Health Insurance in Kanpur

Types of Health Insurance in Kanpur 

Take a look at the types of health insurance plans you can choose from, depending on your needs: 

Best Health Insurance Plans to Consider in Kanpur

Here are the most suitable plans that Kanpur residents can consider: 

How Much Coverage Do You Need in Kanpur?

When determining coverage in Kanpur, consider factors such as age, family history, number of dependents, local medical inflation, and pre-existing diseases.

If you’re seeking medical coverage for yourself, a sum insured between ₹5–10 lakh is recommended. However, while seeking a family floater plan, opt for higher coverage between ₹10–20 lakh. 

What is Covered in Our Health Insurance Plan in Kanpur?

Take a look at the aspects covered in our health insurance in Kanpur: 

• In-patient Hospitalisation
• Domiciliary Hospitalisation
• Ambulance Charges
• Day Care Treatments
• Pre and Post-Hospitalisation
• Advanced Medical Treatment

Note:  Refer to the policy documents for a complete list of coverage options. 

What is Not Covered in Our Health Insurance Plan in Kanpur? 

Here are the permanent exclusions in our health insurance in Kanpur and other cities: 

• Cosmetic Surgery 
• Self-Inflicted Injuries 
• Maternity-related expenses 
• Sexually Transmitted Diseases (STDs)
• War, riots or nuclear weapon-induced hospitalisation

Why is Care Health Insurance the Right Choice for You? 

As one of India’s leading health insurance providers, Care Health Insurance is committed to delivering comprehensive and customer-centric services. Here are the key reasons to choose us in Kanpur:

• You can access cashless treatment at more than 11,600 network hospitals. 
• Get comprehensive coverage including inpatient care, pre- and post-hospitalisation expenses, daycare treatment, organ donor expenses, road ambulance services and more. 
• Medical emergencies come unannounced, but we ensure that you’re not burdened by them. Our team has successfully settled 13,563 claims in Kanpur. 
• Get rewarded for claim-free years through premium payback and loyalty boost

Procedure to File a Health Insurance Claim in Kanpur 

Here’s how you can file a cashless and reimbursement claim in Kanpur with us:

Cashless Claim

• Get admitted to a network hospital.
• Fill out the pre-authorisation form at the hospital’s insurance desk and forward it to our claims team.
• Our team will verify your details and contact you if any additional information is required.
• We’ll directly settle your bill with the network hospital. 

Reimbursement Claim 

• Pay the hospital bills and file for reimbursement claim.
• Submit the claim form along with the required supporting documents such as discharge summary, medical bills, doctor’s prescription etc.
• Our claims team will verify your documents and send the approval letter once the process is complete.
• Upon verification, the claimed amount will be settled up to an admissible limit.
• If your claim is rejected, our team will promptly inform you of the reason. 

How to Renew Your Medical Insurance Policy in Kanpur? 

To continue availing the policy benefits, you’re required to renew the policy when it is due. Here’s how you can do that: 

Step 1: Go to our official website.

Step 2: Select the “Renew” option located at the top-right corner. You will be redirected to the renewal page.

Step 3: Enter the required information, such as registered contact details and the policy number. 

Step 4: Recheck your policy details, including the payable premium amount. 

Step 5: Proceed to the payment section and complete the renewal by paying the premium using a secure payment method.