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Care Heart health insurance has got you covered if you are diagnosed with a cardiac ailment or have undergone surgery in the past. Acquiring heart insurance beforehand saves you from paying hefty hospital bills in an emergency.
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Care Health Insurance offers a health insurance for heart patients that offers comprehensive coverage to people with cardiac ailments or someone who has undergone a Cardiac surgery or medical procedure related to the heart. Care Heart reflects our commitment to offering access to Quality Healthcare to people suffering from pre-existing cardiac ailments/disorders and who have undergone cardiac surgery/procedures. So, the best mediclaim for heart patients, like Care Heart will help you in the long run and provide lifelong renewability.
Cashless Hospitalisation- Protect your health & finances across our 22900+ cashless healthcare providers’ network.
Cardiac Health Checkup- Keep track of your heart health by getting cardiac health checkups yearly under the care heart plan.
Lifelong Coverage- The lifelong renewability feature allows you to continue the policy through regular policy renewals.
Coverage for Alternate Treatments- A combination of conventional and alternative treatments, such as AYUSH, is covered for a speedy recovery.
Domiciliary Hospitalisation Coverage- We pay medical expenses incurred during your treatment at home for a period exceeding 3 consecutive days.
Alarmingly, cardiovascular diseases are increasing in our country, affecting the young and elderly alike. An unforeseen event like emergency hospitalisation can severely impact a family’s finances. In most cases, heart and blood vessel abnormalities, such as high blood pressure, diabetes, and other blood sugar issues, cause a surge in cardiovascular diseases. Thus, Care Health Insurance offers Care Heart, a specific heart care insurance policy designed to cover prolonged medical treatment expenses, thus helping you lead a healthy and stress-free life.
Look for best health plan that suits your need!
With the surge in cardiac ailments in India and rising medical costs, it is necessary to have the best mediclaim policy for a heart patient. We at Care offer Care Heart aiming to provide financial protection to your loved ones undergoing pre-existing heart illness. Below are the coverage benefits of our heart insurance-
This mediclaim policy for a heart patient covers major medical treatment expenses. However, some expenses are not covered, as listed under exclusions. They include expenses related to:
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Yes. Yes, you can buy Care Heart Health Insurance after a heart attack. Please carefully review the policy’s terms and conditions to understand inclusions and exclusions.
Yes, there are sub-limits applicable on room rent, ICU charges, cataract treatment, and Total Knee Replacement. Do refer to the policy T&C.
Yes, we have a co-payment clause in the policy. The policyholders will have to bear a certain percentage of every claim amount from their pocket. Please refer to the policy T&C to know more.
Yes, it is for those who already have pre-exisitng heart disease.
Care Heart has a 30-day initial waiting period and a waiting period of 24 months for pre-existing diseases and specified ailments.
Individuals above 18 can opt for the Care Heart policy without restricting the maximum entry age. The policy offers lifelong coverage.
Disclaimer: The information above is just for reference. Kindly read the T & C of the policy thoroughly. Do refer to IRDAI guidelines for tax exemption conditions.
**Number of Claims Settled as of 31st May 2023
^10% discount is applicable for a 3-year policy
^^Number of Cashless Healthcare Providers as of 30th June 2023.
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