At an affordable price for you
Surgery is an important medical procedure for the treatment of certain illnesses. For a patient and the family members, it is natural to feel a bit nervous. In the event of a surgical operation, a lot of care is required. It hints at the need for getting quality treatment at the best hospital.
Medical procedures, including surgeries, are getting advanced. However, their costs are quite high, especially in private hospitals. Having a health cover or a mediclaim policy becomes absolutely essential to prevent one’s financial savings from draining out.
Operation Insurance by Care Health Insurance is a health cover for surgical expenses.
Health insurance products offer comprehensive cover for various medical expenses, including surgical expenses. Based on the policy, a number of surgeries may be covered, for instance, bypass surgery, knee replacement, and cataract operation. The best thing is health insurance for surgery comes at quite an affordable premium. There is a wide range of features and benefits, and the policyholder can avail coverage from Rs 10 Lakh to a coverage amount up to Rs 2 crore.
Let us discuss the prominent features of this plan:
Many indemnity-based health insurance plans cover the actual expenses incurred due to the surgery. Thus, they prove to be a vital safety net for one’s hard-earned savings and help a family sail through any emergency or planned surgery that often leads to hefty medical bills. Before any surgery, a patient may have to go through numerous diagnostic tests such as an electrocardiogram (ECG) test, ultrasound, blood tests, etc. Besides, post-operative care is also essential for a patient, which include follow-up visits to the doctor. These medical expenses borne by an individual are reimbursed under the policy, thus giving financial protection.
Further, the cashless treatment feature eases the stress that one may have to go through during emergency hospitalisation. It is advisable to look at the network hospitals list, when buying a health policy, to identify a hospital in the vicinity. Care Health Insurance promises hassle-free hospitalization with a network of 19000+ cashless healthcare providers. One can approach any network hospital empanelled with us and get admission using a health card. This feature eliminates the task of arranging funds to pay the medical bills. We will expenses directly with the hospital, and you can stay worry-free!
While you ensure you get the best insurance for surgery, do not forget to look at the exclusions mentioned in the policy documents. These are cases where the insured will not be eligible to obtain a claim for certain expenses. Cosmetic surgeries, plastic surgeries, and infertility treatment are some types of surgeries that are generally not included in the policy cover.
In the case of certain non-communicable diseases, an individual may not show symptoms initially. The chances of medical emergencies may suddenly rise as the disease progresses. Any treatment involving medication and surgeries may cost up to lakhs of rupees. So, opting for comprehensive health insurance with various features and insurance cover for surgery is the best way to ensuring the welfare of the entire family.
*Please read the policy T & C, brochure, and prospectus to know more about our health insurance plan.
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