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Health Insurance Plan covering Pre-Existing Heart Ailments
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Financial coverage against defined critical illness
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Health Insurance Covering 16 Major Health Aliments
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Coverage for wide array of defined surgeries
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Plans including covid-19 hospitalisation coverage
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KEY BENEFITS
ADDITIONAL COVERS
NO CLAIM BONUS
Policy Sum Insure increases by 10% for every claim free year. The maximum increase allowed is 50% of policy Sum Insure.
AMBULANCE COVER
Up to rs.2000 per hospitaliztion payable if advised by treating medical practioner.
LIFELONG RENEWABILITY
We like to stay with you all the way. Our option of life long renewability helps yau stay covered for life, provided your policy is renewed on time every year.
SINGLE PRIVATE ROOM
We reimburse the room rent expenses incurred during hospitalization as per the sum Insure chosen by you.
NCB SUPER
You can add additional 50 % increase in Sum Insure for every claim free year. Maximum increase allowed is 100% of policy Sum Insure. Hence with both NCB& NCB SUPER you can increase your Policy Sum Insure upto 150% in 5 consecutive claim free years.
COVID CARE
Coverage under this Policy will be available for you for medical expenses incurred for treatment and / or quarantine for Coronavirus disease (COVID-19) with positive confirmative diagnosis from Government Authorized Centre.
UNLIMITED RECHARGE
Sum insured amount will be re-instated in your policy every time your sum insured exhausts. And this can be availed unlimited number of times.
Co-payment Waiver
If the age of the insured member or eldest insured member is 61 years or above, by opting for this add-on, you can get rid of the 20% co-payment worry. We will pay medical expenses incurred for hospitalization subject to policy terms and conditions.
ANNUAL HEALTH CHECK-UP
up to Rs 2000 per hospitalization offered for utilizing ambulance services payable with hospitalization claim
LIFE LONG RENEWABILITY
We like to stay with you all the way. Our option of life long renewability helps you stay covered for life, provided your policy is renewed on time every year.
Everyday Care
For all routine visits to the hospital – everyday care provides you 1% of your Sum Insured for doctor consultation & diagnostic tests each
International Second Opinion:
It offers an option to consult doctors and take a second opinion for reassurance of recommended treatment
Air Ambulance Cover
Reimburse expenses incurred while availing a air ambulance service during hospitalization
Copyright. Care Health Insurance (formerly known as Religare Health Insurance Company Limited).
Offers on Policy Tenure
Extend you policy period and get discount on your total premium.
1 Year
2 Years7.5% off
3 Years10% off
You Save₹XX,XXX / Yr
Add-on Coverage
Your Total Quote - ₹X,XXX /yr
Self,Spouse,Daughter
Coverage
Charges
No Claim Bonus Super
Up to 150% increase in sum insured
₹X,XXX
We have prepared a exclusive panel of EVERDAY care hospital/Diagnostic LABs panel where our customers are eligible for cashless coverage of Doctor Consultation & Diagnostic Test. You are covered upto 1% of your Sum Insure. 20% co-payment is applicable on all claims under this benefit.
International Second Opinion
Unlimited Automatic Recharge
Your sum insured is reinstated unlimited number of times
EMI Options
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Total cost doesn't include taxes or processing changes, if any Banks may charge pre-closure & interest charges if you cancel EMI order.
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CUSTOMIZED PACKAGE
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Care Shield
Unlimited Recharge
NCB Super
₹
An add-on cover that offers 3 benefits claim shield, no claim bonus shield and inflation shield
Covers medical expenses incurred for treatment and / or quarantine for (COVID-19) with positive confirmative diagnosis from Government Authorized Centre.
Reduction in PED wait period
This Optional Cover reduces the applicable PED wait period from 48 months to 24 months. The claims will be admissible for any Medical Expenses incurred for Hospitalization for any PED after just 24 months of continuous coverage has elapsed.
We have prepared a exclusive panel of EVERDAY care hospital/Diagnostic LABs panel where our customers are eligible for cashless coverage of Doctor Consultation & Diagnostic Test. You are covered upto 1% of your Sum Insure. 20% co-payment is applicable on all claims under this benefit
OPD Care
Cover that takes care of expenses incurred on Doctor Consultations, Pharmacy & Investigative Tests (MRI, CT-Scan etc.). One can claim amount equivalent to their bills provided at the time of reimbursement.
