The world without a worry !
So, you can focus on your studies, and you'll only bring back happy memories
They say, travelling makes you a storyteller. We ensure your employees only have happy stories to share. Give them the comfort of Group Explore our Travel Insurance on their next work-trip both International or Domestic.
With CHI as your insurer, its truly Health ki Guarantee!
Freedom to get Health Insurance without worrying about your current health status
Get enhanced coverage for greater protection
A perfect blend of hospitalization & maternity insurance
Along with Maternity & Newborn coverage, Joy offers you a number of thoughtfully designed features & Services that give you several advantages at most critical of time. Two plans available- Joy Today and Joy tomorrow.
A Comprehensive Health Insurance plan that not only covers heart ailments but offers much more
* At the discretion of Underwriting. **Up to 25% of Sum Insured.
A Comprehensive Health Insurance plan for Life’s golden years.
*At the discretion of underwriter.
^Tax Benefits under the policy will be as per the prevailing Income Tax laws and are subject to amendments from time to time.
For tax related queries, contact your independent tax advisor. As per section 80D of Income Tax Act, an Adult (aged between 18 & 60 years) can save tax on a premium of upto Rs. 25,000 and his/her senior citizen parent/s (aged 60 years & above) can save tax on a premium of upto Rs.50,000.
**For 5 consecutive claims free years by using No Claim Bonus & No Claim Bonus Super (Optional Cover ).
Incremental increase every year is applicable on base Sum Insured. If a claim is made in any particular year accrued NCB or NCB super will be reduced at same rate at which it is accrued.
In line with our objective of ensuring good health…hamesha! Our Comprehensive Health Insurance Plan – Group Care; helps safeguard the most important asset for you i.e. your employees / Customer, against financial risks arising out of a medical emergency.
A comprehensive Health Insurance that covers all major types of Cancers on a lifelong basis and offers affordable EMIs.
Health Insurance cover specifically designed to cover 16 major Heart ailments that comes with option to pay in Easy EMIs
Unlike most other plans this plan offers lifelong coverage for 32 critical illnesses
Health Insurance that covers expenses related to defined Surgical procedures
Truly Comprehensive Personal Accident cover with broad range of features, add-on benefits, hassle free procedures & thoughtful services
Journey of life is not smooth and some things cannot be predicted for such as an unfortunate accident. That’s why your employees/customers need Group Secure – Personal Accident Insurance so that life’s big or small surprises never pull you down.
Please visit Self Help Portal for changing your contact details such as Address, Email ID and Mobile number as well as for placing request online for Policy documents and tracking your Request status.
Managing your Care Health Insurance policy is now App Solutely Simple with our all new mobile app. Available on both Google Play Store & iOS. To download – click on Icon
To Make a request please Click here
To Find our branch please Click here
Managing your Care Health Insurance policy is now App Solutely Simple with our all new mobile app. Available on both Google Play Store & iOS. To download
Kindly leave your Contact No. & we will call back soon
Best Family Floater Health Insurance Plan in India
92.3%
Claim Settlement Ratio (OND 2018)
8250+ +
Network Hospitals across 500 cities
400 Lacs+
Lives covered
Your family's health and well-being is always a priority, and you make every possible effort to safeguard their health and happiness. Opting for family health insurance is an investment you should make for a secure future.
A family floater health insurance policy covers several family members under one policy, ensuring that all family members benefit from a common pool.
Sometimes, hospital bills and other medical expenses could be so high that it can considerably impact your savings. A family floater mediclaim policy offers comprehensive health coverage will give you a financial safety cushion during medical emergencies. So, you will not have to spend large sums of money from your savings and avoid financial hardships.
Table of Content:
Family floater health insurance is a health plan that covers the entire family instead of an individual under a single policy. When covered with a floater, every family member gets the medical benefits under the same umbrella. Best family floater plans offer a high sum insured at a single premium per year, available to all the members. After the first claim settlement, other family members can also avail multiple claims from the rest of the sum insured.
The key features of best family floater health insurance are;
Individual health insurance plans offer insurance coverage for a single person only, and the policy is bought in their name. On the other hand, family floater health insurance plans are comprehensive plans that offer health coverage to an entire family; wherein all the members share the premium cost and sum insured.
Let us suppose a family floater health insurance plan covers a family consisting of an individual, spouse, and two dependent children. Firstly, the premium amount is decided based on the age of the eldest member.
Now, for instance, if the family floater mediclaim policy offers a sum insured of Rs 5 lakh. If one member falls ill and is hospitalized, that family member can get coverage for the medical expenses from the family floater health insurance plan. If hospitalization expenses came out to be Rs 2 lakh, then the remaining Rs 3 lakh is available for the rest of the family, and multiple claims can be made with that amount.
Family Floater Health Insurance offers comprehensive health coverage for all the family members under a single policy. It is a better option for a family with kids. Family floater plans offer adequate cover at an affordable cost and eliminate the hassle of multiple individual plans. Moreover, one can avail a discount of 5% if family members are covered in the same policy on individual sum insured basis. It offers the following benefits.
The following factors affect the premium cost on a family floater medical insurance policy:
>> Check: Health insurance Plans for Family
Factors to consider when choosing a family floater health insurance policy:
The minimum entry age for a family floater mediclaim policy is 90 days with at least one insured person of 18 years.
You can buy family floater health insurance and customize it according to the number of members you want to be insured, age, and premium. Moreover, you can also opt for our add-on covers such as a reduction in wait period, OPD cover, COVID care, no claim bonus, etc., to enhance the coverage of your family floater health plan.
What is the minimum and maximum policy duration?
For the family floater mediclaim policy, the minimum duration is one year, and the maximum is three years with a lifelong renewability option.
Is there any tax benefits under family floater health insurance
Yes, under section 80D of the income tax act of India 1961, you can avail of tax benefits as well under family floater policy subject to income tax rules and regulations.
Is a medical check-up necessary before buying family floater health insurance?
There is no pre-policy medical check-up before buying family floater medical insurance for sum insured till 40 lacs and age up to 60 years.
Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same:
Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium.
Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Religare Health Insurance Company Limited"
Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence.
Postdated/ Outstation/ Third Party cheques are not allowed.
Please ensure the cheque amount is equal to the amount mentioned in renewal invite.
It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch.
Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date.
In case of any modifications in the policy details at the time of renewal, please contact our
branch and do not deposit the cheque in Axis Bank Branch.
Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
Add family members to be insured
Terms & Conditions of Premium Quote Generation
"Care Health Insurance Ltd (formerly known as Religare Health Insurance Company Limited) & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."