Get Covid-19 Hospitalization Coverage Also Save Tax U/S 80D
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1800-102-4499
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Get Covid-19 Hospitalization Coverage Also Save Tax U/S 80D
Buy Policy :
1800-102-4499
We thank you for your interest in Care Health Insurance. Our expert will call you soon to assist you
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We thank you for your interest in Care Health Insurance (formerly known as Religare Health Insurance Company Limited). Our expert will call you soon to assist you.
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"Care Health Insurance Ltd (formerly known as Religare Health Insurance Company Limited) & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."
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Secure Quote
All Members
Secure ( --- )
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(Premium includes 18% GST)
To purchase this policy, kindly visit our nearest branch
KEY BENEFITS
ADDITIONAL COVERS
NO CLAIM BONUS
Policy Sum Insured increases by 10% for every claim free year. The maximum increase allowed is 50% of policy Sum Insured.
ANNUAL HEALTH CHECKUP
Annual Health Check-Up for all insured members are covered in the policy
AMBULANCE COVER
Certain amount per hospitaliztion payable if advised by treating medical practioner.
LIFELONG RENEWABILITY
We like to stay with you all the way. Our option of life long renewability helps yau stay covered for life, provided your policy is renewed on time every year.
ACCIDENTAL HOSPITALIZATION
This optional cover provides coverage for the following 3 sub-benefits:
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Add-on Coverage
CUSTOMIZED PACKAGE
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No Claim Bonus Super
Reduction in PED Wait Period
Coverage
Charges
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Secure plan highlights
Mobility-cover
Burn Damage Cover
Domestic Road
Ambulance Cover
Fracture Cover
Permanent Total
Disablement
Loyalty Benefit
Child Education
Permanent Partial
Disablement
| Benefits of Personal Accident Insurance  |
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|---|---|---|---|---|---|
| KEY FEATURES | 10L | 15, 20, 25 & 30L | 50L | ||
| Accidental Death
In case of a tragic loss, we provide for financial support to the family by paying the sum insured to the nominated family member.
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Sum Insured | Sum Insured | Sum Insured | ||
| Permanent Total Disablement
Based on severity of loss of body part due to accident, we also pay a pre-defined percentage of the sum insured. For details, please see 'Plan Details' tab.
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| Permanent Total Disablement Improvement
Get double sum insured benefit under Permanent Total Disablement claim.
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| Permanent Partial Disablement
Based on severity of loss of body part due to accident, we also pay a pre-defined percentage of the sum insured. For details, please see 'Plan Details' tab.
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| Permanent Partial Disablement Improvement
Get double sum insured benefits under Permanent Partial Disablement claim.
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| Fractures
Get compensated for fractures and burns pertaining to a surgery, advised by your medical practitioner in case of an accident.
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Up to ₹ 50,000 | Up to ₹ 1,00,000 | Up to ₹ 2,00,000 | ||
| Child Education
In the event of an accident resulting in insured's demise or PTD, we'll take care of his child's education ensuring that their future is not compromised.
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10% of Sum insured | 10% of Sum insured | ||
| Major Diagnosis Tests
In case injuries caused by an accident require one to undertake any diagnostic tests such as CT scan, MRI, etc. as advised by a medical practitioner, you can do so without a worry.
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Up to ₹ 15,000 | Up to ₹ 25,000 | ||
| Disappearance
In the event that an accident leaves the insured missing (forced landing, stranding, sinking, wrecking, etc.) for more than 1 year and the insured's demise has been reasonably established, we will pay the sum insured to the nominee.
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Sum insured | Sum insured | ||
| Mobility Cover
If an injury causes PTD and requires one to use prosthetic devices like artificial arms, legs or eyes, orthopedic braces and medical equipment like wheelchairs or hospital beds, we will reimburse the expenses towards these.
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Up to ₹ 15,000 | Up to ₹ 25,000 | ||
| Burns
Get compensated for fractures and burns pertaining to a surgery, advised by your medical practitioner in case of an accident.
