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Health Insurance in Kannur

Safeguard yourself and your family against rising medical costs in Kannur with a comprehensive health insurance plan.

Reasons to Choose Care Health Insurance?

Health Insurance in Kannur
  • 22100+ Cashless Healthcare Providers^^
  • 74.5 Lakh+ Claims Settled Since Inception**
  • 24*7 Claim and Customer Support

Get Higher Coverage at an Affordable Premium

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Save Upto 10% on Health Insurance Premium^

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Kannur's Evolving Healthcare Landscape

Located on the Malabar coast of Kerala, Kannur is a beautiful city widely known for its vibrant culture, beaches and rich colonial heritage. Over the years, the city has transformed from a historically significant trading centre into a rapidly developing urban hub in northern Kerala.

Certain developments, including the establishment of Kannur International Airport in Mattannur, improved road connectivity and the growth of tourism, education and healthcare, significantly contributed to the city’s growth. Kannur is home to reputed healthcare institutions such as Government Medical College, Aster MIMS Hospital, and AKG Memorial Co-operative Hospital, which provide advanced medical care and specialised treatments to residents across North Kerala.

As access to advanced medical facilities has increased, the cost of medical treatments and hospitalisation has also grown. In such a scenario, having health insurance becomes an essential safety net against medical emergencies.

Note: These are only approximate costs and might vary depending on the hospital, patient condition and treatment type.

Treatment Costs of Major Illnesses in Kannur

The table below shows the estimated treatment costs of major illnesses in Kannur:

Disease Specific Illness Treatment Cost
Cardiovascular Diseases Heart Attack
Coronary Artery Disease
Angioplasty or Bypass Surgery ₹2,50,000 – ₹6,00,000
Cancer Breast Cancer/ Lung Cancer Surgery, Chemotherapy, Radiation Therapy ₹2,00,000 – ₹10,00,000+
Kidney Disease Chronic Kidney Disease Dialysis ₹20,000 – ₹40,000/month
Kidney transplant ₹6,00,000 – ₹12,00,000
Neurological Conditions Stroke Emergency treatment, surgery, rehabilitation ₹1,50,000 – ₹5,00,000
Vector-borne Diseases Dengue Fever Hospitalisation, IV fluids, platelet monitoring ₹30,000 – ₹1,00,000
Lifestyle Diseases Type 2 Diabetes Medication and insulin therapy ₹20,000 – ₹1,50,000 per year

Note: These are only approximate costs and might vary depending on the hospital, patient condition and treatment type.

Types of Health Insurance in Kannur

Below are the types of health insurance plans you can choose from, depending on your healthcare requirements:

Type Description
Individual Health Insurance Covers medical expenses of an individual, from pre and post hospitalisation to medications.
Family Floater Health Insurance Covers medical expenses of an entire family under a single sum insured.
Senior Citizen Health Insurance Specifically designed for 60+ individuals, this plan provides financial backup against age-related illnesses.
Critical Illness Insurance Treatment expenses of life-threatening diseases such as stroke and brain tumours.
Personal Accident Insurance Provides financial protection against injuries, disabilities, and deaths caused by accidents.

Best Health Insurance Plans to Consider in Kannur

Here are some of our health insurance plans that you can consider in Kannur, according to the disease prevalence in the city

Products USPs Who should buy it?
Critical Illness Insurance 32 critical illnesses covered, Annual Health Check-up, Ambulance Cover, Global & OPD Coverage Individuals and families seeking financial protection against critical illnesses, and those who value benefits such as an annual health check-up and global coverage.
Care Supreme Unlimited Automatic Recharge, Wellness Benefit, Cumulative Bonus, No sub-limits/capping on treatments Individuals and families seeking a plan that offers unlimited sum-insured top-ups for recurring hospitalisations, and those who value wellness rewards.
Ultimate Care Unlimited Care, Loyalty Boost, Premium Payback, Instant cover Individuals and families seeking a plan that offers maximum financial protection, with benefits including instant cover and loyalty rewards like loyalty boost and premium payback.

How Much Coverage Do You Need in Kannur?

The health insurance coverage you need in Kannur depends on factors such as your age, number of dependents, medical inflation and disease prevalence in the city. Treatment of major illnesses and surgeries at reputed hospitals in Kannur can cost several lakhs, making adequate coverage necessary.

For individuals, a coverage amount of ₹5–10 lakh can help cover common hospitalisation expenses. Whereas, for families choosing a family floater plan with a sum insured of ₹10–25 lakh or more can offer better protection against the rising cost of private healthcare in the region and unexpected medical emergencies.

What is Covered and Not Covered in Our Health Insurance Plan in Kannur?

Health insurance in Kannur covers treatment, diagnostics, and prevention, helping to lower costs. Understanding what is included and excluded enables patients to make informed decisions and avoid unexpected expenses.

  • Coverage
  • Exclusions

Let’s know the aspects covered in our health insurance in Kannur:

  • In-patient Hospitalisation
  • Pre and Post-hospitalisation
  • Domiciliary Hospitalisation
  • AYUSH treatment
  • Advanced Medical Treatments
  • Ambulance Charges
  • Day Care Treatments

Like all insurance policies, health insurance plans in Kannur also have certain exclusions that policyholders should be aware of. These include:

  • Self-Inflicted Injuries
  • Cosmetic Surgery
  • Maternity-related expenses
  • Sexually Transmitted Diseases (STDs)
  • War, riots or nuclear weapon-induced hospitalisation

Note: Refer to the policy documents for the complete list of coverage

Why is Care Health Insurance the Right Choice for You?