₹0
Daily Allowance+
We pay a fixed amount which varies with plan for various “Non-Medical’ expenses such as food, transportation etc. that one might incur during hospitalization
All Premium Options
(Sum insured opted ₹ )
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Note: Premium rates shall be inclusive of GST.
Policy Benefits of Family Health Insurance
Cover Highlights
Annual healthcheck-up
Robotic surgery
Emergency Ambulance
hospitalization(more or less than 24 hrs)
Post-hospitalizationExpenses
Care complete plan details
Add-ons to cover your specific needs
We pay for your necessary ambulance expenses
Discount Connect & E-Consultations’ – the Add-on Cover you need to enhance coverage of your policy. Choose to live well today!
Not only can you monitor, but also manage diabetes with your smartphone connected glucometer.
An Add on cover for 20% Co-payment Waiver
An Add-On cover that offers coverage for various “Non-Medical expenses” such as food, transportation etc.
Get covered up to 2% of your Sum Insured for doctor consultation & diagnostic tests.
Avail hospitalization expenses outside India
Covers expenses for consultation from International Medical experts
You can increase your sum insured amount by 50% for every claim free year up to a maximum of 100%.
An add-on cover that offers 3 benefits claim shield, no claim bonus shield and inflation shield.
This Optional Cover reduces the applicable PED wait period from 48 months to 24 months.
An Add-On cover that takes care of expenses incurred on Doctor Consultations, Pharmacy & Investigative Tests.
Option to recharge the Sum Insured unlimited times
Family Health Insurance Plan Details
Minimum entry age is 91 days.
No upper age limit for enrollment.
Life long Renewability of policy under the prevailing health insurance product or its nearest substitute approved by IRDAI.
Co-payment During purchase of the first policy, if eldest member insured is
Below 61 years, no co-payment is applicable.
61 years or above, 20% of the claim amount under the policy has to be borne by you.
Premium to be paid on renewal and the subsequent continuation of cover are subject to change with prior approval from IRDA.
30 days waiting period for claim for all illnesses, except injury.
Grace period of 30 days to renew your policy once it expires.
Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 30 days of Policy Period Start date.
Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide).
Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
Congenital disease
Tests and treatment relating to infertility and in vitro fertilization.
War, riot, strike, nuclear weapons induced hospitalization.
STEP1
Cashless Insurance
Emergency
Intimate within 24 hours of your hospitalization
Planned Hospitalization
Intimate us 48 hours prior to your hospitalization
STEP2
Reimbursement Insurance Claim Form Submission
Cashless
Request for pre-authorization
Reimbursement
Claim from submission
Complete the pre-authorization form availableat the hospitals insurance/TPA Desk and send us through fax.
Approval
Approval letter sent by the claim management team
Query
Hospital/Insured to response to the query raised by the claim management team
Rejected
You may initiate the treatment and file for reimbursement claim
Submission of claim form along with required documents, as per the policy terms & conditions
Insured to response to the query raised by the claim management team
We will communicate the reason in case of rejection
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Voice of our customers
Mahendra Kumar
My wife got a knee injury and hospitalized for a week. Most of the hospitalization expenses were covered under the family floater policy. The claim settlement was quick and hassle-free. Happy with the services.
Narang Sahu
Good Customer Care Service. Highly recommend it to friends and family.
Ajeet Pai
I am happy with the Care- Health Policy from Care Health Insurance. I got the call back in just 5 min, and Mr. Rajan was very helpful during the entire buying process. Good Job!
Sulekha Bhardwaj
My search for the most comprehensive family health insurance ends here. Mr. Rama was very helpful and explained the policy features in detail. Premium is affordable, and we now feel secure! Thanks, Care Health Insurance.
Shaila Gupta
Recently purchased care -health plan online from the website. It is very much pocket-friendly. Good Customer Service by Nadeem! All questions were answered promptly.
