At an affordable price for you
Leading a peaceful and enriching life is the goal of most individuals. Good health of oneself and one’s family members is one of the requisites of a peaceful life, and rightly so. It is because nobody wants themselves or their loved ones to suffer from any health-related issues, and in case something unfortunate occurs, prior planning to face the worst-case scenario is a wise choice. The most secure way you can do so is by taking up a comprehensive critical mediclaim policy that keeps you and your family members covered in case of any critical illnesses. Moreover, it not only offers financial assistance but also provides tax benefits for all policyholders.
Critical illness cover helps an individual tackle the financial impact of unforeseen events – that is, being diagnosed with a critical ailment. Such a policy will provide coverage for any emergency or planned hospitalization for the treatment. Serious health conditions such as cancer, end-stage renal failure, aplastic anaemia, multiple sclerosis, heart valve replacement, stroke, and paralysis are covered under a comprehensive critical mediclaim policy. Additionally, such policies also cover modern technology treatments, such as robotic surgery.
A critical illness cover is an indemnity-based health cover that provides comprehensive coverage for various critical illnesses. The critical mediclaim by Care Health Insurance cover 32 critical ailments pre-defined in the policy.
By paying an affordable premium, you can avail coverage for various medical treatment expenses, including in-patient hospitalization, pre-and-post hospitalization medical expenses, ambulance, day care treatment, etc. In the event of a hospitalization, you can opt for the cashless facility at the nearest network hospital and skip the hassle of paying hospital bills. The insurer will pay the bills directly to the hospital. In case you select a non-network hospital for treatment, you should apply for a reimbursement claim.
One should remember that a critical illness policy will not provide coverage if one is already diagnosed with a critical illness when buying a policy. Thus, it is vital to think about life’s uncertainties and plan for a secure future.
Opting for a standalone critical illness cover is must even if you already have a basic health insurance cover. The primary reason is that your existing health plan may not be adequate to cover the expensive treatment involved in dealing with a critical ailment.
Here are some of the noteworthy points about a critical illness cover:
Choose critical mediclaim by Care Health Insurance recognised for its strong network of 19000+ cashless healthcare providers, an industry-best 95.2% claim settlement ratio, and hassle-free in-house claim settlements.
Disclaimer: Underwriting of claims for Critical Illness is subject to policy terms and conditions.
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