Cancer is a disease in which the body experiences uncontrolled growth and division of cells. Cancer is spreading at an alarming pace globally. The struggle to recover from this disease is not easy; but, it can be overcome if it is diagnosed at an early stage. The treatment cost of cancer can prove to be a financial burden on the sufferers and their families. Therefore, it is prudent to invest in the cancer insurance plan to cover the heavy expenses incurred during the period of the treatment.
Owing to the high medical cost, it is imperative to invest in a cancer insurance plan. We tell you some of the steps that will help you in opting for the best cancer insurance plans:
Cancer Insurance Plan provides coverage irrespective of the stage or type of cancer. As the cost of the cancer treatment costs in lacs, several people purchase this insurance plan to secure themselves. The premiums of the cancer insurance plan depend upon various factors such as age, family history, and reports. This health insurance plan also offers coverage for early detection tests and health monitoring programs.
The cancer insurance plan offered by Care Health Insurance (Formerly Religare Health Insurance) includes pre and post-hospitalization expenses, chemotherapy and radiotherapy treatments.
Cost and sum insured:
Premium and the sum insured are the important factors that you should consider while selecting a health insurance plan for cancer. It is suggested to take a look at the amount of sum insured offered under the health insurance plan so that it can covers all your health care needs. The sum insured of a cancer insurance plan can be as high as Rs. 2cr.
Waiting period is the time frame that has to be completed before the coverage of the policy begins. Cancer insurance plan has a initial waiting period of 90 days. It means the claim for the medical expenses is admissible after the completion of this 90 days duration, except the medical expenses incurred as a result of an injury.
Consider the exclusions:
It is an important part of a cancer mediclaim. Exclusions means the diseases, conditions, and surgical procedures that are not covered under health insurance policy and you cannot file a claim for it. Thus, opt the mediclaim plan according to your health care needs.
Cancer diagnosed at the later stage can not only gives jerks to your health but also to your finance. This makes it even more necessary to buy a health insurance plan such life-threatening diseases. Care Health Insurance (Formerly Religare Health Insurance) provides the best cancer insurance plan that secures you and your family. This mediclaim policy provides support during critical time. In this health insurance plan, you get a lump sum benefit that is equal to the sum insured. This health insurance policy covers all hospitalziation and treatment expenses along with multiple benefits. You can easliy opt for cancer insurance plan online.
All you need is to plan your requirements and invest prudently.