Health Insurance in Delhi

Know How You Can Avail Cashless Treatment in Delhi

To avail of the cashless hospitalisation facility in Delhi, you should look for the best insurance comapny offering the widest network of healthcare providers across the capital region. Under a cashless process, you should inform the insurer within 24 hours of emergency hospitalisation at a network healthcare centre. If it is a planned medical procedure, you should inform the insurer at least 48 hours prior to admission. This way, you can settle the insurance claim without draining your pockets.

At Care Health Insurance, we ensure the cashless hospitalisation process is hassle-free and quick with our in-house claim settlement team. Our network hospitals in Delhi NCR include top private healthcare institutes helping policyholders avail of cashless treatment without burdening their pockets. We support customers at every step–from filling out the claims form to settling the hospital bills–without any delays and errors.

Why Choose Care Health Insurance as Your Health Partner in Delhi?

At Care Health Insurance, we offer highly reliable medical and financial security plans to match the emerging needs of Delhi NCR residents. With one of the widest networks of 22900+ healthcare providers across Delhi NCR, we ensure city dwellers receive quality medical care at the best value. Here’s why we are the best health insurance company in Delhi:

• Quality Healthcare at Top Network Hospitals: Our vast healthcare providers’ network includes top medical centres providing the highest quality healthcare services. We ensure that metropolitans receive immediate treatment without any delays or hassle.
• 38 Lakhs+ Claims Settled: Having settled one of the highest shares of claim requests across cities, we promise Delhiites the same credibility. Whether an emergency or planned hospitalisation, we ensure claim settlement is free of hiccups.
• Comprehensive Healthcare Coverage: Our health plans not only cover hospitalisation expenses but also offer no-claim bonuses, annual health check-ups, global coverage, and sum insured recharge, among other healthcare and wellness benefits.

What is Covered under Care Health Insurance Plans in Delhi?

Care Health Insurance plans in Delhi offer coverage including the following:

• 30-Day Pre and 60-Day Post Hospitalization: We cover 30-days pre and 60-days post-hospitalisation medical expenses including investigative tests, routine medications, consultation fees, etc. This way, we ensure minimum burden on your pocket.
• In-patient Hospitalisation: In-patient care expenses are incurred when you are hospitalised for more than 24 hours. We cover ICU charges, nurse fees, room costs, doctor fees, and other expenses to ensure maximum security.
• Ambulance Charges: We cover minor non-medical expenses, including transportation charges, to help you focus on the treatment. We shall reimburse the ambulance and transportation charges incurred during hospitalisation.
• Day Care Treatments: We support your family during major as well as minor medical procedures by covering the expenses of more than 540-day care treatments for minor ailments or injuries completed within 24 hours.
• AYUSH Treatment: A combination of conventional and modern therapy can sometimes lead to faster recovery. That's why our mediclaim policies in Delhi also cover AYUSH treatment up to the sum insured.
• Annual Health Check-up: Given the rising lifestyle diseases among Delhi residents, we offer annual health check-ups to keep track of your health. Also, it helps you take preventive care in case of any chronic condition.

Steps to File a Cashless and Reimbursement Insurance Claim in Delhi

Being one of the best health insurance companies in Delhi, we offer both a reimbursement or cashless claim option:

How to Renew Your Medical Insurance Policy in Delhi?

For the existing policyholders across Delhi NCR, the renewal of Care Health Plans became easier through our digital portal with these easy steps:

Step 1: Visit our official website

Step 2: Click on the renew tab in the top right corner. You will be directed to a new page.

Step 3: Enter your details, such as policy number, contact number, etc.

Step 4: Verify the policy details, including the premium amount

Step 5: Under the payment section, pay the renewal premium through any secure payment mode.

Once you receive the renewal confirmation, you can continue availing of the insurance benefits. Also, you can customise the policy or port it to another suitable plan at the time of renewal.

Tips to Find the Best Health Insurance Company in Delhi

Choosing the best mediclaim policy in Delhi helps to protect you and your family against any medical emergency is not easy. Below are the tips to consider before buying health insurance plans in Delhi:

• Budget- Before you buy the best health insurance in Delhi prepare a budget for how much you can invest in health insurance. Then pick the affordable plan that gives you maximum coverage without disturbing your monthly budget.
• Check the Network Hospitals- Network hospitals are the hospitals that have tie-ups with us, and you can avail cashless treatment facility. You can check the list of our cashless network hospitals in Delhi to avail of the cashless treatment facility. We are the best health insurance company in Delhi, with an extensive network of hospitals.
• Use Health Insurance Premium Calculator– Calculate the health insurance premium with the help of our health insurance premium calculator available on our official website, compare the amount of premium for our health insurance plans in Delhi, and pick the best medical insurance in Delhi.
• Maximum Coverage- Make sure to read about the coverage of our various medical insurance plans. We cover the expenses for in-patient hospitalization, pre and post-hospitalization expenses, diagnosis, treatment, and medication costs.
• Read Exclusions- Exclusions are the situations/diseases/treatments/medical procedures excluded from health insurance, and you cannot file the claims for the same. So, you must read about our exclusions to avoid chances of claim rejection before you opt for medical insurance plans in Delhi.
• Check Waiting Period- We have less waiting period for our health insurance plans. It’s advisable to check the waiting period. The initial waiting period is 30 days from the commencement of the policy period and 48 months for pre-existing diseases (PED). We offer the best health insurance in Delhi with a reduction in the waiting period for PED.
• Check Eligibility-You should also check the age criteria for eligibility before you buy the best mediclaim policy in Delhi. However, most of our plans have a lifelong renewability option.