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Individual & Family Health Insurance
  • Individual & Family Health Insurance
  • Health Insurance for Diabetes, High B.P or BMI
  • Super Top-up Plan
  • Maternity Insurance Plan
  • Health Insurance for Heart Patients
  • Health Insurance for Senior Citizen

Health Insurance in Lucknow

Lucknow, the capital city of Uttar Pradesh, is known for its culture and flourishing industries. When it comes to the healthcare sector, the city provides quality healthcare to its citizens through numerous government healthcare centres. Besides, there are several medical research institutes, private hospitals, diagnostic centres, nursing homes, as well as maternity care & child care facilities. The city, however, has been facing challenges as several diseases and infections increase the health risks.

A minor health problem can unexpectedly turn into a medical emergency. It is advisable for people living in the city to prepare for such emergencies. It is particularly essential for middle to low-income families. All the financial worries get eliminated if one opts for health insurance in Lucknow.

Care Health Insurance has several hospitals in its network in Lucknow. Now you can get quality medical treatment at any cashless network hospital in Lucknow and keep the stress about medical bills at bay.

The Need for Health Insurance in Lucknow

People living in the city are prone to vector-borne diseases, namely Malaria, Dengue, and Chikungunya. The cases of flu rise, especially during the monsoon season. People in rural areas are more prone to malnutrition, skin infections, respiratory and lung disorders, etc. Other common ailments are dysentery, tuberculosis, kala-ajar, Japanese encephalitis, etc. Furthermore, the city witnesses extreme air pollution that causes health hazards, including deaths every year. Also, there are non-communicable diseases like hypertension and diabetes, which affect people across the country, including Lucknow.

For people living in the city, it becomes necessary to plan for any medical emergency arising from the factors mentioned above. With Health Insurance Lucknow residents get the right financial cushion that protects their savings in case of emergency hospitalisation.

Cashless Treatment

Many health insurers like Care Health Insurance offer their customers the facility to file a cashless claim. This facility offers the same convenience that digital payment facilities do when you purchase products at a shop. Using a health card, policyholders can pay for their hospitalisation expenses without having to spend money from their pockets. It helps minimise the stress a family has to go through during a medical emergency. They no longer need to worry about paying the bills.

Under the cashless treatment facility, we will directly pay the hospital on behalf of the insured person, subject to policy terms and conditions. However, this facility is available only at the network hospitals empanelled with us. Thus, there is no need for any paperwork or filing claims for reimbursement under Cashless Health Insurance Lucknow.

Tips to Consider Before Buying Health Insurance in Lucknow

Many people consider getting a health cover online in Lucknow instead of approaching health insurance agents as the process saves a lot of time. However, to get the right insurance cover, one has to undertake a lot of planning and consider some factors as mentioned below:

  • Estimate your medical needs by considering factors like age, medical conditions, etc.
  • Choose a high sum insured amount based on your estimated medical expenses
  • Identify the nearest network hospitals of the insurer in your city
  • Consider features such as lifetime renewability and no claim bonus in the policy
  • Opt for an insurer with an excellent track record and best claim settlement ratio
Click to know about Care Health Claim Settlement Ratio

How to Avail Cashless Treatment in Lucknow?

Availing cashless treatment at a network hospital in Lucknow is easy if you adhere to the steps mentioned below:

  • Select a network hospital for the medical treatment
  • Ensure to inform us about the hospitalisation on time
  • Submit the pre-authorisation letter at the hospital insurance desk
  • Provide all the supporting documents and health card
  • The claim management team will send an approval after verification of documents
  • In case of any information deficiency, the team may raise a query
  • After approval, we will settle the medical bills, as per policy terms and conditions

We will process the claim request after considering the policy terms. Inform us within 24 hours in case of emergency hospitalisation and 48 hours prior to admission in case of planned hospitalisation.


Look for best health plan that suits your need!


  • Comprehensive Health Insurance
  • Annual Health Check-up

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses


  • Super Top-up Insurance
  • In-Patient Care


  • Maternity Cover
  • New Born Baby Cover

List of Cashless network in Lucknow

15500+ health care providers serve cashless medical services across the globe

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Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) (formerly known as Religare Health Insurance Company Limited) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.


Awarded as Claims
Leader of the year


7 Lakh+ Total claims paid


Cashless claim approval
in approx. 2 hours

Benefits of Health Insurance Plans

A health policy equips you financially to deal with various planned and unplanned medical expenses. It comes with the following benefits:

Why *Care is the Best Health Insurance Company in Lucknow?

Medical costs are rising in India, which is why every individual and family must have a health cover. One of the recognised insurers in India, Care Health Insurance offers the facility of cashless health insurance, which is widely preferred owing to the convenience. The company provides a range of health policies designed to meet various medical expenses.

With a claim settlement ratio of 95.2% for FY-19-20, CHI has a proven record of having hassle-free claim settlement procedures.

Choosing a health policy involves a lot of planning. So, if you are searching for health insurance agents in Lucknow, your search now ends. Know everything about various health insurance policies by just visiting the website of Care Health Insurance. To avail the benefits of health policy, a policyholder must pay the premium regularly to the insurer. You can easily buy a policy and pay the premium through the online mode. Opt for cashless health insurance and get treatment at any of the 8250+ network hospitals in India, offering cashless treatment to policyholders.

Select the right health insurance in Lucknow for your family, now.

*Care Health Insurance (formerly Religare Health Insurance)

#Claim Settlement Ratio is for FY 19-20 and Number of claims served as on June 30, 2020

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