My appreciation for your prompt service
At the outset I would like to express my appreciation for your prompt service in taking up the case regarding my claim. I have received your intimation regarding the acceptance of my claim and had a minor query as to what is the claim amount settled by you. Thank you. View more
Ankita Sharma
Health Insurance
We will continue to avail of your scheme.
Thank you for settling the claim amount. Kindly inform me when the amount is remitted to the credit of my bank account with the Bank of Baroda. We will continue to avail of your scheme when we travel abroad. View more
Indubala Nambiar
Everything went very smooth
I would like to pass on my appreciation for Virender who guided me during the difficult time. He helped me at every stage and didn’t keep me waiting. Due to his efforts, I was relaxed and everything went very smooth while my wife was recovering from typhoid. Thanks Virender you are a star! View more
Vikas Singh
Really helpful explaining the process in advance
I just wanted to thank you for the exceptional response from you on the recent cashless reimbursement request related to my mother’s operation. You were really helpful explaining the process in advance before the treatment and also during the final settlement. View more
Sahil Khattar
Finalising my claim in a short period
I must express my profound appreciation for finalising my claim in a short period. I have heard of insurance companies with holding payment or rejecting it outright on very flimsy grounds as they are averse to parting with their money. It was not the case with Care health insurance. Thank you, may your tribe grow. View more
Aditya Sharma
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) (formerly known as Religare Health Insurance Company Limited) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Awarded as Claims Leader of the year
23 lakh + Claims settled*
Cashless claim processing in approx. 2 hours
Family health insurance is a health insurance policy specifically designed for a family. It covers more than one family member and works on a single policy-single premium basis. Insured members get comprehensive coverage during a medical emergency or planned hospitalization.
With the growing risk of diseases and increasing medical treatment expenses, health insurance family plans have become demand of the time. They can be customized further as per family needs. Health insurance will provide coverage for various medical expenses such as in-patient hospitalization, pre and post-hospitalization, ambulance costs, day-care treatments, ICU charges, domiciliary hospitalization, etc. to ensure financial stability. Secure your loved ones with Care family floater plan.
When it comes to the family's health and safety, a health insurance policy for family is vital. The rising incidences of critical illnesses, pollution, sedentary lifestyle, etc., are taking a toll on people's health. Additionally, increasing medical inflation in the country and resultant unaffordable treatment costs are more like financial trauma during medical emergencies for many.
So, better to keep your family secured and protected with Care family insurance plans. It helps your loved ones to avail the best possible treatment across 15500+ cashless network providers and gives you a financial cushion when you need it the most.
Click to know more about Health Insurance Plans
Our health insurance policy for family comes with comprehensive coverage for insured family members. They get protection under a single umbrella. Listed below are its significant benefits:
We offer health insurance family plans with adequate coverage at an affordable cost. Let's check what our medical insurance for family covers:
In-Patient Hospitalization Expenses: We cover your hospitalization expenses if hospitalization exceeds 24 hours due to accidents or illness.
Pre and Post Hospitalization: We cover expenses on doctor consultation, prescribed diagnostics, or prescribed pharmacy for up to 30 days before hospitalization in pre-hospitalization and up to 60 days after hospitalization in case of post-hospitalization.
Ambulance Cover: The policy covers ambulance costs that any policyholder incurs for availing a road ambulance.
ICU Charges: Your health is important to us. We cover your ICU charges incurred during hospitalization with no limit depending upon the plan.
Domiciliary Hospitalization: Treatment at Home is covered up to 10% of the sum insured on meeting certain specified conditions.
AYUSH Benefits: AYUSH (Ayurveda, Unani, Siddha, and Homeopathy) helps you with sustainable treatment. Stay worry-free as we cover hospitalization expenses for that as well.
No Claim Bonus: We raise a cheer for your good health and reward you with no claim bonus for every claim-free year. Your sum insured will increase by 10% up to a maximum of 50% in 5 consecutive years.
Day-care Procedures: We cover 541 procedures that require hospitalization less than 24 Hours.
Organ Donor Expenses: Donating organs needs courage. We appreciate and cover the medical and surgical expenses for harvesting a major organ for transplant.
Automatic Recharge: We are always there to support you. If you ever run out of your existing Sum Insured, do not worry. Your policy covers multiple hospitalizations.
