Health Insurance for Family & Individual

Remarkable Health Benefits of Tulsi Leaves You Must Know...

Tulsi or Holy Basil is a revered plant in India and an integral part of many households. Many of us are already familiar that it is valued for its excellent medicinal properties. The aromatic oval-shaped leaves of tulsi, the scientific name of which is Ocimum Sanctum, is one of the herbs used in alternative medicine like Ayurveda for its immense therapeutic effects.  We live amidst various health risks and rising cases of health problems such as diabetes, obesity, cancer, etc. At the same time, we are blessed to have a magical herb given by nature with tremendous healing powers. In this article, we share some of the benefits of tulsi leaves that you can enjoy and lead a healthier life all around. 1. Boosts Immunity  Tulsi has abundant amounts of antioxidants and micronutrients that help in fighting off common ailments like cold, flu, fever, asthma, etc. Chewing tulsi leaves or drinking water boiled with tulsi proves useful in getting relief from the symptoms of sore throat and cold. Moreover, tulsi curbs the growth of some cancer-causing cells and HIV cells, thus preventing life-threatening illnesses.  >>Read about: Ways to Build Immunity To Fight Common Diseases in India 2. Heals Infections For centuries, tulsi has been used in curing wounds and infections owing to the combination of antiviral, antifungal, antibacterial, and antifungal properties in the plant. It also has anti-inflammatory properties that help in reducing inflammation and healing wounds quickly. 3. Purifies the Blood The sacred plant is also known to purify the blood, which ultimately reflects as healthy skin. Also, herbal tea with tulsi benefits can work wonders for one’s overall health by flushing out the toxins and cleansing the digestive system.  4. Cures Insect Bites Some skin infections such as ringworm or insect bites can be treated easily using fresh tulsi leaves. Apply the juice of tulsi leaves on the affected area. Holy basil has natural analgesic qualities and helps control inflammation and pain. 5. Lowers Blood Pressure Hypertension patients can get significant health benefits since consuming tulsi leaves benefits a person by lowering high blood pressure and cholesterol levels. Holy basil is a powerful medicine for headaches, anxiety, depression, lack of sleep, and symptoms of high blood pressure.  >>Read about: Hypertension: How you can control this prevalent medical condition? 6. Treats Respiratory Disorders The polluted environment takes a toll on lung health, resulting in respiratory problems like asthma and bronchitis. Tulsi acts effectively on the respiratory system. Also, steam inhalation with tulsi leaves benefits in clearing the congestion. 7. Maintains Blood Sugar Level People having Type-2 diabetes can immensely benefit from tulsi leaves. The ancient herb proves beneficial in not only regulating blood glucose level but also reduce the damaging effects. That is, consuming tulsi in any form will improve the metabolism process and help the body process carbohydrates and fats.  More Benefits of Tulsi Additionally, there are other ways that the tulsi plant can be beneficial to us. Holy basil can also add flavour to your meals. Tulsi benefits for health also include:  Improving digestion process Preventing cardiovascular diseases Curing gastrointestinal problems Relieving pain in the joint Treating kidney stones Maintaining dental health Treating mouth ulcers Reducing stress levels Tulsi is a magical herb that is found easily, and is among the naturally occurring herbs that have a combination of medicinal properties. There are many ways you consume this amazing herb - tulsi tea, tulsi water, or simply chewing fresh raw tulsi leaves.

What’s Best for Your Skin? 6 Skin Care Tips for a Healthy and Glowing Skin...

