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High Coverage Plan

  • Sum Insured options to choose from 25 Lacs, 50 Lacs or 1 Crore
  • Up to 50% No Claim Bonus
  • Coverage for Day Care Treatment
  • In-Patient Hospitalization
22900+
Cashless Healthcare Providers^^
38 Lakh+
Insurance Claims Settled**
24*7
Claim and Customer Support
Discount Sticker

Get ₹ 25 Lacs Health Cover at ₹ 558/month^ Discount Sticker

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Like everyone around, you deserve a healthy life and blissful future. Yet, we are oblivious of how illnesses or injuries occur without the slightest warning and disturb our tranquility. Here is another reality check! Medical inflation is growing alarmingly faster in our country. In such a scenario, when you may need an emergency or planned hospitalization, expenses can surpass the amount you can bear from your savings. One hospital visit can make you pay for bills in lakhs! As grim as it may appear, the situation can turn for the better if you invest in a health insurance policy. We offer ‘Care Advantage,’ a comprehensive health cover with up to 1 crore cover that safeguards your finances in the most trying times.

Care Advantage - 1 Crore Health Insurance Policy

Care Advantage enables you to avail of quality medical treatment when you need it by providing a wider range of medical coverage benefits & medical treatment, including Covid-19, modern daycare treatment in 15500+ cashless healthcare providers. You can claim a reimbursement in case of a non-network hospital. It offers sum insured options of Rs 1 Crore, Rs 25 Lakh, and Rs 50 Lakh, giving you the financial strength to face any medical emergency.

How is Investment in Care Advantage - Health Insurance Policy Beneficial?

Here are the notable features of Care Advantage that make it the right option for you:

  • Coverage for hospitalization and medical treatment, including COVID-19 treatment, 540+ day care treatments, and advanced medical procedures like robotic surgery
  • Annual Free health checkups.
  • Cashless treatment at any network hospital empanelled with us
  • Up to 150% No Claim Bonus for every claim-free year
  • Lifelong renewability
  • Tax savings on the premium, according to Section 80D of the Income Tax Act, 1961

Save yourself from being underinsured. Select Care Advantage that gives your family adequate health coverage and safety against medical inflation.

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Look for best health plan that suits your need!

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1 Crore Health Plan

Health Insurance with Higher Sum Insured

  • Upto 50% No Claim Bonus
  • Individual or Floater Option
Preffered
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Individual Health Insurance

A Safety Net that Protects You Against Medical Emergencies

  • Plan starting from 25 lakhs and going up to 6 Crores
  • An add-on offering unlimited e-consultations
Preffered
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Pre-Existing Diseases Cover

Health Insurance for Diabetes, High BMI and Hypertension

  • Dialysis Cover 
  • Day Care Treatments
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Hospitalization Expenses including COVID-19

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15500+ Cashless Healthcare Providers

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Modern Treatment Such as Robotic Surgery

How Care Health Insurance Plans Can Help You?

92.3%

Industry best claim settlement ratio*

100%

In-house settlement for better management

23 Lacs +

Claim Settled*

37

Less grievance ratio per 10,000 claims

8250+

Network Providers

Why Care Health Insurance

We strive to deliver a comprehensive set of services and features so that this memorable new chapter in life begins on a perfect note. Our experts are in tune with the most modern requirements of maternal and child health and will remove any hassles that may crop up. You get access to the best healthcare facilities in the country – more than 15500+ cashless healthcare providers establishments that are part of our network. Do not get distracted by medical bills and related expenses when all you should think about is ushering your bundle of JOY into this exciting world.

Voice Of Customer

Rahul Sangwan

My appreciation for your prompt service

Recently, I’ve purchased JOY Maternity insurance for my expecting wife and my experience was excellent with the claim settlement team who helped me deal with all the formalities smoothly. Thank you for making my decision the right one!

Rahul Sangwan

Health Insurance

Samanway Barik

We will continue to avail of your scheme

I ported my healthcare plan last year; it is the wisest decision I made by choosing Care Health Insurance. I recently got admitted due to a viral infection, and all my expenses got covered under my plan.

Samanway Barik

Health Insurance

Soubhagya K Kulkarni

Everything went very smooth

Thank you for helping me when I needed help the most, being in the hospital. Buying Care’s health insurance plan is my best decision so far.

Soubhagya K Kulkarni

Health Insurance

Vaibhav Rai

Really helpful explaining the process in advance

Thank you for helping me with your fastest claim settlement process. I didn’t have to wait much for the approval. Everything was quick and seamless.

Vaibhav Rai

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded

Awarded as Best
Health Insurance Company of the year^

claims-paid

38 Lakh+ Claims Settled*

cashless-claim

22900+
CASHLESS HEALTHCARE PROVIDERS^^

^India Insurance Summit & Awards 2023

FAQs

Why You Should Opt for Care Advantage?

OCare Advantage by Care Health Insurance is a comprehensive health policy with high sum insured of 1 Crore, 50L, and 25L. It is beneficial as it offers adequate coverage for various medical expenses, such as hospitalization expenses, pre and post hospitalization medical expenses and daycare treatment. It also offers tax benefits for the policyholder.

Can I Buy Care Advantage without a Medical check-up?

As per the policy terms and conditions, No pre-policy medical check-up is required if no pre-existing declared for a person up to 50 years of age. For persons above the age of 51 years, there are specified medical tests, and the policy will be issued basis under tele writing.

How to Calculate Health Insurance Premium?

Premium is a pre-decided amount of money paid by the policyholder periodically towards a health insurance policy. It is decided based on several factors such as age, type of coverage, amount of coverage, health conditions, etc. Using a health insurance premium calculator, a tool designed to accurately calculate the premium, you can calculate the premium amount.

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