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Parenthood is certainly a beautiful journey of life. The newborn's arrival brings excitement that knows no bounds. But, Simultaneously, it signals a sense of great responsibility for the parents. There are so many things that, as parents, they need to take care of – from making the house baby-friendly to giving the best care for healthy growth. Apart from this, parents must focus on their insurance needs and consider including the newborn baby in their family health insurance plans. This way, they can secure their child's health and access quality medical care without worrying.
Becoming parents is one of the most significant milestones for any couple. A new member is added to your family, which adds to the responsibility of many kinds. Buying the best child plan for newborn baby will stay with your child in times of emergency and it will keep your child hale and hearty. Creating a secure future for your child is one of the essential things parents must do, but some do not have enough knowledge about how to begin financial planning for their growing family and buy a new born baby health insurance.
A newborn baby of a minimum age of 91 days is eligible for health cover under a family floater health insurance.
Finding an individual health policy covering a baby from day one is difficult for parents. However, maternity plans offer coverage to the baby up to the first 90 days. Thus, they prove beneficial. However, after completing this period, parents can add their child under a regular health policy by paying an additional premium. Therefore, Parents should be aware of the benefit of newborn baby health insurance and how it helps them stay relaxed about accessing the best medical care when needed.
The moment they decided to enter into parenthood, they should start looking for health plans. As there is no specific child plan, the best protection for a newborn baby is to include the baby in your regular health insurance.
Nowadays, medical treatment results in enormous expenditures for a family, and the costs are continuing to rise. Therefore, Keeping oneself secured financially with the help of a family health cover is a move in the right direction since medical emergencies can unexpectedly drain out our savings.
Children and newborn babies require the same protection as other family members. Thus, getting health insurance for children, including a newborn, is crucial, and it is possible by opting for the best family floater policy. This way, all the individuals of a family are covered under a single policy, and it ensures an affordable premium to a great extent.
Your bundle of joy brings lots of happiness and responsibilities. Health insurance with newborn cover is a big sigh of relief. Still, if you do not have it, unfortunately, you have to undergo financial stress as delivery can bring complications that may need immediate hospitalization. In addition, if you do not have health coverage for your newborn, you have to arrange money immediately that takes you under financial debts. Postnatal expenses create a financial burden, and if they are not covered under the policy, it gets difficult for the baby to get the proper healthcare.
Care Health Insurance does not limit the coverage only up to the delivery. Your newborn child also covers up to the first 90 days under health insurance with maternity coverage and becomes eligible to be included in the family floater plan once it turns 91 days old.
Quality maternity care is vital for the mother and also for the baby. Hence, opting for a good maternity cover will ensure protection for your baby up to a specified number of days. As mentioned earlier, the newborn cover is a benefit available under maternity health plans. These plans cover a host of medical expenses, including the hospital and delivery costs. The policy also includes newborn baby cover for up to the first 90 days. You can add the baby under a regular family health cover such as ‘Care’ by Care Health Insurance if the age is 91 days or above. You can also include your newborn under the policy at the time of renewal.
If you are looking for the best child plan for a newborn baby, then opting for a family floater policy is a good idea and an affordable option. Here are some crucial points that you should consider when selecting a health cover for a newborn:
With CHI, you would get insurance coverage for your newborn when you take our Joy Maternity Insurance Plan. This plan would cover the expenses of your newborn's medical needs up to 90 days from the date of birth. To avail newborn baby health insurance, you must know that it should be taken care of when the baby is born.
CHI’s maternity insurance plan is the perfect blend of hospitalization and maternity insurance. Along with the maternity insurance plan, you will get newborn baby health insurance and not have to rush to secure your child.
Here are some of the prime reasons that make health insurance with newborn baby cover beneficial:
>> Also Read How to Claim the Maternity Cover in Health Insurance
The arrival of a newborn also means a rise in overall expenses. It also implies a greater need to focus on your family's health and well-being. Thus, comprehensive health insurance plans are the best safety cushion as they come with lots of benefits at an affordable price. You will also get newborn baby health insurance coverage in the same plan. Moreover, features such as annual health check-up and no claim bonus help secure your health in the best way possible.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
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