Save tax up to ₹75,000~ u/s 80D
Save tax up to ₹75,000~ u/s 80D
Known as Kerala's cultural heartland, Thrissur is a city in the state's central region. It is home to iconic historic temples, churches, and cultural institutions, and serves as an important centre for education, finance, and commerce, with a well-connected transport network linking it to Kochi and other major cities.
Besides this, the city has evolved into a healthcare hub with well-known private multi-speciality hospitals and government medical colleges, making advanced healthcare accessible to residents. However, the increasing health risks and the high cost of private healthcare in the city make it difficult for middle-class families to afford quality treatment. This makes health insurance essential for people residing in Thrissur.
The table below shows the estimated treatment costs of major illnesses in Thrissur:
| Disease | Specific Illness | Treatment | Cost |
|---|---|---|---|
| Cardiovascular Diseases | Heart Attack, Coronary Artery Disease | Angioplasty, Coronary artery bypass (CABG) | ₹50,000 – 5,00,000+ |
| Cancer | Breast, lung, oral, and blood cancers | Chemotherapy (per cycle), Surgery | ₹25,000 – 2,00,000 per cycle, ₹1,00,000 – 5,00,000+ |
| Kidney Disease | Chronic Kidney Disease | Dialysis (per session), Kidney transplant | ₹1,500 – 6,000, ₹5,00,000 – 12,00,000+ |
| Neurological Conditions | Stroke | ICU + Medication, Brain Surgery | ₹50,000 – 3,00,000+, ₹1,00,000 – 7,00,000+ |
| Infectious Diseases | Dengue, Severe pneumonia, TB | Hospitalisation | ₹10,000 – 1,00,000+ |
| Respiratory Diseases | COPD, Severe asthma | Hospitalisation | ₹20,000 – 1,50,000+ |
Note: These costs may vary depending on the type of hospital, doctor fees, the length of stay, and the severity of the disease.
Explore the types of health insurance plans you can choose from in Thrissur, depending on your coverage needs:
| Type | Description |
|---|---|
| Individual Health Insurance | Provides medical coverage for an individual, covering pre- and post-hospitalisation, inpatient care, and other eligible medical treatments. |
| Family Floater Health Insurance | Covers the entire family under one sum insured, allowing members to share the coverage amount for medical expenses. |
| Senior Citizen Health Insurance | Designed specifically for 60+ individuals, offering coverage for age-related illnesses, hospitalisation and advanced treatments. |
| Critical Illness Insurance | Covers the treatment expenses of life-threatening conditions such as chronic kidney disease and stroke. |
| Personal Accident Insurance | Provides financial protection against injuries, disabilities, and deaths caused by accidents. |
Take a look at some of our best health insurance plans you can consider in Thrissur, given the disease prevalence in the city:
| Products | USPs | Who should buy it? |
|---|---|---|
| Critical Illness Insurance | 32 critical illnesses covered, Global & OPD Coverage, Annual Health Check-up, Ambulance Cover | Individuals and families seeking to safeguard themselves against critical illnesses and value benefits such as global coverage and ambulance cover. |
| Heart Mediclaim | No claim bonus up to 100% of SI, Higher coverage, International Second Opinion, Global Coverage | Individuals and families seeking higher coverage amounts for heart-related medical expenses and value-added benefits such as international second opinions. |
|
Ultimate Care
|
Unlimited Care, Care OPD, Grace period cover, Instant cover |
Individuals and families seeking a plan that offers maximum financial protection, with benefits such as instant cover and consultations with specialized doctors
|
An annual health checkup is an add-on benefit in Ultimate Care. Upon paying an extra premium, you can include this benefit in your policy.
No, cashless treatment is only available at network hospitals empanelled with the insurer. If you get admitted to a non-network hospital, you can file a reimbursement claim.
Yes, you can increase your sum insured at renewal according to the underwriting guidelines and policy terms and conditions.
Individuals with a family history of heart ailments or at any risk of developing cardiovascular diseases should consider buying heart mediclaim.
It allows policyholders to consult international medical experts for a second opinion on heart-related diagnoses without travelling abroad.
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