Save tax up to ₹75,000~ u/s 80D
Save tax up to ₹75,000~ u/s 80D
Health insurance provides financial protection against medical bills, saving you from financial strain during health crises. Health insurance policies cater to varying needs and cover individuals and families. Understand the best health insurance and types to select the most appropriate plan for your long-term security.
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Suhas was discussing with his father about his friend, whose mother was recently diagnosed with kidney failure. His father asked whether his friend had health insurance. Suhas told him that he only has individual health insurance. So, he could not claim his mother's treatment and had to bear the cost of the treatment from his pocket. Before choosing the best type of health coverage, he didn’t comprehend the potential needs of his family, which resulted in financial constraints during the emergency. Therefore, it is important to consider all factors before choosing a health insurance policy. Get to know different types of health plans and make informed decisions.
Care Health Insurance is among India's top health insurance providers, ensuring you and your family get excellent healthcare coverage at a reasonable cost. Here are some of the best health insurance plans in India from Care Health Insurance.
Health insurance for domestic and global coverage up to 6 crore
A Safety Net that Protects You Against Medical Emergencies
Health Insurance for listed pre-existing diseases
Your Parents have always care for you, Now its your TURN
Care Health Insurance offers several types of health coverage based on our customers' healthcare needs.
| Type of Health Insurance | Who Should Buy It? |
|---|---|
| Individual Health Insurance | Individual |
| Family Floater Health Insurance | Whole family |
| Maternity Insurance | Expecting mothers |
| Senior Citizens Health Insurance | Citizens aged 60 years and above |
| Health Insurance for Diabetes | Diabetes and lifestyle diseases |
| Cancer Insurance | Individuals who have a family history of Cancer |
| Critical Illness Insurance | A family history of a critical illness |
| Super and Top-Up Insurance | Exhaustion of SI of existing policy |
| Heart Mediclaim | Major heart ailments and surgeries |
| Operation Insurance | Long and expensive treatment |
| Corona Kavach Policy | Specific protection from COVID-19 and Senior citizens |
This type of health coverage provides copious healthcare security for individuals, especially senior citizens or people with medical conditions. Premium and Sum Insured depend on age and medical condition. It provides extensive coverage, lower premiums, and several benefits. SI can range up to ₹1 cr as per the plan.
This type of medical insurance policy safeguards the health of your entire family. A family health insurance plan covers two adults and two children. You can add multiple nominees to this plan. The policy is for two adults and two children. You can cover parents, spouse, dependent children, and elders by paying a standard premium. The premium amount depends mainly on the age of the oldest member getting insured, and all share the sum insured. In family floater plans, the premium is comparatively lower than individual health insurance plans. It covers the medical expenses for hospitalisation and treatment during an emergency or planned admission.
Corona Kavach Policy is a type of health insurance in india that secures the financial costs of COVID-19. The plan includes home care treatment expenses up to SI for a maximum of 14 days per incident. It covers AYUSH treatment, hospitalisation and medication expenses for COVID-19 treatment. Refer to T&C for more details.
Critical illness insurance provides financial assistance for hospitalisation due to critical illnesses such as cancer, coma, stroke, heart ailments, primary pulmonary arterial hypertension, sclerosis, and organ failure. Individuals with a medical history or pre-existing diseases or seeking financial security against possible health emergencies can buy a critical illness cover. This type of insurance benefits individuals with high-risk occupations or someone with a family history of an illness.
A Maternity Insurance Policy covers pregnancy-related expenses and childbirth expenditures, pre-and postnatal care, vaccination, nursing expenses, doctor consultations, and hospitalisation charges for delivery. Maternity insurance ensures the best medical facilities for the mother and her newborn.
Top-up and super top-up insurance plans serve as backup plan. They act like a Stepney to your existing health cover once you exhaust the sum insured limit. Therefore, they cover the cost after you reach a certain threshold of expenses. The top-up plan covers the expenditure that arises from a single hospitalisation. Simultaneously, the super-top-up plan considers the cumulative hospital expenses and covers multiple claims in a policy year. The plans offer affordable additional coverage that helps you cope with extra expenditures due to unforeseen medical emergencies.
This type of health insurance is specially designed for people who have reached 60 years of age. It offers financial assistance to senior citizens living retired with no fixed income. Under a senior citizen health insurance plan, they can also avail of cashless hospitalisation, domiciliary hospitalisation, daycare treatment, AYUSH treatment, coronavirus treatment coverage, etc. It is the best way to give your old parents a healthy and peaceful life after retirement.
It provides extensive coverage during medical emergencies. You can opt for separate mediclaim to cover your family members as well. We settle the medical expenses directly to the hospital, or you can file for reimbursement. From pre and post hospitalisation expenses to medication, chemotherapies, and radiotherapies, we cover most of them under the mediclaim policy. You have to submit all the required documents to the claim management team to get a hassle-free and timely claim settlement. At Care Health Insurance, we offer the following:
This type of medical insurance is specifically for protection against lifestyle diseases. At Care Health Insurance, we offer Care Freedom, which shields you from the medical needs of hypertension and diabetic patients. All the standard medical expenses for treating pre-existing diseases are covered.
Care Health Insurance provides financial protection against 16 major heart surgeries and ailments. Hospitalisation and treatment expenses related to heart illness are covered. Our Heart Mediclaim has been explicitly designed to cover heart ailments without financial worries.
Operation insurance covers medical and critical surgeries and helps lower the financial burden. Surgeries are getting expensive with time, so having operation insurance provides a financial safety net. People requiring lengthy and costly treatment might choose operation insurance.
Healthcare is improving, but costs are rising. Choose the right type of health coverage and protect yourself and your loved ones from financial strain during medical emergencies. Explore our comprehensive medical insurance options to find the best fit for your needs.
A health insurance plan covers medical expenses for the covered diseases in exchange for a regular premium under specific terms and conditions.
Different types of health insurance in India have a yearly coverage limit (Sum Insured), deductibles, co-pays, and waiting periods. As per the policy, the insurer (insurance company) pays the hospital directly or reimburses the bill.
The world is experiencing fatalities in all age groups, from teens to adults. Considering the world’s uncertainties and sky-touching healthcare costs, one must safeguard from unplanned medical situations at a young age because:
We offer a Young Health Insurance plan with comprehensive inflation-proof coverage without co-payment. It offers SI from Rs 3 lakh to Rs 25 lakh and unlimited recharge for related illnesses.
Understanding health insurance and types is crucial for choosing the right plan that fits your needs. Health insurance offers financial assistance, tax benefits, deals with medical inflation, benefits for organ donors, annual health check-ups and many more benefits. The progressively rising costs of medical treatments have turned out to make buying health insurance mandatory for themselves and their family members. Gather the required information about the policy's terms and conditions to avoid future confusion and disappointments.
Out of multiple types of health insurance plans, choosing the most appropriate one is essential. Exploring the types of medical insurance can help you find the best plan for you and your family. Find the one that fits your needs-
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Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
**Number of Claims Settled as of 31st March 2024
^10% discount is applicable for a 3-year policy
^^Number of Cashless Healthcare Providers as of Feb 2025
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