Save tax up to ₹75,000~ u/s 80D
With medical expenses rising in Nashik, being financially prepared has become more important than ever. Choose a plan that ensures quality treatment while keeping your savings intact.
Reasons to Choose Care Health Insurance?
.svg)
Premium in Nashik @Rs 21/day*
.svg)
47,969 claim settled in Nashik
.svg)
6,14,362 lives covered locally
Popularly known as India’s wine capital, Nashik is one of the most significant tier-2 cities in Maharashtra. The city is home to well-known tourist attractions, including Trimbakeshwar Temple, Sula Vineyards, and the Pandavleni Caves. Beyond its rich cultural heritage, Nashik has experienced steady population growth and rapid urban development in recent years.
As the city continues to grow, healthcare facilities have also expanded, with several government hospitals, private hospitals, and clinics catering to the increasing medical needs of residents. However, improved medical infrastructure has also led to rising healthcare costs.
Treatment at private hospitals is often preferred for better facilities, but it may not be affordable for everyone. In such cases, health insurance becomes essential for individuals and families to manage medical expenses more effectively.
Take a look at the estimated treatment costs of major illnesses in Nashik:
| Disease | Specific Illness | Treatment | Cost |
|---|---|---|---|
| Cardiovascular Diseases | Heart Attack | Angioplasty or bypass surgery | ₹1,50,000 – ₹5,00,000 |
| Cancer | Breast, lung, and blood cancers | Chemotherapy (per cycle) | ₹25,000 – ₹2,00,000 per cycle |
| Radiation therapy | ₹60,000 – ₹3,00,000 per cycle | ||
| Surgery | ₹2,50,000 – ₹20,00,000 | ||
| Kidney Disease | Kidney Failure | Dialysis (per session) | ₹2,000 – ₹5,00,000 |
| Kidney transplant | ₹5,00,000 – 12,00,000+ | ||
| Infectious Diseases | Dengue, Malaria | Hospitalisation | ₹10,000 – ₹50,000 |
| Respiratory Diseases | Asthma, COPD | Inhalers, medicines, oxygen therapy | ₹2,000 – ₹50,000 depending on the hospitalisation |
| Tuberculosis (TB) | Antibiotic therapy (6–9 months) | ₹5,000 – ₹30,000 in private hospitals |
Note: These are only estimated costs and might vary depending on the severity of the illness, doctor fees, length of stay and the severity of the disease.
Here are the types of health insurance you can choose from in Nashik, depending on your healthcare needs:
| Type | Description |
|---|---|
| Individual Health Insurance | Covers medical expenses for a single individual, including pre- and post-hospitalisation, inpatient treatment, and ambulance charges. |
| Family Floater Health Insurance | Provides coverage for the entire family under a single sum insured. |
| Senior Citizen Health Insurance | Specifically for individuals aged 60 and above, offering financial protection against age-related conditions. |
| Critical Illness Insurance | Covers treatment of life-threatening diseases such as stroke and chronic kidney disease. |
| Personal Accident Insurance | Offers financial protection in case of accidents resulting in injuries, disability, or death. |
Here are some of our health insurance plans that you should consider in Nashik, given the disease prevalence in the city:
| Products | USPs | Who should buy it? |
|---|---|---|
| Critical Illness Insurance | 32 critical illnesses covered, Annual Health Check-up, Ambulance Cover, Global & OPD Coverage | Individuals and families seeking financial protection against critical illnesses, and those who value benefits such as global coverage and annual health checkups. |
| Heart Mediclaim | Higher coverage, No claim bonus up to 100% of SI, International Second Opinion, Global Coverage | Individuals and families seeking coverage for heart-related ailments, and those who value benefits such as an international second opinion and global coverage. |
| Ultimate Care | Unlimited Care, Claim Shield, Grace period cover, Instant cover | Individuals and families seeking a plan that offers maximum financial protection, including grace-period coverage and coverage for non-payable items. |
Choosing the right coverage amount in Nashik requires considering factors such as your age, family size, medical history, and the types of hospitals you prefer. In many private hospitals in Nashik, a single hospitalisation can easily cost between ₹50,000 and ₹5 lakh, depending on the type of treatment.
If you’re buying health insurance for yourself, experts generally recommend a coverage of ₹5–10 lakh, especially for individuals in their 20s and 30s. Whereas, for a family floater plan, a coverage amount of ₹10–20 lakh is recommended.
Here are the aspects covered and permanent exclusions in our health insurance in Nashik and other cities:
Here are some reasons for choosing Care Health Insurance as your insurer:
There are two types of claims you can file in Nashik and other cities, depending on the type of hospital where you took the treatment. In case of network hospitals, you’re eligible for a cashless claim. Whereas, for non-network hospitals, go for reimbursement claims. Here are the steps for both:
| Cashless Claim Process | Reimbursement Claim Process |
|---|---|
| Get admitted to any of our network hospitals. | Settle the hospital bill upfront. |
| Fill out the pre-authorisation form at the hospital’s TPA desk. | Collect the relevant documents, including the original hospital bills, discharge summary, and prescription. |
| Our claims team will evaluate your request and may request additional documents if needed. | File for a reimbursement claim and attach the documents along with it. |
| After verifying your documents, our team will send the approval letter. | Our claims team will evaluate your claim and documents and send their approval. |
| Your bill will be settled directly with the network hospital in accordance with the policy terms and conditions. | The claim amount will be reimbursed to your bank account in accordance with the policy terms and conditions. |
Here’s how you can seamlessly renew your medical policy in Nashik:
Health Insurance Covering 16 Major Health Aliments
Health Insurance Coverage for 32 Critical Illnesses
India's First Money Back Health Insurance Plan
Hospital Locator
Hospital ListPopular Cities
Our Extensive Network
Cashless Healthcare Providers^^
Cities Across India
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Best Health Insurance
Company of the Year*
74.5 Lakh+ Claims Settled**
22100+
CASHLESS HEALTHCARE PROVIDERS^^
**Number of claims settled as of Dec 2024 *India Insurance Summit & Awards 2023
No, health insurance is not mandatory in Nashik or anywhere else in India. However, it is recommended as it helps individuals and families manage rising medical expenses and ensures financial protection against medical emergencies.
Yes, you can easily buy health insurance online. If you buy one of our policies, you’ll be eligible for 5% digital discount as well.
Yes, you can add family members to your health insurance policy during policy renewal, subject to underwriting guidelines.
Yes, health insurance in Nashik covers pre-existing diseases, with a 3-year waiting period. This period can be reduced for certain diseases through an instant cover add-on benefit.
For buying health insurance in Nashik, you typically need basic documents such as ID proof (Aadhaar card, PAN card, or passport), address proof, and passport-size photographs.
Claim Metrics
24*7
Claim and Customer Support
74.5 Lakh+
Claims Settled Since Inception**
2 hours
Cashless Claims Approval
22100+
Cashless Healthcare Providers^^
get your claim-easy plan today
Find your planGet the best financial security with Care Health Insurance!
Sales:1800-102-4499
Services: 8860402452
Live Chat
Ultimate Care: UIN - CHIHLIP25044V012425
^Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
^^Number of Cashless Healthcare Providers as of Dec 2025
**Number of Claims Settled as of Dec 2025
*The Premium Payback benefit refunds the first-year base premium after each block of 5 consecutive claim-free years.
Terms & Conditions of Premium Quote Generation
"Care Health Insurance Ltd & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."
.webp)