Annual Health Check-Up: Why spend unnecessarily on health check-ups outside when you can get annual health check-ups under the policy coverage.
Second Opinion: At times, it may be possible that you need a second opinion. If you are not satisfied with your current treatment plan, we will arrange a second opinion.
Lifelong Renewability: Once you opt for our family insurance plans, you can take a sigh of relief and can continue the policy for lifelong on break-free renewals.
*Please read the policy T & C, brochure, and prospectus to know more about our health insurance plans cover as it may vary.
Listed below are the exclusions of family insurance plans that are not admissible under the policy:
Both individual and family insurance plans offer medical coverage during an emergency and give you a financial cushion. They greatly benefit when one aims to prevent out-of-pocket expenditures that often come with medical treatment. However, these plans have some differences; for instance, affordability is one defining factor that gives a health insurance policy for family an edge over individual health plans.
Here's a quick comparison of the two plans:
Still Wondering How to Calculate Health insurance premium
At present, when medical inflation is galloping and treatment costs are skyrocketing, it's wise to opt for the best family health insurance plans in india. It not only covers your medical needs but also supports you during the financial crunch.
You can opt for our health insurance plans for family online in few simple steps:
You will receive a health insurance policy document on your registered email id. The policy documents will include policy numbers and e-card Therefore, to ease your overall journey of opting for the best family health insurance plans in india, our representatives are available to assist you overcall, and you can feel free to reach out to them.
Investing in the right health insurance plans for family is a wise decision to protect yourself and your loved ones in case of any medical emergency. But how to choose the right plan can be an overwhelming task. Here you can read these tips that help you opt for the health insurance plans in india for family that best suits your family's medical needs.
Maximum Coverage: The best family health insurance policy provides pre and post-hospitalization expenses, diagnosis expenses, treatment, medication, organ donor cover, and annual health check-ups.
Affordable Premium: Calculate the premium with the help of online premium calculators available on our official website and compare what plans, covers, and add-on cost you less. Choose the plan accordingly that would not overburden your pocket.
Check Exclusions: Check the exclusions list carefully before choosing a family health insurance policy. There are certain conditions when your family cannot get the claim. So, opt for the cover that offers maximum coverage with minimal exclusions.
Check the Co-Payment Clause: Before investing in health insurance plans for family, it's advisable to check the co-payment clause. It can range between 10 to 30% of the amount you have to pay to settle the medical bills. However, any amount over and above this will be paid by us.
Network Hospitals: Check the list of network hospitals impaneled with the insurance provider. It's advisable to look for hospitals near your residence and well-renowned for healthcare services.
Higher CSR: CSR is the claim settlement ratio that shows the company's reliability to settle claims. Get the best health insurance for family from a company with higher CSR. We ensure easy claims experience for you with 95.2% CSR (FY 19-20).
Health insurance plans entitle you to get tax benefits under section 80D of the Income Tax Act, 1961. The health insurance premium you pay towards health plans for yourself or your family members gets you a tax rebate. You can save up to a maximum of Rs. 75,000.
You can also enhance the policy coverage with the help of these add-on covers:
If corona is giving you sleepless nights, do not worry! We offer COVID Care as an add-on while covering medical expenses incurred for treatment and/or quarantine for COVID-19 with the positive confirmative diagnosis from Government Authorized Centre.
It is an optional cover with three-fold benefits:
NCB Super is a reward for your good health. It increases your Sum Insured amount by 50% for every claim-free year maximum of up to 100%.
Under this add-on, we cover your routine visits to the hospital. You will get 1% of your Sum Insured for doctor consultation & diagnostic tests each.
With this add–on your Sum Insured amount is reinstated in your policy whenever your existing Sum Insured gets exhausted. You can avail of it an unlimited number of times.
We try hard that the right cure may be miles away but never out of your reach. Air ambulance cover helps you go for an emergency treatment that is not in your city of stay.
One of the most beneficial add-on covers takes care of expenses such as doctor consultation fees, prescribed pharmacy, and prescribed investigation tests.
We believe that sometimes reassurance works better. You can opt for an international second opinion to consult with a doctor outside the country.
