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Published on 20 Aug, 2025
Updated on 20 Aug, 2025
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5 min Read
Written by Sejal Singhania
Reviewed by Akhil Pillai
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Pregnancy is a beautiful and life-changing experience many women aspire to embrace. In recent years, the age at which women are choosing to have children has gradually increased. Thanks to healthcare advancements that make maintaining health easier, women can now prioritise careers, travel, and personal aspirations before embarking on the journey of motherhood.
As a result, there is a rise in pregnancies for women in their late 30s and beyond, often called advanced maternal age or geriatric pregnancy. Keep in mind that motherhood is not solely determined by age; it's about feeling prepared, being healthy, and taking good care of yourself. Let's look at some facts, bust common myths, and talk about the risks and complications of having a baby after 35.
Advanced maternal age (AMA) refers to pregnancy in women 35 and older. At this age, the risk of pregnancy complications rises, including higher rates of miscarriage and an increased likelihood of genetic disorders in the baby. "Advanced maternal age" is now the preferred term for geriatric pregnancy.
Maternal age in pregnancy refers to the mother's age at the time of giving birth. This is an essential aspect of pregnancy because being very young or older can increase the chances of complications for both the mother and the baby. Let's explore the topic of advanced maternal age further.
Age significantly influences fertility in both women and men, but its impact is more substantial for women. Women's fertility declines naturally as they age, starting in their early 30s and quickening after 35. This decline is mainly due to a reduction in both the quantity and quality of eggs. By the time they reach 45, pregnancy becomes highly unlikely, though it can still be possible until menopause is officially reached. Although women are born with a limited number of eggs, as they age, the quality of these eggs decreases, which raises the risk of genetic abnormalities and lowers the chances of successful fertilisation and implantation.
Society has changed over the past few decades, affecting the average age of motherhood. Here are some reasons why women are choosing to become mothers in their late 30s:
Many women over 35 enjoy healthy pregnancies and babies. However, it's important to remember that some women face a higher risk of certain complications and health issues. Some of the advanced maternal age risks include:
Doctor’s Recommendations: When Radhika decided to plan her pregnancy at 37, she was pleasantly surprised by the support from her insurance, which covered most of the tests and check-ups. This allowed her to enjoy every moment of her journey to motherhood. Healthcare experts also suggest considering Maternity Insurance, as it can help make your prenatal experience smoother and more stress-free. It's a thoughtful choice that enables you to focus on your well-being, knowing your health decisions are based on what you need, not costs.
Here's an overview of common myths and facts regarding advanced maternal age and pregnancy risks:
Myth 1: All pregnancies after 35 are high-risk.
Fact: High-risk maternal age pregnancies usually involve age and other medical issues. Advances in medicine and prenatal care help manage potential complications.
Myth 2: It’s challenging to get pregnant after age 35.
Facts: Fertility declines with age, especially after 35, but many women in their late 30s and early 40s can still conceive naturally and have healthy pregnancies.
Myth 3: IVF is the only solution after 35.
Fact: While IVF can be a helpful option, it's not always needed, and many women can conceive naturally or through simpler, less invasive treatments.
Myth 4: Women over 35 need a C-section.
Fact: Although pregnancy over age 35 can carry higher risks, many women in this group are still able to have safe vaginal deliveries.
Myth 5: Your Baby Will Automatically Have Birth Defects
Fact: While chromosomal abnormalities (like Down syndrome) risk rises slightly with age, most babies born to moms over 35 are healthy. Prenatal tests like bloodwork and ultrasounds help detect risks early.
>> Also Read: Inclusions and Exclusions In Maternity Health Insurance
When you're planning a pregnancy at an advanced age, it's important to pay attention to various factors that can help make your journey to motherhood healthier and more joyful. Here are some helpful advanced maternal age pregnancy guidelines that can support you along the way.
Did you know that you can add your newborn to a family health insurance plan within 91 days of birth without any additional waiting period for the baby’s coverage? It's the simplest way to ensure your baby's health from the start.
While advanced maternal age can bring its own set of challenges, it’s important to remember that it shouldn’t stop women from enjoying the wonderful experience of motherhood. With the proper medical support, a healthy lifestyle, and a positive attitude, many women successfully have pregnancies and healthy babies even in their late 30s and beyond. If you're thinking about pregnancy at an older age, it’s a good idea to consult with healthcare professionals who can help you make well-informed choices and support you in having a safe and joyful pregnancy and childbirth.
Disclaimer: The above information is for reference purposes only. Kindly consult your general physician for verified medical advice. The health insurance benefits are subject to policy terms and conditions. Refer to your policy documents for more information.
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