yourself protected with health insurance.

The city is near to hills and has a lot to offer. But, it is still not immune to communicable, non-communicable, and lifestyle diseases. Due to air pollution, people are suffering from chronic or critical illnesses. We, at Care, offer customized health insurance Guwahati plans that cover your different health care needs. Our city-specific health insurance plans give you maximum coverage against medical emergencies. We include pre and post hospitalization expenses, medicines, and therapies expenses of your treatment. With the help of our cashless treatment facility, you can take the medication in the nearby network hospital without cash. The team of our advisors solicits all your queries related to medical insurance Guwahati plans and guides you to opt for the right one that protects yours and your family’s future. 

The Need for Health Insurance in Guwahati

Several factors contribute to the rapid spread of diseases like COPD, Asthma, TB, Pneumonia, and so on in Guwahati. Treatment costs are getting high in private hospitals. One time hospitalization can drain all your savings. Thus, it is required to secure yourself and your loved ones before it’s too late. Our comprehensive medical insurance Guwahati policies are available with extensive coverage. So, avail you of the best possible treatment without a financial burden in Guwahati.

Tips to Consider Before Buying Health Insurance in Guwahati

Health insurance is your rescuer when you fall prey to any chronic diseases or critical illnesses. You should consider the following tips before opting for health insurance Guwahati policies for yourself and your family:

Budget- Before buying health insurance, you should prepare a budget for how much you can invest in health insurance. In this way, you can pick an affordable plan that gives you maximum coverage without gives a burden to your monthly budget. 

Check the Network Hospitals- Network hospitals are the hospitals that have tie-ups with us, and you can avail cashless treatment facility. You should check how many hospitals are located nearby to your place in the medical insurance Guwahati plan.

Premium Calculator – Calculate the health insurance premium with the help of a health insurance premium calculator and compare the premium of our different health insurance Guwahati plans and pick the most reasonable one.

Maximum Coverage- Before making your choice knows about the coverage of our various health insurance plans. We cover expenses related to pre and post hospitalization, diagnosis expenses, treatment, and medication costs, and many more.

Check Exclusions- Read about our exclusions that include several medical procedures/treatments/diseases. They do not cover under the health insurance coverage. So, you check them to avoid chances of claim rejection. 

Waiting Period- Comparatively, our waiting period is less. The waiting period is 30 days from the commencement of the policy period and 48 months for pre-existing diseases. So, choose the one with the minimum waiting period.

Check Eligibility- You should also check the age criteria for eligibility before you buy health insurance. However, most of our plans have a lifelong renewability option.

How to Avail Cashless Treatment in Guwahati?

Treatment without cash is the seamless benefit of having our health insurance policy. You can admit to any of our cashless network hospitals in Guwahati. We have a tie-up with them, and these hospitals are located at various locations within the city. You need to inform our support team about your hospitalization within 24 hours after admission in case of emergency and before 48 hours in planned hospitalization and also to the insurance helpdesk at the hospital. After document verification, our claim management team approves your claim, and we pay your bills directly to the hospital. Under our cashless treatment facility, you can start your treatment without getting worried about cash. Moreover, you can also connect with our experts health insurance agents in Guwahati for further assistance.