Let us give you some valid reasons for choosing Care Health Insurance as your insurer

  • With a vast network of more than 11,600 hospitals, we ensure access to quality healthcare whenever you need it.
  • Medical emergencies can exhaust your savings, but we make sure that doesn’t happen by ensuring a smooth claim process. We have successfully settled 3,805 claims in Kannur.
  • Our health insurance plans offer comprehensive coverage, including pre- and post-hospitalisation expenses, ambulance cover, inpatient care, and day care treatments.
  • By paying an additional premium, you can avail additional benefits such as an annual health check-up, instant cover, and claim shield.

Procedure to File a Health Insurance Claim in Kannur

Here’s how you can file both cashless and reimbursement claims in Kannur and other cities, depending on the type of hospital you get admitted into:

Cashless Claim Process Reimbursement Claim Process
Get admitted to a network hospital. Pay the hospital bill at the time of discharge.
Fill out the pre-authorisation form at the hospital’s TPA desk and forward it to our claims team. Submit the completed claim form along with original hospital bills, discharge summary and prescription.
Our team will review the request and might ask for additional documents if needed. Our claims team will review your request and documents and send the approval.
After approval, the hospital bill will be directly settled with the network hospital, subject to the policy terms and conditions. The claim amount will be reimbursed to your bank account, subject to the policy terms and conditions.

How to Renew Your Medical Insurance Policy in Kannur?

To continue availing the policy benefits, you’re supposed to renew the policy after the expiration of its tenure. Here’s how you can do the same:

Step 1: Go to our official website.

Step 2: Click on the ‘Renew’ option available at the top-right corner of the page.

Step 3: On the renewal page, enter the required details such as your registered contact number and policy number.

Step 4: Check and confirm your policy details before proceeding with the renewal.

Select from Our Best Health Insurance Plans in Kannur

Man Illustration
Look for best health plan that suits your need!
Preffered Product Image

Critical Illness Insurance

Health Insurance Coverage for 32 Critical Illnesses

  • Chemotherapy & Radiotherapy Cover
  • AYUSH Coverage
KNOW MORE
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Care Supreme

Ideal for families looking for capless coverage

  • 500% Boost in Coverage in 5 Years
  • Unlimited Automatic Recharge
KNOW MORE
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Ultimate Care

India's First Money Back Health Insurance Plan

  • 100% Coverage Boost Upon Each Renewal
  • Tenure Multiplier for Multi-year Policy
KNOW MORE

List of Cashless network in Kannur

Name Address City State Pincode Map
Akg Nethralaya 49 1732 Kannur Thana Kannur Kannur Kerala 670001 Locate
Amala Multispeciality Hospital Thalassery Coorg Highway Keezhur,Iritty Kannur Kerala 670703 Locate
Ashoka Hospital South Bazar, Kannur Kannur Kerala 670002 Locate
Bmh Gimcare Hospital Gimcare Hospital Chala By Pass Gimcare Hospital Chala By Pass Kannur Kerala 670007 Locate
Crescent Medical Centre Mottambram Puthiyangadi Kannur Kerala Kannur Kerala 670304 Locate
Dhanalakshmi Hospitals Pvt Ltd Kannothum Chal Road, Kannur Kannur Kerala 670002 Locate
Jyothis Eye Care Pallikunnv Kannur Kannur Kerala 670004 Locate
Kims Sreechand Hospital Near S N Park Kannur Near S N Park Kannur Kannur Kerala 670001 Locate
Malabar Institute Of Medical Sciences Ltd Chala East By Road Kannur Kerala 670621 Locate
Modern Multi Speciality Hospital Pappinisser Kannur Kannur Kerala 670561 Locate

Voice of our Customers

Sulbha Ravindra

format_quote The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free.

Ganesh Kumar

format_quote Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product.

Gopinathan Pillai

format_quote It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

format_quote Hassle Free insurance buying process. Highly Recommend Care.

Priyanka Singh

format_quote Excellent health insurance plan! Covers annual health check-up for all family members.

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

74.5 Lakh+ Claims Settled**

Cashless Claim

22100+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of Dec 2024     *India Insurance Summit & Awards 2023

FAQs

Q. What is the minimum age to buy health insurance in Kannur?

The minimum age to buy health insurance in Kannur is 18 years, while children can be covered under family floater plans.

Q. Which factors should I consider before buying health insurance in Kannur?

Before purchasing health insurance in Kannur, you should consider factors such as the sum insured, network hospitals, waiting periods, exclusions, coverage benefits, claim settlement process and add-ons like annual health checkups.

Q. Can you buy health insurance in Kannur online?

Yes, you can buy health insurance in Kannur online. If you buy one of our health policies online, you become eligible to receive 5% digital discount.

Q. Can I add my family members to an existing health insurance policy in Kannur?

Yes, you can add your family members, such as your spouse, children or parents, to an existing policy during policy renewal, subject to policy terms and conditions.

Q. Can NRIs or people working outside Kannur buy health insurance for their family living in Kannur?

Yes, NRIs or individuals living outside Kannur can buy health insurance for their family in Kannur. Under our Ultimate Care plan, we offer 15% premium discount on purchasing NRI health insurance.

Claim Metrics

  • 24*7

    Claim and Customer Support

  • 74.5 Lakh+

    Claims Settled Since Inception**

  • 2 hours

    Cashless Claims Approval

  • 22100+

    Cashless Healthcare Providers^^

get your claim-easy plan today

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Ultimate Care: UIN - CHIHLIP25044V012425

^Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of Dec 2025

**Number of Claims Settled as of Dec 2025

*The Premium Payback benefit refunds the first-year base premium after each block of 5 consecutive claim-free years.