World No Tobacco Day: The Need to Secure Health with Cancer Cover or Critical Illness Policy

It is a fact that the use of tobacco substances can have life-threatening health consequences. Close to 8 million die owing to tobacco use each year, according to the World Health Organization. Every year, the World No Tobacco Day is observed on May 31 to spread awareness about the effects of tobacco and to empower tobacco users to quit tobacco consumption.

Health is a precious asset. A medical emergency in today’s times has the potential to wipe out one’s reserves. The COVID-19 pandemic has increased the health risks for all of us. However, smokers face higher risks of developing severe medical conditions. One should consider investing in a health cover for getting adequate financial protection in the present situation. Moreover, those having unhealthy lifestyle habits like tobacco consumption must plan to opt for a critical illness health policy, which will offer solid financial support in any unforeseen event of being diagnosed with a critical ailment.

Effects of Tobacco on Health

Tobacco consumption can result in several health complications, which will have long-term effects on the body and impact different systems, such as the central nervous system, respiratory system, and cardiovascular system.

Moreover, smoking and using other tobacco products can weaken the immune system and make a person prone to infections. Other health issues include anxiety, Chronic Obstructive Pulmonary Disease (COPD), high cholesterol, etc. Further, cancer is among the severe diseases and worse effects of tobacco on health that can occur. 

Health Benefits of Quitting Smoking

If we look at the ill effects of smoking, it is better to quit the habit. And, the sooner one quits, the better! Quitting tobacco plays a crucial role in adding more years to one’s life. Here are some health benefits of quitting smoking:

• Lowers blood pressure and heart rate in 20 minutes after quitting
• Improves circulation and enhances the lung functions
• Cleans the lungs and lowers risks of infection
• Reduces risk of heart attack, stroke and cancer

>>Read: Cancer Prevention: Reduce Chance of Cancer with Healthy Lifestyle

Significance of a Cancer-specific Health Cover for Smokers

Neglecting the need for a health cover at a young age may not be a good idea. In reality, it is necessary for this day and age when medical inflation is rising every year, and people are facing the effects of a fast-paced lifestyle. Further, life is known for its uncertainties. A critical ailment can occur due to several reasons, including one’s family medical history. Besides, smoking and other forms of tobacco use lead to a much higher risk of such ailments, including cancer.

Having a separate health cover can play a vital role in tackling the burden of increasing medical expenses during emergencies. Moreover, medical treatments for cancer and various critical illnesses have seen advancements, but their costs are escalating. Given these facts, a cancer cover or a critical illness-specific health policy is a better choice than a regular health policy. It will provide higher coverage and comprehensive protection for expensive & advanced cancer treatments and therapies.

Consider a mediclaim policy for critical illness by Care Health Insurance, which covers wide-ranging medical treatments for 32 specified critical ailments, including cancer. With cashless hospitalization at 8350+ network hospitals, you can forget your worries about paying medical bills.

Start securing your finances by getting a health insurance cover early in life. A noteworthy fact is that the health insurance premium increases with age. Besides, it also depends on lifestyle habits like smoking. Given these facts, quitting smoking will not only open your doors to a healthy life but also help you secure your health much affordably.

Disclaimer: The information given in this article is only for reference purpose. *Please read the policy T&C, brochure, and prospectus to know more about our Cancer Insurance and Critical Illness Health Insurance plans.