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5 Solid Benefits of Having a Family Health Insurance
Who would not love to see their family healthy and safe? Despite the protection, you provide to your family, there can be situations that may cause discomfort to your family. What is most important when it comes to your family? Yes, you got it right; your family’s health is the prized possession. A medical emergency can occur anytime because of which many people get into financial troubles. The increasing medical expenses are making it tough for an individual like you to afford quality medical care. Keeping this mind, it has become crucial to get family health insurance. The right health insurance protects all family members that include spouse, children, and parents.
A family floater health insurance is gaining popularity in today’s time. With the improved technology, getting the right health insurance for the family is just a click away.
Let us discuss some of the essential benefits of family health insurance that you must know.
- Covers your entire family: The health insurance for family covers all your members under one policy. In this health cover, you can include your spouse, children, dependent parents, and parents-in-law. By opting for this policy, you are relieved from keeping track of various health covers. Thus, you do not have to pay a premium for every family member.
- Affordable premium: The premium payable for this type of health insurance is reasonable whencompared to the premium that is payable for an individual plan. The plan provides affordable coverage, as it is even budget-friendly.
- You can add new members: This health cover offers you to the facility to add new family members. If you have medical insurance, you can pay an additional premium, and include your child in it. You can also increase the sum insured instead of opting for a new insurance policy.
- Avail tax benefits: The most significant advantage of a family floater health insurance is that you can avail of tax benefits. You can claim tax benefit on the premium paid under Section 80D of the Income Tax Act, 1961.
- Continuous policy coverage: If you have bought Care from Care Health Insurance, it is available for a policy tenure of three years. With the help of this, you can avail of the coverage without increasing the premium for aparticular policy tenure.
Over to you!
Family floater health insurance is an ideal option for the healthcare needs of your family. This plan is also available online and is affordable, as well. You must not think twice about investing in it.
If you are looking for the best family health insurance plans in India, then you can opt for our comprehensive plans. It offers various benefits such as hospitalization expenses, annual health check-up, and ambulance cover. No doubt, with it you can keep your family secured.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
