You are moving to a new city to pursue your dreams. Great! There may be many things going on in your mind. You may be wondering if you need to make any changes to your health insurance. In today’s time, health insurance is a necessity for everyone, no matter which part of the country you are living in. A health cover acts as a financial cushion by protecting you in case of a contingency. It offers numerous benefits, with the help of which you can get the best treatment without affecting your finances. Before buying the best health insurance plans, you look for different features. However, nobody seems to consider the fact of moving to a new city or state. You may consider various factors like age and medical condition; but tend to ignore location, which is also one of the most important things that should be taken into consideration. Every individual must consider some factors such as age, premium, and medical condition before getting medical insurance. While relocating to another city or state, the insured must look for some elements and should consider reviewing his medical insurance.
Mentioned below are some factors that one must consider before relocating to a new city or state:
1.The Facility of Network Hospitals: One of the most critical factors that comes into effect is the preference of hospitals, based on the network hopsitals that are available for offering cashless treatment under the health cover. You can avail of the benefit of cashless treatment at the network hospitals. While relocating to another city, be sure to check that the network hospital you choose should be present in the list of network hospitals.
2. Limitations to Avail Advanced Treatment: When the insured moves to a new city and needs advanced treatment, there can be a situation when they may face restrictions that differ from one health insurer to another. Hence, you must opt for add-on covers to enhance your health cover.In most cases, health insurance portability is allowed at the time of renewal of the health policy.
3. Higher Sum Insured: If a person is relocating from a small city to a metro city, where the cost of living and chances of health risks will be higher, this may affect the cost of premium. Hence, it is advisable to opt for high coverage.
Over To You
Now you know what the things you must consider when relocating to a new city to avoid any sort of inconvenience in the future. You must consider various factors like the duration of your stay in that particular city. If the advanced treatment is needed or if you are a senior citizen, a pan-India cover would be an ideal choice as it would apply to all cities in the country. With the help of health insurance portability, you can port your health policy to Care Health Insurance.
For further knowledge, you can reach out our customer service team. We are the trusted names in the industry as it has presence across all over the country. It has partnered with more than 22900+ cashless healthcare providers in the country where you can avail of the facility of cashless treatment. It offers some of the best health insurance plans at an affordable premium. For more knowledge, you can visit the company’s official website.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
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