At an affordable price for you
The IRDAI has come up with Arogya Sanjeevani Health Insurance Policy as a new wave of hopes for the people who want to secure their health but have limited means. It is the standard health insurance that provides coverage against medical emergencies. Moreover, the benefits of this policy are almost similar to basic health insurance. But, the claim process, inclusions, exclusions, terms, and conditions of the policy may differ. As it is a new health insurance product, let’s check out some related quick FAQs:
Anyone between 18 to 65 years of age is eligible to buy Arogya Sanjeevani Health Insurance Policy.
The maximum sum insured you can get under Arogya Sanjeevani is Rs.5 lakhs.
Yes, there is a waiting period in the Arogya Sanjeevani Policy. The initial waiting period is 30 days, specific diseases waiting period is for 24 months, and the waiting period for pre-existing diseases is 48 months. However, the waiting period is not applicable in case of an accident.
Yes, you can easily port your existing health insurance policy to Arogya Sanjeevani Policy Care Health Insurance according to the guidelines. It is possible if there is no lapse in the policy. The process is simple and quick.
Yes, Arogya Sanjeevani Policy has a co-payment clause. The IRDAI has set 5% as the minimum limit that policyholder needs to pay from own pocket at the time of claim.
No, under Arogya Sanjeevani Health Insurance, you cannot increase the sum insured above Rs.5 lakhs. It is the maximum sum insured limit set by the IRDAI.
The duration (policy term) of Arogya Sanjeevani Health Insurance Policy is for one year. After the completion of the policy tenure, it can be easily renewed.
No, Arogya Sanjeevani Policy does not provide global coverage. It means that you cannot claim for any medical emergency if you are outside India.
Under this policy, you can cover two adults and three dependent children. Additionally, you can buy this plan for parents and parents-in-law as well.
Yes, pre-existing diseases are also covered under the Arogya Sanjeevani health plan. However, there is a clause of a waiting period for 48 months. After the completion of this period, you can file for a claim.
So, if you are short with the money or just joined a job Arogya Sanjeevani Policy Care Health Insurance (Formerly Religare Health Insurance) is the best option to protect yours and your family’s health. An extensive coverage, cashless, and advanced treatment all you can get under this policy. It is the most cost-effective plan that secures your health and money both.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
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