Health Insurance in Gandhinagar

Gandhinagar is the capital city of Gujarat, known for its well-maintained civic amenities. It is a clean and green city that provides a comfortable lifestyle for its residents with good health infrastructure. There are many private hospitals and government-run hospitals that cater to the medical needs of people. In addition, there are several speciality hospitals, clinics and diagnostic centres. 

While there is access to healthcare facilities, the high cost of medical treatment in private hospitals is a serious concern for people. Any medical emergency can lead to severe financial implications. Hospitalization costs range in lakhs. So, choosing health insurance is the best way a family can lower this cost burden. Furthermore, the cashless treatment facility is beneficial as the insurer directly settles the medical bills, and the policyholder need not pay anything from the pocket. Care Health Insurance has numerous cashless network hospitals in Gandhinagar. Opt for the cashless treatment facility at any of these network hospitals to forget financial worries. 

The Need for Health Insurance in Gandhinagar

Urbanisation has posed serious health risks for people living in the city. Several non-communicable diseases, such as hypertension, diabetes, cardiovascular ailments, etc., are on the rise mainly due to unhealthy lifestyle and environmental factors. One of the best ways to stay healthy is to get regular health check-ups and avail timely medical care. For people in Gandhinagar, getting health insurance is beneficial because it will cover one’s hospital expenses and other costs like pre and post hospitalization medical expenses. Moreover, the feature of annual health check-ups helps an individual to get ailments diagnosed early and receive proper treatment. 

Cashless Treatment

Many insurers like Care Health Insurance offer health insurance plans with the cashless treatment facility. This feature is beneficial for policyholders as it simplifies the payment of medical bills. During a medical emergency, a family goes through a lot of stress. Thinking about hospital bills can increase the anxiety levels for a family. Here is where cashless health insurance proves advantageous. A policyholder can easily get admission in any network hospital and avail cashless treatment using a health insurance card. Under this facility, the insurer pays for the expenses directly to the hospital on behalf of the insured. 

Tips to Consider Before Buying Health Insurance in Gandhinagar

Buying health insurance can be confusing, especially if you are a first-time buyer. Here are some factors to keep in mind, which will give an idea on how to choose the right policy:

• Analyse your insurance needs based on age, medical conditions, number of family members, etc.
• Decide the right coverage amount required, keeping in mind the rising medical costs
• Find out if there are network hospitals of the insurer in your location
• Look for policy features like lifetime renewability, annual health check-ups, etc.
• Go for an insurer that has the best claim settlement ratio

Click to know about Care Health Claim Settlement Ratio

How to Avail Cashless Treatment in Gandhinagar?

To avail of the cashless treatment facility at any network hospital in Gandhinagar, here are a few simple steps you should follow:

• Choose any network hospital for medical treatment
• Inform us about hospitalization as per the specified timeline
• Submit the duly-signed pre-authorization form to the hospital insurance desk
• Provide the supporting documents and the health card
• Once the documents are verified, the claim management team will send an approval
• If required, a query may be raised by the claim management team
• Upon approval, the medical bills will be settled based on the policy terms and conditions

The policyholder must contact the insurer within 24 hours in case of emergency hospitalization and 48 hours prior to admission in case of planned hospitalization.