Cancer Treatment Cost In India: Important Things You Need to Know

CANCER INSURANCE


cancer treatment cost in india important things you need to know

Cancer is one of the leading causes of death globally, accounting for 10 million or one in six losing their life in 2020, according to WHO. With 13.92 lakh cases reported in 2020 in India, this evil disease has widened its wings among almost all age groups.

With cancer comes the anxiety of hefty treatment costs that eventually exhaust the lifetime savings. However, if you know the average cost of cancer treatment beforehand, you might be able to be prepared to at least start the treatment. This article will help you give an overview of the cancer treatment cost in India. Read through to understand the average cost of cancer treatment in India.

Types of Cancer Treatments

Ever since medical science has advanced over the years; there have been significant changes in the types of cancer treatments.

types of cancer treatment

How Much does Cancer Treatment Cost in India?

Cancer treatment costs may get too overwhelming if you aren’t prepared with a backup beforehand. Check below the cost of the different types of cancer treatments for your information.

Cancer Treatments Cost in India (INR)
Surgery Organ-specific cancer treatment usually ranges from ₹2,80,000 to ₹10,50,000. Price may vary depending on the site and stage of cancer.
Robotic Surgery The cost of Robotic surgery costs somewhere around INR 5,25,000 on average.
Chemotherapy In India chemotherapy costs around INR 18,000 per session, depending on the cancer's severity.
Radiation Therapy

There is no fixed radio therapy treatment cost in India as it depends on the patient’s needs, whether he requires internal or external therapy.

Internal Radiation- From INR 61,960 to INR 5,16,337

External Radiation- From INR 30,000 to INR 20,00,000

Immunotherapy The cost ranges from INR 4,41,000 - INR 4,55,000. This cost is estimated for once a month over a period of two years at least.
Bone Marrow Transplant Bone marrow transplant is needed in cases of blood cancer treatment. The cost usually ranges from INR 15,00,000 to INR 48,00,000.
Targeted Therapy This therapy is usually given with chemotherapy; its cost ranges from around INR 2,00,000 to INR 2,50,000.
Hormone Therapy The cost of hormone therapy usually depends on the severity of the cancer but usually costs from INR 3,22,845 onwards.

*There could be a 5%-10% variation in estimated treatment cost depending on the severity of the disease and the hospital you are taking treatment from.

Factors Affecting Average Cost of Cancer Treatment in India

Cancer treatment in India can be appalling if you haven’t secured your cancer insurance in time. Many factors falling under pre and post-treatment costs affect your budget tremendously. The factors are:

Pre-treatment Expenses

If you find anything alarming in your body, you will most likely consult a doctor for a better diagnosis. The diagnostic tests may cost a fortune before your treatment begins. Below are the pre-treatment expenses one has to incur during the diagnosis:

  • Doctor Consultation- One may have to pay the consultation cost of around INR 800- INR 5000 to the oncologist just to begin the diagnosis.
  • Lab Tests- Your doctor would want you to undergo various lab tests such as Blood tests, Urine tests, PFT (Pulmonary Function Test), EEG (Electrocardiogram), XrayUltrasound, CBC (Complete Blood count), CT Scan, PET Scan, MRI Scan to examine the type and severity of cancer. These tests may go up to INR 1,00,000 depending on many factors related to the patient’s condition.
  • Biopsy- A biopsy usually ranges from INR 25,000 to INR 35,000. 
  • Endoscopy-  The type of Endoscopy performed will have different costs ranging from INR 10,000- INR 50,000.

Post-treatment Expenses

Once the treatment begins, you will have to incur the cost of post-treatments expenses to monitor the treatment's progress. The most common post-treatment expenses are-

  • Medication prescribed by your doctor depending on the type and stage of cancer.
  • Room rent in case of hospitalisation
  • Homecare services if the patient requires additional medical equipment for monitoring.
  • Complication management in case of any unanticipated complication.
  • Follow-up cost for regular check-ups with the doctor.

How Can a Cancer Insurance by Care Health Insurance Help You Financially?

In India, more than ten lakh people get diagnosed with cancer yearly, and six to seven lakh people succumb to this life-threatening disease. By 2035, studies say there will be 12 lakh cancer-related fatalities annually in India, along with approximately 17 lakh new cancer cases. It is alarming for everyone to stay armoured before cancer strikes and exhausts all their savings at once.

Buying cancer insurance by Care Health Insurance can be your saviour by not letting you drain your savings on the abovementioned expenses. God forbids; if you get diagnosed with cancer, you have your financial backup plan to bring you back to fine fettle without having you spend a single penny. So, delay no more in buying cancer insurance for yourself and your loved ones to be safer than ever.

Disclaimer: Please verify the policy details and coverage with the official policy documents. Also, kindly consult a professional medical expert to verify the details of health concerns.

 




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