Most of the time, people assume that the health insurance policy or any family floater mediclaim cover expenses only after hospitalization. Due to the lack of this awareness, they do not get the most out of their mediclaim. So, in this blog, you can read about pre and post-hospitalization coverage that should be a part of your health insurance policy.
Suppose, whenever you fall sick or find some abnormalities in your body, you immediately go to your family doctor for consultation. Doctors do their normal check-ups in the clinic and prescribe some medicine for instant relief. But, after completing the duration of the dosage, if your condition does not improve, then your Physician will advise you to get hospitalized for further diagnosis and treatment. Therefore, this process of hospitalization includes two kinds of expenses pre-hospitalization expenses and post-hospitalization expenses. Let’s understand the difference between these two:
Expenses that are incurred before you get admitted to the hospital for further treatment are known as pre-hospitalization expenses. Investigation tests, routine medication, etc. are the pre-hospitalization expenses include in a health insurance policy.
Pre-hospitalization expenses that have been incurred within 30 days before hospitalization are admissible for reimbursement under policy coverage.
Medical expenses that are incurred after you get discharged from the hospital are known as post-hospitalization expenses. Doctor's consultation, diagnostic test, medication, etc., are considered post-hospitalization expenses included in a policy.
Post-hospitalization expenses that have been incurred within 60 days after discharge from the hospitalization are admissible for reimbursement under policy coverage.
Comprehensive health insurance plans should cover pre and post-hospitalization expenses. Read below five reasons to buy insurance with pre and post-hospitalization coverage:
Life is a journey on the windy road. Sometimes it goes smooth and sometimes it takes a U-turn. Todays’ unhealthy and stressful lifestyles, eating habits, pollution, etc. can cause any medical emergency. But, you do not need to worry. Care offers you the best health insurance policy with pre and post hospitalization coverage. This cover pays your before and after hospitalization expenses. You do not need to spend your money on heavy medical bills with our health insurance plans. You can give some protection to your family under our family floater health insurance. So, stay protected with us and secures your future for tomorrow.
Disclaimer: Plan features, benefits, coverage, and underwriting of claims may vary. Please refer to the brochure, sales prospectus, terms and conditions carefully.
Published on 31 Jan 2023
Published on 30 Jan 2023
Published on 27 Jan 2023
Published on 20 Jan 2023
Published on 20 Jan 2023
GET FREE QUOTE