We offer hassle-free and claim settlement to our customers. Intimation to the customer support team within 24 hours in emergency and before 48 hours in planned hospitalization is required. Under health insurance family plans, Insured members can claim in two ways:
Below are simple steps for availing cashless facility:
For reimbursement, below are the quick steps:
In today's time,the best family health insurance plans in India are necessary because medical inflation impacts many family's finances in India. At the same time, ailments are on the rise mainly due to factors more related to an unhealthy lifestyle, thus, highlighting the need for a health cover. Hence, every family deserves the best financial protection and should consider opting for family health cover.
An adequate medical insurance policy for a family will eliminate the need to spend a huge sum of money every time a medical emergency occurs or when a planned hospitalization is needed.
Having health insurance for the whole family is more affordable than individual policies as it reduces the need to manage many individual policies. There is a single premium one has to pay, and all the members are covered in a single policy.
Individual health covers are indeed beneficial, but when someone has a family to take care of, including spouse, children, and dependant parents, the best option is a family medical policy. Moreover, it comes with various benefits and discounts.
Further, with tax benefits under Section 80D of the Income Tax Act, a family can be relaxed about their financial health and only focus on getting the right medical care when the need arises. Health insurance plans for family are highly recommended for any family that looks forward to savings and reducing the burden of medical expenditures.
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Most Frequently Asked Questions
Popular Questions
The family floater plan provides coverage to the entire family under a single plan. It is affordable compare to individual health policy. Policy benefits and sum insured are shared among the insured members.
Medical facilities are accessible, but the irony is they are getting expensive. Caring for the family and the elderly at home while having the financial strength to cope with a medical emergency is not easy. Investing in a family health insurance plan is a decision worth taking. With a health insurance plan for your family, you will get affordable coverage for any emergency or planned treatment, with numerous policy benefits, including cashless hospitalization, annual health check-up, and more.
A family health insurance plan is a comprehensive health plan covering you and your immediate family members (spouse, children, and parents) with a floating sum insured at a single premium. During an emergency or planned hospitalization, the insured can go for cashless treatment at our network hospitals. We will settle the expenses directly with the hospital. If you choose a non-network hospital, then you can apply for a reimbursement claim.
We will process the claims subject to policy T&C.
Yes. There is a premium discount of 10% for a 3-year policy term.
You can get multiple health insurance policies and avail of the benefits. If you have more than one indemnity-based health insurance plan from another insurer or us, you can select any of these policies to settle the claim, provided the claim payable is up to the sum insured of such a policy. If the claim amount under one policy exceeds the sum insured, you can choose an insurer to settle the claim. If you have selected CHI, we will settle your medical expenses, subject to the policy T&C.
Yes, you can increase the sum Insured at the time of policy renewal.
We recommend that you go for a separate comprehensive health insurance policy if you do not have one. Merely relying on an employer mediclaim or health plan is not a wise approach, and there are a few valid reasons. Firstly, the employer health plan will cease to provide coverage the day you leave the employer or decide to change job. It will leave you uninsured during the time you find another employment. Secondly, going for a comprehensive health policy will enable you to customize your policy, choose the preferred sum insured and optional benefits. This advantage may not be available in a corporate mediclaim policy.
Yes. Coronavirus treatment is covered under Care - health insurance plan for family. The policy gives adequate protection by covering various medical expenses if the insured is diagnosed with the COVID-19 disease. The coverage includes in-patient hospitalization like ICU charges and room rent, day care treatment, and pre and post hospitalization medical expenses.
Yes. We offer the cashless facility with Care- Family Plan, provided the insured person avails medical treatment at any of the network hospitals empanelled with us. The cashless feature proves helpful, especially when facing a medical emergency, and eliminates the stress related to arranging cash to pay hospital bills. The insured has to choose a network hospital, approach the hospital insurance desk, present the ID proof and Health Card, and submit the duly-filled pre-authorization form. We will verify the documents and settle the expenses directly with the hospital, subject to policy T&C.