From the delicate skin of a newborn to the visible signs of ageing, from acne problems in teenagers to the pregnancy glow in women – our skin says a lot about our age and health. Skin is the body’s outer protective layer that saves us from a harsh environment - heat, injury, or infection. Most of us might have faced a skin problem at some point in our lives. Some skin conditions may be temporary or permanent, and could be effects of an unhealthy lifestyle. Skincare is a must for everyone, and good lifestyle habits can help you get healthy skin. While many of us do not find time from our hectic schedules to pamper our skin, however, there are simple ways for skincare. We share some valuable skin care tips that are inexpensive yet effective. 1. Skin Hydration Drinking plenty of water has numerous health benefits, and it works for the skin too. It helps in flushing out toxins from the body and prevents acne. Also, it helps in controlling the premature ageing signs and regaining the elasticity of the skin. >>Read: Benefits of Drinking Water Empty Stomach 2. Healthy Foods Unlike processed foods that can be harmful to the skin, foods rich in antioxidants and omega-3 fats are beneficial for skin health. A diet for healthy skin must contain leafy greens like spinach that is packed with antioxidants. Besides, good sources of omega-3 fatty acids include flaxseeds, pumpkin seeds, and chia seeds. Similarly, carrots, tomatoes, berries, nuts, whole grains, and yogurt are some foods for healthy skin. 3. Green Tea Green tea has tremendous antioxidant, anti-inflammatory, and anti-microbial properties which help in maintaining overall health, including a radiant-looking skin. Moreover, it contains compounds known as polyphenols that work in the prevention of cancer as well as reviving the dying skin cells. Click here to read: Diet for Cancer Prevention 4. Stress Management Stress weakens the immune system and can have a negative impact on the body, including the skin. It reduces the elasticity causing wrinkles and also impacts water retention leading to dry skin. Getting adequate sleep can help control stress and cure skin problems like dark circles. 5. Regular Exercises The health benefits of exercises need no explanation. From weight loss to curing severe health conditions, exercises aid in enhancing the blood circulation and achieving a supple and healthy skin. Choose any form of exercise that you find suitable. You will see the benefits on your skin. Exercises boost oxygen supply to the skin and stimulate the production of collagen – a type of protein. 6. Cleansing Regular cleansing gives your skin a new life as it removes dirt, pollutants, viruses/ bacteria, or dead cells that accumulate on your skin, making it look clear and healthy. However, make sure you treat it gently without using any harsh soap. Pick a cleanser that works for your skin type and maintains the pH balance. Also, remember to moisturise the skin. Conclusion One cannot avoid the natural aging process of the skin that results in sagging skin, age spots, lines, and wrinkles. Yet, with effective skincare and by following these healthy skin tips mentioned above, you can slow down these effects while achieving a glowing and healthy skin. The way you care for your skin, it is also equally essential to care for your financial health so that you can get the best health care in any medical emergency. Know more about health insurance plans by Care Health Insurance (formerly Religare Health Insurance) by visiting the official website. 

Best Sources of Protein: Get Your Daily Dose with These Healthy Foods...

If you face problems like dry skin, thinning, or brittle hair or ridges on fingernails, it could possibly indicate a lack of proteins in your diet, among other factors. The deficiency of proteins can affect the muscles and cause various health problems. Proteins are a type of macronutrients that the body requires for building muscle mass. Also, amino acids, which are the building blocks forming proteins, help the immune system produce antibodies to fight off viruses and bacteria. Hence, make sure to add the best sources of protein when picking a meal plan. 1. Pulses and Lentils ‘Dals’ or pulses are an indispensable part of Indian meals. Pulses and lentils can provide more protein content than one boiled egg. Lentils are legumes, such as kidney beans, peas, and chickpeas, that are packed with proteins. 2. Nuts and Seeds Having adequate amounts of nuts, for example, almonds and peanuts, offer multiple health benefits while fulfilling your vitamin E and protein requirements. Further, seeds like quinoa, pumpkin seeds, or sunflower seeds and sesame seeds also have good protein content and make for vital ingredients in your breakfast meals like cornflakes or porridge. You can also take them with your evening snacks or include them in salads. 3. Whole Grains Consider switching to brown rice over white rice. It is a rich source of proteins, minerals, vitamins, and antioxidants. Similarly, you can opt for other healthier options of whole grains like whole wheat and oats that also have healthy fibre-content. 4. Soya bean Soya bean is one of the best sources of protein for vegetarians. Besides, it is also rich in vitamins, minerals, and antioxidants, as well as contains good amounts of fats and carbohydrates. It is plant-based and has ample fibre-content, which is helpful for the digestion process. 5. Eggs Eggs are a vital ingredient in many sweet delicacies such as cakes, pastry, desserts, and puddings. Eggs are one of the healthiest sources of proteins. They also contain fat-soluble vitamins such as vitamin D for bone health and other nutrients. Make sure you cook them properly before consuming them. 6. Dairy Products Consuming dairy foods not only gives your body adequate calcium but also an excellent dose of proteins. Paneer is cottage cheese widely used in Indian homes. Other dairy products, like yogurt, milk, and cheese, are also excellent protein sources. >>Check: Learn More About our body’s Fuel: Nutrients Conclusion  Proteins have crucial functions to play, and some of them are: Build and repair tissues in the body Help in the development of muscles Form enzymes to aid in biochemical reactions Help form antibodies to fight diseases Hence, it is always wise to check your diet to ensure it has foods rich in nutrients and that your intake of proteins is sufficient. Consider including a variety of protein foods that will be beneficial for your body. However, in case you or your loved one has an ailment, it is advisable to consult your doctor to choose the right diet plan for your age and medical condition. The way your body works to fight ailments, you should work towards safeguarding your finances. Make sure you invest in the best health insurance plan. Know more by visiting the official website of Care Health Insurance (formerly Religare Health Insurance).

