High Coverage Plan

  • Sum Insured options to choose from 25 Lacs, 50 Lacs or 1 Crore
  • Up to 50% No Claim Bonus
  • Coverage for Day Care Treatment
  • In-Patient Hospitalization

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    Like everyone around, you deserve a healthy life and blissful future. Yet, we are oblivious of how illnesses or injuries occur without the slightest warning and disturb our tranquility. Here is another reality check! Medical inflation is growing alarmingly faster in our country. In such a scenario, when you may need an emergency or planned hospitalization, expenses can surpass the amount you can bear from your savings. One hospital visit can make you pay for bills in lakhs! As grim as it may appear, the situation can turn for the better if you invest in a health insurance policy. We offer ‘Care Advantage,’ a comprehensive health cover with up to 1 crore cover that safeguards your finances in the most trying times.

    Care Advantage - 1 Crore Health Insurance Policy

    Care Advantage enables you to avail of quality medical treatment when you need it by providing a wider range of medical coverage benefits & medical treatment, including Covid-19, modern daycare treatment in 15500+ cashless healthcare providers. You can claim a reimbursement in case of a non-network hospital. It offers sum insured options of Rs 1 Crore, Rs 25 Lakh, and Rs 50 Lakh, giving you the financial strength to face any medical emergency.

    How is Investment in Care Advantage - Health Insurance Policy Beneficial?

    Here are the notable features of Care Advantage that make it the right option for you:

    • Coverage for hospitalization and medical treatment, including COVID-19 treatment, 540+ day care treatments, and advanced medical procedures like robotic surgery
    • Annual Free health checkups.
    • Cashless treatment at any network hospital empanelled with us
    • Up to 150% No Claim Bonus for every claim-free year
    • Lifelong renewability
    • Tax savings on the premium, according to Section 80D of the Income Tax Act, 1961

    Save yourself from being underinsured. Select Care Advantage that gives your family adequate health coverage and safety against medical inflation.

    • Care Advantage

    Health Insurance with Higher Sum Insured

    • Care

    Comprehensive Health Insurance for Individual & Family

    • Care Freedom

    Health Insurance without Medical Check-ups suitable for Diabetes, High BMI and Hypertension

    Hospitalization Expenses including COVID-19

    15500+ Cashless Healthcare Providers

    Modern Treatment Such as Robotic Surgery

    How Care Health Insurance Plans Can Help You?


    Industry best claim settlement ratio*


    In-house settlement for better management

    23 Lacs +

    Claim Settled*


    Less grievance ratio per 10,000 claims


    Network Providers

    Why Care Health Insurance

    We strive to deliver a comprehensive set of services and features so that this memorable new chapter in life begins on a perfect note. Our experts are in tune with the most modern requirements of maternal and child health and will remove any hassles that may crop up. You get access to the best healthcare facilities in the country – more than 15500+ cashless healthcare providers establishments that are part of our network. Do not get distracted by medical bills and related expenses when all you should think about is ushering your bundle of JOY into this exciting world.


    Why You Should Opt for Care Advantage?

    OCare Advantage by Care Health Insurance is a comprehensive health policy with high sum insured of 1 Crore, 50L, and 25L. It is beneficial as it offers adequate coverage for various medical expenses, such as hospitalization expenses, pre and post hospitalization medical expenses and daycare treatment. It also offers tax benefits for the policyholder.

    Can I Buy Care Advantage without a Medical check-up?

    As per the policy terms and conditions, No pre-policy medical check-up is required if no pre-existing declared for a person up to 50 years of age. For persons above the age of 51 years, there are specified medical tests, and the policy will be issued basis under tele writing.

    How to Calculate Health Insurance Premium?

    Premium is a pre-decided amount of money paid by the policyholder periodically towards a health insurance policy. It is decided based on several factors such as age, type of coverage, amount of coverage, health conditions, etc. Using a health insurance premium calculator, a tool designed to accurately calculate the premium, you can calculate the premium amount.