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To this date, cancer is the most dreadful and complicated ailment in the history of humankind. Unfortunately, it has become much more prevalent than before. Despite being a fatal disease, it is curable if diagnosed early, thanks to the tremendous advancements in medical science.
The two most ultramodern techniques used to treat cancers are Radiotherapy & Chemotherapy. The successful use of these avant-garde techniques has given much hope to patients and doctors worldwide. However, both cancer treatments involve prolonged procedures and huge costs.
That’s why we need a comprehensive cancer insurance plan that offers financial and psychological support to get through the long recovery road of cancer.
Radiotherapy for cancer is an ultramodern technique for treating significant types of cancers using ionising radiation to kill, treat, or reduce the malignant cells in the affected body part. Also referred to as Radiotherapy, this is a lengthy procedure that takes several sittings depending upon the type and stage of cancer.
The hefty charges for each sitting make it a high-involvement treatment. In India, the average cost of radiation therapy falls between Rs. 30,000 to 20 lakhs, depending on the type of cancer and the specific radiation technique used to cure the disease.
There are two types of radiotherapy external beam and internal radiotherapy. The therapies are recommended depending on the below-mentioned factors-
A machine is used for external beam therapy, aiming radiation at your cancer. It is a local treatment which treats a specific body part. For example, if you have cancer in your lung, you will get radiation only around your chest, not your entire body.
In this therapy, a radiation source is inserted into your body. The source could be solid or liquid.
Chemotherapy procedure is another general procedure for cancer treatment. Certain cytotoxic medications are delivered intravenously throughout the body, targeting and killing the cancer cells in this technique.
Chemotherapy affects substances inside the cells called DNA and RNA. Below are the types of chemotherapy-
The cancer insurance plan also covers the radiotherapy and chemotherapy treatment intended to cure cancer. All the leading health insurers cover radiation treatment and chemotherapy during hospitalisation.
However, the primary health insurance plan will partially cover the cost of the radiation therapy, i.e., up to a specific segment of the sum insured. Suppose you require complete coverage for radiation therapy, which is indeed urgent. In that case, you need a full-fledged cancer cover policy that covers all cancer treatments.
At Care Health Insurance, we promise optimum financial and healthcare support to policyholders suspecting to go through the testing cancer treatment journey. Our Cancer Mediclaim policy offers comprehensive coverage for medical expenses related to cancer. From pre-hospitalisation diagnostics to in-patient care, day-care treatments, and post-hospitalisation therapies, we cover most of the treatment expenses up to the sum insured. The Care Cancer Mediclaim policy offers the following benefits:
With one of the highest claim settlement ratios of 95.2%, Care Insurance promises a seamless and hassle-free claim procedure. Our vast network of 22900+ cashless hospitals provides quality medical treatment to patients without any worries about hefty bills. Thus, we ensure a smooth and quick recovery for cancer patients across India.
>> Also Read: Key Things to Know Before Opting for a Cancer Insurance Plan
Disclaimer: The information mentioned above is for reference purposes only. Please carefully verify the policy details with the official prospectus and read the terms and conditions. Claim approval is subject to the underwriter's discretion.
Published on 9 Oct 2024
Published on 9 Oct 2024
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