Things You Should Remember After Filing Health Insurance Claim...

Health problems become unavoidable owing to certain factors, and health insurance becomes essential when it comes to getting quality healthcare while ensuring financial safety. If you make a health insurance claim, you will get coverage for your medical expenses, subject to the terms and conditions of the policy. It will, thus, lessens the load on your savings. Moreover, if you spend a claim-free, your insurer rewards you with a no claim bonus by increasing your sum insured by a specified percentage, at the time of policy renewal. To avoid any hassle at the time of making a claim, one should know the health insurance claim process. For instance, to prevent rejection of a claim, there is a specified timeframe within which the insured person must notify the insurer about the emergency or planned hospitalisation.  Similarly, there are certain things to keep in mind after the policyholder files a claim on his or her health insurance policy. We will discuss them in this article.  What Happens After You File a Claim? In case of an indemnity cover, the policyholder will get coverage for the actual expenses incurred, subject to policy terms and conditions. If he or she has opted for a cashless treatment facility at a network hospital, then the insurer will directly settle the bills with the hospital, subject to policy terms and conditions. Moreover, if the person has filed for reimbursement, then he or she has to follow the required health insurance claim process that involves submitting relevant documents to the insurer. After verification of these documents, the expenses will be reimbursed, considering the sum insured and other terms and conditions of the policy.  Policyholders should note that the sum insured is reduced by the amount of claim paid for the rest of the policy year.  Track your Claim Status The insured person can check the status of their claims by contacting the customer care, sending a mail, or by visiting the branch. Also, they have the facility to track their claims online, which is extremely convenient as they will know the status in just a click. All they are required to do is visit the official website, go to the claims section, and key in the relevant details like policy number.  You are Eligible for Automatic Recharge A health insurance policy will not only protect you by covering your current medical expenses, but it also offers a financial back-up for the future in the form of various benefits. In case the maximum limit of the sum insured gets exhausted as a result of making the claims; then, the entire sum insured will be reinstated once in a policy year under the ‘automatic recharge’ feature. The policyholder can utilise this amount for making new claims in the future.  Know about No Claim Bonus The ‘no claim bonus’ is a benefit that gives you an additional financial cushion by increasing your coverage amount by a specified percentage every claim-free year. You will receive a 10% increase in your sum insured for the next policy year. There is a maximum limit to the increase in sum insured, which is 50% of the sum insured under the policy. In case you make a claim in a year, then the cumulative bonus accrued will be reduced by 10% of the sum insured. However, in no case will the total sum insured be lower than the sum insured. That is, the base sum insured will not be affected. If he or she does not make a claim next year, he or she will be eligible for the no claim bonus.  One should note that the recharge amount (in case of automatic recharge and unlimited automatic recharge) is not considered in calculating the ‘no claim bonus’. >> Read: Tips on Filing Health Insurance Claim Final Word Being thoroughly aware of the procedure of health insurance claim is necessary to avoid costly mistakes that could lead to claim rejection. The first step to easy claims experience is to read the policy documents that will give you a clearer picture of what your policy covers and the things it will not. While you take a look at the features, also read and understand about the waiting period, co-payment, sub-limits, exclusions, etc. Know about the entire health insurance claims procedure to avoid any hassle. Care Health Insurance (formerly Religare Health Insurance) has a seamless claims procedure and a track record of servicing 6.95 lakh claims with a health insurance claim settlement ratio of 93% in FY 2019.