A super top-up plan is an insurance product that you can opt for with your health insurance plan. It offers you extra protection for the case where you exhaust the sum assured amount of your health insurance, as it extends the threshold limit of your policy, without affecting your budget. Basically, if you run out of the maximum insurance limit of your individual or family health plan, a super top-up cover will offer you additional coverage. While many people confuse this plan with riders, it is not the case. A top-up plan is the only indemnity scheme that offers regular coverage.
If you feel that the coverage of your health insurance plan might not be enough, you can opt for the additional sum insured of as a super top-up plan to help you face any unforeseen medical emergencies. Advantages of opting for this plan include:
The best idea is to opt for a plan that offers a sum insured amount that is equal to the health insurance deductible.
>> Check: What is Health Insurance Deductible?
The exact coverage that you get under a super top-up plan may vary, but some of the common features are:
It is basically an indemnity plan that provides the same coverage that you would get under a basic reimbursement plan. Some of the benefits that it provides are: -
Super top-up plans offer a much-needed respite from the worry that your health insurance plan may not suffice. Care Health Insurance offers ‘Enhance’, a comprehensive super top-up plan that you can choose for a term ranging from one to three years. Time to secure your healthcare expenses.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
Published on 1 Feb 2023
Published on 31 Jan 2023
Published on 30 Jan 2023
Published on 27 Jan 2023
Published on 20 Jan 2023
GET FREE QUOTE