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The knees are the most vital yet complex joints in the body. They demand more attention as you age owing to wear and tear. Additionally, they bear the brunt of a sedentary lifestyle, poor posture, and weight gain issues of people that further impacts our life goals. Chronic knee pain can be due to strenuous activity or a long-term effect of health problems such as osteoarthritis or even injury. Knee replacement surgery might become necessary for an individual to restore normal knee functions. In this surgery, also known as Knee Arthroplasty, damaged bone, and cartilage are replaced with an artificial joint or prosthesis.
Since healthcare costs in India are high, one has to consider the financial aspect before undergoing any medical treatment. With knee replacement cost in India, ranging from 1 lakh to 2 lakh rupees, the best thing to do is to invest in a health insurance plan that covers total knee replacement surgery. Having a health cover will protect you in the hour of need and save you from facing any financial burden.
Osteoarthritis is one of the leading causes of pain and stiffness in the knee. Besides, there are other conditions such as rheumatoid arthritis, psoriatic arthritis, ligament tear, cartilage defect, bone deformity, trauma, etc. due to which a doctor may recommend a knee replacement.
A knee replacement will certainly enable one to lead a healthier life, but there are risks to consider, like in any other surgery. One should keep a watch out if there are any complications. Also, knowing the right time to go for the surgery is crucial. Doctors may not recommend a total knee replacement if a person is below 50 years. However, they would also consider other factors such as health condition, the severity of pain, etc. to identify if surgery is necessary.
It is better if one decides on whether to go for knee surgery or not after assessing other alternatives to knee replacement like acupuncture, along with physical therapy, medication, weight loss, exercises, etc.
One should opt for knee surgery after weighing the pros and cons. To understand if surgery is the best option or not at this stage, one should consult an orthopedic surgeon for professional advice.
Knee problems can be severe. Successful knee surgery can rid you of all the discomfort and help you lead a quality life once again. To minimise the load on your savings due to the medical treatment, it is advisable to opt for a medical insurance policy. ‘Care’ by Care Health Insurance (formerly Religare Health Insurance) is a comprehensive health insurance policy that covers the treatment of Total Knee Replacement.
The surgery costs may vary depending on factors like city and implant used in the surgery. Having a policy with an adequate sum insured will prevent financial difficulties.
The benefits include:
>>Click to read about cashless medical treatment
Having a health insurance policy is a lifeline for every family. It offers vital financial support and helps in achieving one’s health goals without any obstacle. Cover for Total Knee Replacement in Health Insurance is a beneficial feature you must look for when choosing a health policy. Also, remember to keep the following points in mind:
Do not let expensive medical treatment cause any obstruction in your road to recovery. Visit our official website to choose a family floater policy today. We also offer coverage for 541+ day care treatments and cashless treatment at over 19000+ cashless healthcare providers.
Disclaimer: Underwriting of claims for Total Knee Replacement is subject to policy terms and conditions. Please refer to the policy terms and conditions to know more about policy benefits.
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