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Up to ₹ 10,00,000 | Up to ₹ 20,00,000 | ||
| Repatriation of Mortal Remains | |
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2% of SI, Max ₹ 1,00,000 | ||
| Temprory Total disablement
Get weekly compensation maximum upto 100 weeks in case of temporary total disablement
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Up to ₹ 5,000 per week | Up to ₹ 10,000 per week | Up to ₹ 20,000 per week | ||
| Loyality
On Renewal , we will increase your SI by 5% every year maximum upto 50%. No effect of claim on loyalty benefit.
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5% of Sum Insured | 5% of Sum Insured | 5% of Sum Insured | ||
| Common Carrier Mishap Cover
Get additional upto 100% of sum insured benefit in case of accidental death or Permanent Total Disablement due to travelling in common carrier like train,flight etc
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| Optional Benefit | |||||
| Accidental Hospitalization
In case of Hospitalization due to accident ,claim the expenses incurred on hospitalization upto specified amount.
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Up to ₹ 50,000 | Up to ₹ 50,000 | Up to ₹ 1,00,000 | ||
Secure complete plan details
This optional cover provides coverage for the following 3 sub-benefits:
Mehtaab Singh
I bought Personal Accident Insurance and received coverage for Permanent Partial Disablement when I met with an accident—highly recommended it to my peers.
Suraj Khurana
Hospitalization expenses arising out of a road accident could be unbearable for anyone. I am glad that I bought the Care's Personal Accident Insurance. Thanks for all the insurance benefits offered.
Suman Varshney
Care's Personal Accident Insurance plan is the best one to get cover for injuries and fractures resulting from an accident. I got the treatment I needed and had no worries about the bills.
Arpit Chaurasia
Buying Personal accident insurance from Care Health Insurance was the right decision I made. I got the reconstruction surgery covered under it. Value for money!
Atul Yadav
I believe in Care Health insurance as my insurance partner. Bought a personal accident policy under which their team helped me get the necessary treatment. The best insurance company for me!
My appreciation for your prompt service
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Ankita Sharma
Health Insurance
We will continue to avail of your scheme
View more
Indubala Nambiar
Health Insurance
Everything went very smooth
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Vikas Singh
Health Insurance
Really helpful explaining the process in advance
View more
Sahil Khattar
Health Insurance
Finalising my claim in a short period
View more
Aditya Sharma
Health Insurance
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) (formerly known as Religare Health Insurance Company Limited) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Awarded as Claims Leader of the year
30 Lakh + Claims Settled^^
Cashless claim approval in approx. 2 hours
^^number of claims settled as on February, 2022
The accident is one such word that itself means something that is an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury. It does get scary to even think about meeting an accident and not having sufficient financial backup to get treatment. The accident can happen anywhere, anytime, that may result in minor or major injuries.
Any such uncertainty may lead to a financial crunch resulting in stress and anxiety. Therefore, it is always recommended to purchase an accidental insurance policy. An adequate accidental insurance policy safeguards you financially and stands by you in times of any urgency. It assists you and your family against bodily injuries, disability and accidental death. You will be able to reap its benefits in case of an accident while travelling by aeroplane, train or road.
With the number of vehicles increasing on the roads and rash driving being at its prime, ensuring safety on the streets is a big challenge. Such unavoidable circumstances can lead to serious injuries and sometimes death as well. To safeguard against the financial losses due to such unforeseen events becomes essential. This is when personal accident insurance kicks in. It offers coverage in the following cases:
Depending on the plan you choose, the premium costs and the amount of sum insured would vary. Also, various other factors play an important role in determining the premium you will have to pay for personal accident insurance, such as coverage for burns, reconstructive surgery ambulance allowance, child education benefit, optional covers, etc.
At Care Health Insurance, we believe that health and happiness go hand-in-hand. That's why we bring you Secure- A Personal Accident Insurance that directly addresses the concern, which can arise as a result of a serious accident.
Many of our life experiences teach us how unpredictable situations can be. Accidents can occur anytime and anywhere, and cause physical, emotional, and financial damages. A personal accident can bring stressful moments for a family, including financial difficulties. Hence, it is advisable to choose a Personal Accident Insurance Plan to deal with such uncertainties. Such insurance plans minimise the impact on one’s savings by providing financial compensation, including coverage for injuries, medical treatment, and even death.
