The number of people opting for a health insurance plan is increasing gradually. Not opting for a health insurance plan can make an individual prone to severe financial risks. Even if you are healthy, there is always a risk of getting ailments that one may never think of. Curing them is possible but with the increasing medical costs, the need for having insurance has become varied. Today, health insurance offers various inclusions catering to individual requirements.
In this article, we will tell you about the different types of health insurance that an individual should opt for.
1.Individual health insurance plan: This plan is one of the most cost-effective insurance plans. Based on the plan that has been opted, the cover for this insurance policy can be extended to the family of an individual availing the plan. The premium depends on the age and the sum insured. This policy is effective in the case of extended families with a huge difference in age.
2.Family Floater Health Insurance Plan: This insurance plan covers the whole family in a single plan instead of individual cover for each family member. This plan offers a high sum insured at a single premium every year. It is a comprehensive plan that provides health coverage to complete family where the premium and sum insured is shared by all the family members.
3.Enhance- Super Top-up plan: This plan is an additional cover that acts on the principle of the deductible. An individual can opt for this plan when the basic plan is not sufficient to fulfill your requirements. The main purpose of this plan is to keep the premium at a low cost and have high coverage at the same time.
You can opt for a super top-up plan known as Enhance. This plan is cost-effective in the long run.
4.Critical Mediclaim: Some illnesses such as cancer, stroke, and coma can not only drain your finances but can also be deadly. In such a case, having a basic mediclaim policy will not be sufficient. A critical illness plan is specially designed to meet such needs. We offers critical mediclaim meant specifically for these ailments.
5.Operation mediclaim: This health insurance plan covers expenses related to surgical procedures. After availing this plan, the insured gets cover for surgical procedures. The insured also gets a discount on various wellness services such as doctor consultations, pharmacy and special rates for OPD.
We provide Operation Mediclaim-health insurance for surgery and operation related expenses.
Conclusion
Opting a health insurance plan is a long-term investment which is why one should be cautious in choosing one. It is advised to opt for a health insurance plan that provides maximum coverage.
Care Health Insurance is one of the leading companies in the insurance industry of India. The company is known to offer various insurance policies to cater to people from all walks of life. Make sure you make proper research online and then select the plan that suits your needs.
Live a worry-free –life by opting for our adequate health insurance plan.
Disclaimer: All plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.
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