At an affordable price for you
You are young, energetic, earning a handsome salary, and enjoying life to the fullest. The sky is your limit when you are in your 30s. But have you ever give it a thought what you will do when you do not receive any salary credited message in your phone after your retirement. How will you manage skyrocketing medical expenses, what will happen to your family when you have no fixed income? The answer is sound financial planning. Yes! You should fix your financial goals right from today, to secure your future. There are numerous ways you can do it. But mediclaim should be top on your list to set your financial plans.
Let’s first understand in brief what is Mediclaim?
Mediclaim is the health insurance policy that covers your hospitalization expenses. It can be a cashless facility, where your bills directly pay to the hospital, or you can get the reimbursement after you submit your medical bills to the claim management team. It will act as a rescuer in case of any medical emergency strike in the near future. The medical treatment costs can burn a hole in your pockets and drain all your savings. So, investing in mediclaim is a wise decision you can take to secure yours and your family’s future.
A medical emergency can hit you at any moment, physically and financially. A comprehensive mediclaim helps you stay protected and remain financially undisturbed. You get the reimbursement against all medical expenses that cost you during the hospitalization. You can also opt for cashless hospitalization within the network hospitals to get the best treatment facilities without facing a cash crunch.
An Incessant increase in pollution, unhealthy eating habits, stressful lifestyles, and work invite several unwanted diseases and critical illness until you reach the age of your retirement. It will be difficult to bear those recurring medical costs when you left with no fixed income. Thus, a sound mediclaim bear all the medical recurring costs that you incur for your ongoing treatment of any chronic disease or critical illness. You do not need to pay anything out of your pocket for your treatment when you have the right mediclaim with you.
Mediclaim insurance also has a tax benefit. Under section 80D, the premium paid against health Insurance policy for self and family health insurance for parents, spouse, and children qualifies for a deduction up to Rs.50,000. However, the quantum of tax benefit depends on the age of the insured and income tax law. It also provides a tax benefit by reducing your taxable income and shows less tax liability.
While setting your financial goals right from today helps you to have a better life after retirement. With the right medical cover, you do not worry about those on-going medical treatment costs that you have to bear after retirement. Your savings are going to be with you that you can invest in leisure business that you can run after your long corporate journey.
Thus, a farsighted approach, pragmatic planning, and aligning mediclaim with your financial goals surely help you to achieve financial freedom in the future. Check the mediclaim offered by Care Health Insurance (Formerly Religare Health Insurance) that covers pre and post hospitalization expenses, daycare treatment, chemotherapy & radiotherapy, organ donors with annual health check-ups. You can avail our mediclaim plans online in just a single click. Our expert advisors help you to choose the right family health insurance that not only protects you and your family against medical emergencies but also gives you a peaceful life in the future.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims may vary. Please refer to the brochure, sales prospectus, terms and conditions carefully.
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