Buying personal accident insurance online involves a few simple steps. Visit the official website of Care Health Insurance (formerly known as Religare Health Insurance) and opt for the personal accident insurance plan. You must provide your basic details and choose the preferred sum insured. Finally, proceed to pay the premium amount through any of the given payment options.
Personal Accident Insurance offers the following coverage:
* Optional covers are available on payment of additional premium
Personal accident insurance offers a range of benefits, such as:
You can apply for reimbursement of your expenses by simply notifying us. You can call us directly; send us the specified documents over a mail. Your claim will be processed and reimbursed; however, our claim team will reach for further clarification in case of any queries. We deliver our promise. We offer hassle-free and speedy settlements.
Life insurance plans offer insurance coverage wherein the policyholder chooses the beneficiaries to receive a fixed amount as a lump sum upon the policyholder’s death. Unlike term insurance, life insurance plans also offer maturity benefits.
However, personal accident insurance plans are specifically designed for covering accident-related losses, including the death of the policyholder as a result of the accident. Also, these plans offer cover for hospitalization, disablement, reconstructive surgery, ambulance costs, etc.
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Most Frequently Asked Questions
Popular Questions
A personal accident policy is important to protect your family during unforeseen circumstances like accidents. In the event of hospitalisation due to injuries, treatment for disablement, or even death of the policyholder, the beneficiaries of personal accident policy will receive the specified coverage amount and thus can lead a life without any financial difficulty.
The minimum entry age for availing the personal accident insurance cover is 18 Years. And the maximum age is 70 years
You can buy PA cover for your family in case you have purchased a PA policy for yourself. In case your spouse or your children are not earning, then you can propose PA cover for an amount 50% of your PA eligibility and 25% of your eligibility in case of your child.
Yes, you can claim from your policy immediately after the policy is issuance, provided that the unforeseen even has happened after the issuance of the policy
You have to apply for a reimbursement claim wherein the insurer reimburses your expenses, subject to policy terms and conditions. The documents required include:
The minimum entry age is 18 Years, whereas the maximum age for entry is 70 years for adults
Several health insurance policies offer coverage for accident-related expenses, including emergency hospitalisation. However, having a separate personal accident insurance cover is a must as there are a lot of associated benefits. Such plans are designed to provide coverage to accident-related expenses. They prove to be better than health insurance policies by offering defined covers and features that are not there in health insurance policies.
Care Health Insurance offers 'Secure,' which is a comprehensive Personal Accident Insurance policy. The insurer ensures a seamless claim settlement procedure and provides timely assistance to the policyholders. The personal accident insurance policy comes with various features and a range of sum insured options from Rs 10 Lakh to Rs 25 Crore.
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
#Source: IBAI Claims Handbook for FY 19-20
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
#Source: IBAI Claims Handbook for FY 19-20
^^Number of Cashless Healthcare Providers till 25th March 2022
Secure complete plan details
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Pay premium @ Axis Bank
Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same:
Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium.
Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Care Health Insurance Limited"
Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence.
Postdated/ Outstation/ Third Party cheques are not allowed.
Please ensure the cheque amount is equal to the amount mentioned in renewal invite.
It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch.
Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date.
In case of any modifications in the policy details at the time of renewal, please contact our
branch and do not deposit the cheque in Axis Bank Branch.
Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
Get Personal Coverage for Accidents & Disabilities
Get Personal Coverage for Accidents & Disabilities
For showing interest in Care Health Insurance (formerly known as Religare Health Insurance Co. Ltd). Our advisor will contact you shortly.
Be Corona-safe with Care Health Insurance plans.
Be Corona-safe with Care Health Insurance plans.
For showing interest in Care Health Insurance (formerly known as Religare Health Insurance Co. Ltd). Our advisor will contact you shortly.
I bought Personal Accident Insurance and received coverage for Permanent Partial Disablement when I met with an accident—highly recommended it to my peers.
