Health Insurance in Ernakulam

Ernakulam’s Growth, Rising Healthcare Costs, and Need for Coverage

Often referred to as the busiest port of Kerala, Ernakulam is widely recognised for its scenic beauty, cultural diversity and modern architecture. Last year, it recorded 4,429,899 tourist arrivals- the highest in the state. Its roots trace back to ancient times, when it was part of Cochin, serving as a trading hub for spices such as pepper and cardamom.

Over the years, the city has seen rapid economic growth that has gone hand in hand with the development of healthcare facilities. Today, Ernakulam is home to some of Kerala’s most reputable hospitals, including Aster Medcity, Amrita Institute of Medical Sciences (AIMS and Lakeshore Hospital.

With this impressive healthcare ecosystem, the city has become a preferred destination for quality healthcare. But medical costs are higher, especially in private hospitals. As a result, having health insurance is essential for managing out-of-pocket expenses.

Treatment Costs of Major Illnesses in Ernakulam

Take a look at the estimated treatment costs of major illnesses in Ernakulam:

Note: These are only approximate costs and may vary depending on the type of hospital, doctor's fees, and the severity of the disease.

Types of Health Insurance in Ernakulam

Below are the types of health insurance plans you can choose from, depending on your coverage needs and healthcare goals.

Best Health Insurance Plans to Consider in Ernakulam

Here are the most suitable plans that Ernakulam’s residents can consider:

How Much Coverage Do You Need in Ernakulam?

When deciding on a suitable coverage amount in Ernakulam, it’s important to consider factors such as your age, family size, medical history, medical inflation, and disease prevalence in the city.

In Ernakulam, even a single general hospitalisation can easily amount to lakhs. Considering this, a coverage amount of ₹10–15 lakh for individuals is recommended to manage rising healthcare expenses. For families, opting for a floater plan with a sum insured between ₹15–25 lakh will offer better financial protection and ensure adequate coverage for all the family members under one plan.

What is Covered and Not Covered in Ernakulam Health Insurance Plan

Why is Care Health Insurance the Right Choice for You?

Here are some reasons why Care Health Insurance can be your ideal choice:

• With a vast network of more than 22,100 healthcare providers, including 11,600 network hospitals, we ensure access to quality healthcare whenever you need it.
• From pre- and post-hospitalisation expenses to road ambulance costs, and everything in between, is covered.
• Paying an extra premium unlocks useful add-ons such as claim shield, instant cover, and premium payback.

Procedure to File a Health Insurance Claim in Ernakulam

Depending on the type of hospital where you took the treatment, you can file two types of claims in Ernakulam. The steps for each of them are mentioned below:

How to Renew Your Medical Insurance Policy in Ernakulam?

Upon the expiration of your policy tenure, you’re supposed to renew it to receive continuous coverage. Here’s how you can seamlessly renew your policy:

• Step 1: Visit our official website.
• Step 2: Click on the ‘Renew’ option located at the top-right corner.
• Step 3: You’ll be redirected to the renewal page. Fill in your details, such as your registered contact number and policy number.
• Step 4: Review your policy details
• Step 5: In the payment section, pay the renewal premium using any secure payment method.

Select from Our Best Health Insurance Plans in Ernakulam