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The rising number of dengue cases worldwide is alarming. In 2025, over 1 million cases were reported. Having the best health insurance for dengue, including hospitalisation and ICU coverage, can help protect you from medical emergency expenses. So choose your plans according to your needs.
Reasons to Choose Care Health Insurance?
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Dengue is a disease transmitted by mosquitoes that causes high fever and flu-like symptoms. It is caused by a virus spread through the bite of an Aedes mosquito infected with the dengue virus (DENV). Most people recover from dengue fever within a few weeks, usually with mild dengue symptoms. However, if the blood platelet count drops too low, the illness can become severe and potentially life-threatening.
With nearly half the world's population living in high-risk dengue areas, understanding dengue symptoms and its types is essential. Dengue has three primary forms:
Most health insurance plans cover dengue treatment, as it is a vector-borne disease that may require hospitalisation. This generally covers costs such as room charges, ICU expenses, diagnostic tests, medications, and physicians' fees, depending on your policy terms and waiting periods. Reviewing your policy benefits in advance is advisable to ensure you are financially prepared for unforeseen medical emergencies.
The cost of diagnosing and treating dengue in India can vary widely depending on the city, hospital type, and illness severity. Typical dengue diagnostic tests, such as NS1 antigen and IgM/IgG antibody tests, typically cost between ₹ 500 and ₹ 2,000. If hospitalisation is needed, treatment costs, including room charges, medicines, fluids, and doctor’s care, can range from Rs 10,000 to Rs 50,000 or more for a standard stay. In more severe cases requiring ICU care, expenses can be much higher, often exceeding Rs 1 lakh.
Having the right health insurance that covers dengue can help lower your out-of-pocket costs and offer financial security during critical times.
Purchasing dengue health insurance in India provides numerous advantages, especially considering the widespread nature of the disease. Below are some of the key benefits of dengue insurance online:
India's First Money Back Health Insurance Plan
Ideal for families looking for capless coverage
Health insurance for domestic and global coverage up to 6 crore
Your parents have always cared for you, now its your TURN
Our health insurance plans for dengue are thoughtfully designed to provide you with complete medical coverage, peace of mind, and easy access to quality healthcare whenever you need it. The scope of coverage includes:
Understanding the policy's exclusions and non-coverage details can help policyholders prevent claim rejections. Below are the exclusions for health insurance plans related to dengue symptoms:
Note: The plan's features, benefits, coverage, and claims underwriting are governed by the policy's terms and conditions. Please review the brochure, sales prospectus, and policy documents carefully.
The eligibility criteria for availing of our health insurance plans for dengue treatment are as follows:
| Parameter | Details |
|---|---|
| Minimum Entry Age | Individual Cover: Adults: 18 years or older; Children: 5 to 24 years. Family Floater Cover: Adults: 18 years or older; Children: 1 day to 24 years (with at least one insured member 18 or older). |
| Maximum Entry Age | No Limit |
| Age of the Proposer | Minimum 18 years or above. |
Note: Each plan's eligibility criteria differ according to its terms and conditions, so please review the policy brochure before making a purchase.
Before choosing a health insurance plan that covers dengue treatment, consider a few key factors to ensure you and your family are well protected:
Dengue treatment costs can vary depending on the severity of the infection, the type of hospital you choose, and whether ICU care is necessary. It's best to choose a sum insured that comfortably covers any hospital stays and medical expenses you might incur.
Health insurance plans are typically available for 1, 2, or 3 years. Choosing a longer term may offer premium discounts and protect you from annual price increases.
If you’re purchasing coverage just for yourself, an individual plan might be a good fit. But if you're looking for a simple, budget-friendly way to cover everyone in your family, a family floater plan could be just what you need, offering protection for everyone under one sum insured.
Make sure the insurer has a broad network of hospitals where you can enjoy cashless treatment. This way, you can concentrate on your recovery without the stress of arranging funds during emergencies.
Thoroughly review the policy documents to understand waiting periods, sub-limits (if any), exclusions, and claim procedures. Being well-informed beforehand can help prevent surprises when submitting a claim.
Selecting the appropriate health insurance plan today can provide financial protection and peace of mind in the event of unforeseen medical emergencies, such as dengue.
Buying dengue treatment health insurance with us is easy. Just follow these steps to purchase our dengue cover policy online, hassle-free.
We offer a simplified claim process for a health insurance plan that covers dengue treatment, helping you stay worry-free. You can file a claim under two categories, as mentioned below:
| Cashless Claim Process | Reimbursement Claim Process |
|---|---|
| Step 1: Choose any of our network hospitals and visit the hospital insurance desk. | Step 1: Pay the hospital bills first, then complete the reimbursement claim form. |
| Step 2: Complete the pre-authorisation form and provide the necessary identity proofs. | Step 2: Please submit the completed form along with all necessary documents. |
| Step 3: The hospital will provide us with the documents and the pre-authorisation form. | Step 3: Our claim management team may submit a query if necessary. |
| Step 4: Our claim management team may raise a query if necessary. | Step 4: After the claim management team verifies the documents, they will send an approval letter. |
| Step 5: Once the documents are verified, the hospital will get an approval letter from our claim management team for cashless treatment. | Step 5: Once approved, we will reimburse hospitalisation expenses in accordance with the policy T&C. |
22100
Cashless Healthcare Provider^^
74 .5 Lakh+
Insurance Claim Settled**
96 .5%
Claim Settlement Ratio
15 Crore+
Lives Covered Inception
24 X 7
Claim Support
Here are some helpful tips to help you prevent dengue and stay safe:
My appreciation for your prompt service
Rahul Sangwan
Health Insurance
We will continue to avail of your scheme
Samanway Barik
Health Insurance
Everything went very smooth
Soubhagya K Kulkarni
Health Insurance
Really helpful explaining the process in advance
Vaibhav Rai
Health Insurance
Yes, most health insurance plans cover the cost of dengue treatment.
A 30-day waiting period must be completed before you can submit a claim under your dengue policy. Be sure to review the policy terms and conditions, as they may vary by plan.
Yes, you'll receive cashless treatment for dengue at any hospital within the network. Refer to the list of network hospitals provided by your insurer.
Dengue health insurance usually covers hospital room charges, ICU costs, doctor’s fees, medicines, diagnostic tests, and expenses before and after hospitalisation, according to policy terms.
If you’re diagnosed with dengue during the waiting period, your claim might be denied. Always review the dengue health insurance policy for the waiting period.
Get the best financial security with Care Health Insurance!
Sales:1800-102-4499
Services: 8860402452
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Ultimate Care: UIN - CHIHLIP25044V012425
Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
**Number of Claims Settled as of Dec'24
^10% discount is applicable for a 3-year policy
#Premium calculated for an individual (Age 26) for sum insured 5 Lakhs in Zone 2 cities with Ultimate Care Policy.
^^Number of Cashless Healthcare Providers as of Feb 2025
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