1800-102-6655
1800-102-4488
1800-102-4488
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Managing your Care Health Insurance policy is now App Solutely Simple with our all new mobile app. Available on both Google Play Store & iOS. To download
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Health insurance can help you save tax under section 80D
With the number of vehicles increasing on the roads and rash driving being at its prime, there is no guarantee of being able to not meet an accident. Such unavoidable circumstances can lead to serious injuries and sometimes death as well. This is when personal accident insurance kicks in.
Personal accident insurance is a type of plan which is offered to the insured person in order to provide a person or his/her family with financial compensation in case of an accident. It offers you the sum insured in the following cases:
In most of the cases, people tend to get personal accident insurance when they purchase the car/motor insurance. Depending on the plan you choose, the premium costs and the amount of sum insured would vary. Also, there are a variety of other factors as well that play an important role in determining the premium you will have to pay for personal accident insurance, such as coverage for accidents occurring abroad, additional compensation to the family, child education benefit, ambulance allowance, etc.
As an advice, we suggest that you do not avoid personal accident insurance. In case you’re not willing to pay high premiums, sign up for the basic plan but do not completely avoid this insurance.
At Care Health Insurance (formerly known as Religare Health Insurance Company Limited), we believe that health and happiness go hand-in-hand. That’s why we bring you Secure- A Personal Accident Insurance that directly addresses every concern which can arise as a result of a serious accident.
Secure is truly comprehensive from a broad range of features, optional benefits, hassle-free procedures and thoughtful services, it ensures that the road to recovery is worry-free, making getting back to good health your priority.
With us as your health insurer, it’s truly Health Hamesha!
| Policy Options | |||
| Plan Detail | Secure 1 | Secure 2 | Secure 3 |
|---|---|---|---|
| Sum Insured (in Rs.) | 10 Lac | 15 Lac, 20 Lac, 25 Lac & 30 Lac | 50 Lac |
| Benefits | |||
Accidental Death ? |
Sum insured | Sum insured | Sum insured |
Permanent Total Disablement ? |
Yes | Yes | Yes |
Permanent Total Disablement Improvement ? |
No | Yes | Yes |
Permanent Partial Disablement ? |
Yes | Yes | Yes |
Permanent Partial Disablement Improvement ? |
No | Yes | Yes |
Fractures ? |
Up to Rs. 50,000 | Up to Rs. 1,00,000 | Up to Rs. 2,00,000 |
Child Education ? |
No | 10% of Sum insured | 10% of Sum insured |
Major Diagnosis Tests ? |
No | Up to Rs. 15,000 | Up to Rs. 25,000 |
Disappearance ? |
No | Sum insured | Sum insured |
Mobility Cover ? |
No | Up to Rs. 15,000 | Up to Rs. 25,000 |
Burns ? |
No | Up to Rs. 10,00,000 | Up to Rs. 20,00,000 |
| Repatriation of Mortal Remains | No | No | 2% of SI, Max Rs 1,00,000 |
Temprory Total disablement ? |
Up to Rs 5,000 per week | Up to Rs 10,000 per week | Up to Rs 20,000 per week |
Loyality ? |
5% of Sum Insured | 5% of Sum Insured | 5% of Sum insured |
Common Carrier Mishap Cover ? |
No | No | Yes |
| Optional Benefit: | |||
Accidental Hospitalization ? |
Up to Rs 50,000 | Up to Rs 50,000 | Up to Rs 1,00,000 |
For complete product details, kindly refer Prospectus and Sales Literature in the Download Section. Click here
In case of hospitalization due to an accident, get comprehensive coverage of expenses ranging from room charges, nursing expenses, intensive care unit charges to surgeon's fee, doctor's fee, anaesthesia, blood, oxygen, operation theatre charges, etc. up to specified amount.
50 to 100 percent of the sum insured will be covered under this accident insurance policy, based on severity of injury and loss due to the accident. This amount is over & above the amount received under Permanent Total Disablement.
When you suffer from an injury that would confine you to the bed for a temporary basis your medical expenses as well as your financial concerns will be covered under this accident insurance policy until you make a full recovery.
A predefined percentage of the sum insured is covered under this personal accident policy, based on the severity of loss due to the accident. This amount is over & above the amount received under Permanent Partial Disablement.
Upto 100% of sum insured benefit in case of accidental death or Permanent Total Disablement due to mounting into or dismounting from or travelling in common carrier like train, flight etc.
If an injury causes PTD and requires you to use prosthetic devices like artificial arms, legs or eyes, orthopaedic braces and medical equipment like wheelchairs or hospital beds, we will reimburse the expenses towards these.
In the event that an accident leaves the insured missing (forced landing, stranding, sinking, wrecking of a Common Carrier.) for more than 1 year and the insured’s demise has been reasonably established, we will pay the sum insured to the nominee.
We will cover the amount required for transportation of mortal remains to the city of residence, in the event of a fatality.
For each continuous and completed Policy Year, on subsequent renewal, we will enhance the Coverage amount of AD, PTD, PPD pertaining to last Policy Year by flat 5% of the Sum Insured, on a cumulative basis.
A personal accident insurance plan would cover you and your family in case of an accident. It offers coverage in severe circumstances such as death, disability, or injury. Personal accident insurance includes coverage for accidental death, permanent total disablement, permanent partial disablement, and temporary total/partial disablement.
Care Health Insurance (formerly known as Religare Health Insurance Company Limited) offers four plans for accident insurance. The sum insured of these plans ranges between 10 lacs to 3-25 crores. The cost of the insurance plan matter on various factors and is calculated thereafter.
This is a type of plan designed to provide coverage to all the expenses that are associated with an accident. It is ideally meant for organizations where they need to provide insurance coverage to the employees against injuries, disabilities or death.
Yes, the personal accident insurance is taxable as the Income Tax Act doesn’t provide any type of tax benefits on the insurance you pay for this type of insurance.
Call:1800-102-4488|1800-102-6655
Disclaimer: For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
UIN: RHIPAIP18048V021718. UAN2: 19032851.
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