Having a health insurance policy comes with numerous benefits. While opting for one, many people think how much they are going to use it. Investing in it at a young age ensures that one will get higher coverage. Nowadays, many health insurance policies include the Out-Patient Department (OPD) cover as an add-on cover. These health insurance policies include doctor’s consultation and pharmacy expenses. Taking an OPD treatment means you will be consulting a doctor and availing facilities at the hospital without any hospitalisation. Nowadays, most health insurance plans cover these expenses as a single visit to a hospital can be expensive. It comes into play when you experience a small medical crisis for which you do not need to get admitted to the hospital. With the help of this, you can save a lot of your money. Be sure to note that OPD treatment can be done only in the network hospitals.
No matter how young you are or how old you are, sometimes you may need to visit the doctor due to any contingency. Thus, it is a suitable option for all people of all age groups.
Inclusions of OPD Cover in Health Insurance
OPD cover takes care of all the medical expenses arising due to OPD treatment. You will get treatment as per doctor’s recommendation. In this case, there is no need for hospitalisation.
Mentioned below are some of the inclusions of the OPD Cover:
- Diagnostic test
- Doctor consultation
- Pharmacy expenses
- Investigative tests
Benefits of OPD Cover in Health Insurance
Listed below are some of the key benefits of OPD cover in health insurance:
- These plans allow the insured to claim for expenses that you may experience without hospitalisation.
- With the help of health insurance with OPD cover, you can claim an amount that is equivalent to the bills at the time of reimbursement.
To Sum Up
A health insurance policy is an essential buy in today’s time. It acts as a financial cushion by securing your expenses at the time of a medical crisis. With the increasing medical expenses, choosing health insurance with OPD cover has become crucial. Care Health Insurance (Formerly known as Religare Health Insurance) offers this as an add-on cover with the base policy.
OPD expenses may seem to be expensive; but, they are essential as they can save a lot of your money. It is beneficial in the scenario of medical inflation. Now, when everything is online, it is also easier to make claims for health insurance with OPD cover.
You can get treated at any of the hospitals as the company has tie-ups with more than 7900 network hospitals in India. For more details related to health insurance with OPD cover, you can visit the company’s official website, and reach out to the customer support team.