At an affordable price for you
In previous years, there has been a rise in the number of critical illnesses. Hence, inadequate health insurance cover cannot secure you in difficult times. A health insurance plan with a higher sum insured has become a necessity as many cases of life-threatening diseases have been reported in the country. During the time of medical inflation, many people put their lives at risk by opting for an insufficient health insurance cover.
Every health insurance policy comes with a waiting period; hence, getting a health insurance cover with a higher sum insured after being diagnosed with any ailment will be of no use. Therefore, it is important to opt for a health insurance policy with a high sum insured at the earliest.
A health insurance policy with a higher sum insured offers enough coverage to a family that consists of four members. Having a cover with a higher sum insured is going to help you; but, at the same time be alert as there is a premium involved.
Many people still think that a health insurance cover with a higher sum insured is too expensive. If an individual has a family to support then it makes sense to opt for a family floater health insurance. The cost of medical expenses depends upon the place where you stay, hospitalization expenses, and many other things.
With the improvement in medical facilities, many diseases can be cured which was not possible earlier. But, at the same time, you cannot overlook the fact about the increased medical expenses. If you do not have sufficient health insurance cover, then arranging a huge amount of money for getting treatment can be a daunting task. A family floater health insurance plan provides coverage to the whole family, rather than just one person. So, if there are several claims in a single year, a higher health insurance cover with a sufficient sum insured would never be inadequate.
Medical care expenses are increasing massively. A family floater health insurance plan with a sum insured of Rs. 5-10 lakhs may not be sufficient if you or any of your family members get sick. Having an insufficient cover can put your family at risk. An individual can even take guidance from a financial adviser before buying such a high prize health insurance policy. One can even opt for an additional cover or super top-up plan.
Having an existing option in a health insurance policy means that the policy should be a combination of a regular health cover and a super top-up plan to get a total sum insured of Rs. 1 crore.
An individual can opt for a super top-up plan to raise the sum insured. An individual should get a health cover with a higher sum insured in the following situations:
The critical ailments and other health issues are on the rise. Apart from following a healthy regime, it is important to secure yourself financially against medical exigency. Hence, a health insurance cover with a higher sum insured acts as a shield defying the odds. You can visit the website of Care Health Insurance and opt for a health insurance policy that suits your requirements. The company offers Family Health Insurance and critical illness insurance plan with a sum insured of Rs. 1 crore or more.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
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