Opting for health insurance at an early age is beneficial in more ways than one. Firstly, policy issuance is possible without any pre-policy medical check-ups. You can get a health insurance policy online in a few simple steps. Secondly, owing to the early exhaustion of the waiting period, you can get coverage for all treatments at a later age without any delays. Moreover, the younger you are, there are high possibilities that you are in good health. Hence, you will be issued policies without loading.
You can add your family members to the existing policy but at the time of renewal.
Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
*IBAI Claims Handbook for FY 19-20
*Features available with additional Add-on ,*NCB will not be lost if claimed amount is less than 25% of SI, Coverage is available in Government Authorized Centre *For detailed list of non-payable items refer Annexure I of policy details
^20% discount is applicable for a 3-year policy and 4 or above insured family members
^Annual premium for product 'Care' and 'Care Shield (add on)' is Rs. 4286/-(excl. GST) for 1 adult falling under the age bracket 05-24 years.
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Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same: Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium. Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Religare Health Insurance Company Limited" Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence. Postdated/ Outstation/ Third Party cheques are not allowed. Please ensure the cheque amount is equal to the amount mentioned in renewal invite. It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch. Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date. In case of any modifications in the policy details at the time of renewal, please contact our branch and do not deposit the cheque in Axis Bank Branch. Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
The right cure may be miles away but never out of your reach with Air Ambulance Cover. For all those times when you might be recommended a treatment which is not in your city of stay.
Avail the following benefits today!
Daily Allowance
A trip to a hospital involves more than merely using the doctor’s services and hospital facilities. You are bound to run up numerous ‘non-medical’ expenses such as transportation, attendant’s cost and other daily expenses that you may not be able to even foresee. To meet these expenses without a bother and as suits you best, we pay – Daily Allowance – A Lump-sum amount for each day of hospitalization (maximum up to 30 days) is payable under this cover. The amount doubles in case you are hospitalized in an ICU.
Smart Glucometer Kit
How it works- You can opt for the glucometer add-on along with the other add-ons of your care policy. Post purchasing the policy, you will receive a link from where you can buy the glucometer kit at up to 50% off.
For 5 consecutive claim free years by using No Claims Bonus (NCB) & No Claims Bonus – Super (Optional Cover).Incremental increase every year is applicable on base Sum Insured. If a claim is made in any particular year, accrued NCB and NCB-Super will be reduced at the same rate at which it is accrued.
Choosing this Optional Cover reduces the applicable wait period of 48 months for Claims related to Pre-existing diseases, to 24 months. The claims will be admissible for any Medical Expenses incurred for Hospitalization in respect of diagnosis/treatment of any Pre-existing Disease after just 24 months of continuous coverage has elapsed, since the inception of the first Policy with us.
Your family may avoid hospitalization for many years at a stretch. However, you have to be really fortunate to avoid doctor consultation for even a few months. For all the visits for all routine visits to the hospital - we give you 1% of your Sum Insured for doctor consultation & diagnostic tests each. This can be availed via a cashless health card and additional premium paid to avail this add- on cover is also applicable for tax benefit under section 80D of IT act.
There should never be a time when you run out of coverage, which is why by selecting this add – on cover your sum insured amount if re-instated in your policy every time your sum insured exhausts. And this can be availed unlimited number of times.
Personal Accident Cover
Forget the hassles of maintaining two separate policies, one for a health insurance cover & second for personal accident cover. By selecting this add- on cover you get coverage for Accidental Death and Permanent Total Disability for up to 10 times of the Sum Insured opted.
We believe that sometimes reassurance works better than the cure itself. Hence before going ahead with the treatment recommended, we give you an option to consult doctors and take a second opinion.
Global Coverage
Quality Healthcare cannot have boundaries. So if you ever feel the need get treated at an overseas facility, rest assured, since with this add-on cover you get Global Coverage that too on a cashless basis across listed network hospitals.
Through this optional cover, one can claim amount equivalent to their bills provided at the time of reimbursement. Coverage amount ranging from INR 5,000 to INR 50,000 can be opted.
Benefits of Covid Care
For more details on exclusions & policy terms kindly refer to product T & C
The policy has 3 benefits :
Also get Automatic Recharge, No Claim Bonus and much more.
Get Free Annual Health Checkup, Modern treatment coverage, and many more.
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