Save tax up to ₹75,000^~ u/s 80D

Care Supreme 15% Variant

Avail 5% digital discount

Increase in Sum Insured up to 7x
Unlimited Automatic Recharge
No Sub-limits on Treatments
Up to 30% Discount on Renewal

Insured 7,00,00,000+ lives

Get unrestricted health cover with fitness rewards

Select the members to be insured

By continuing, you agree to our T&C

Plan Features

masks

Cumulative Bonus

personal_injury

Unlimited Automatic Recharge

surfing

Day Care Treatment

masks

Up to 30% Discount on Renewal

flight_class

Upgradation to Business Class

crisis_alert

Home Burglary

security

Protection Against Visa Rejection

Product Benefits

Key Features	₹ 7 L, 10 L, 15 L, 25 L, 50 L & 1 C
In-Patient Care Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.	Up to SI
Day Care Treatment Coverage of treatment expenses that required you to stay in a hospital for less than 24 Hours. We cover all Day Care Procedures like Cataract, Chemotherapy, Dialysis, removal of Stone etc.	All Day Care Procedures
Advance Technology Methods Coverage of Expenses incurred on treatment using specified Advanced Technology methods during hospital stay.	Up to SI
Pre-Hospitalisation Medical Expenses Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 60 days prior to hospitalization.	60 days prior to hospitalisation
Post-Hospitalisation Medical Expenses Coverage of expenses incurred on Doctor Fees, prescribed diagnostics and prescribed pharmacy 180 days post discharge from hospital	180 days post hospitalisation
AYUSH Treatment Coverage of treatment expenses that required you to stay in the hospital for more than 24 Hours . Expenses covered include Room Rent Charges, ICU Charges, Diagnostics etc.while you are admitted in a hospital.	Up to SI, if hospitalisation takes place in an AYUSH-certified clinic
Domiciliary Hospitalisation Coverage of treatment expenses that required you to start treatment at home under specified circumstances. The Treatment at home should continue for atleast 3 Days.	Up to SI
Organ Donor Cover Coverage of expenses incurred on an operation performed on donor to remove the organ.Removed Organ should be used for insured member. Pre and Post Hospitalization expenses incurred on donor not payable. The Donor should meet all the requirement as speciefied by GOI.	Up to SI
Ambulance Cover Coverage of expenses for hiring a road ambulance for transporting insured to hospital for admission or for shifting insured from one hospital to another for better treatment or for moving insured from hospital to home.	Upto Rs.10,000 per Year for SI < 15 Lacs & Upto SI for SI >= 15 Lacs
Cumulative Bonus we will reward you with upto 100% increase in SI. There will be no reduction in accrued bonus on renewal due to claim.	50% of SI per year, max up to 100% of SI
Unlimited Automatic Recharge You will never run out of coverage due to multiple hospitalization in a policy year. We will recharge policy with an amount equal to SI opted unlimited times in a policy year. This additional amount can be used for multiple hospitalization for related or unrelated illness	Available
Unlimited E-Consultations Avail Unlimited e-consultation from a general Physician by booking appointmemnt through mobile application.	Available
Health Services Discount Connect - Discounts on services such as consultations, diagnostics, maternity etc at our network.	Available

Plan Highlights

Cumulative Bonus Super boosts your Sum Insured to 7x in five years, even if you claim.
Unlimited Automatic recharge if you exhaust the sum insured anytime during the year.
No sub-limits on hospitalisation, AYUSH treatment, advanced technology procedures, etc.
Up to 30% discounts on renewal premiums to encourage you to stay physically active.
Unlimited E-consultations with discounts on Diagnostics, Pharmacy, & Consultations.
Optional coverage for in-clinic OPD consultations with physicians and specialists.

Care Supreme Policy Details

Entry Age - Minimum
- Adult: 18 years
- Child: 90 days
Entry Age – Maximum
- Adult: 99 Years
- Child: 24 Years (last birthday)
Exit Age
- Adult: Lifelong
- Child: 25 Years
Cover Type
- Individual: Max up to 6 persons
- Floater: Max up to 2A2C
Tenure Options
- 1/2/3 Years
Relationship Covered
- Self, spouse/live-in partner/same sex partner, son, daughter, father, mother, mother-in-law, father-in law, grandfather, grandmother
Waiting Period
- Initial Waiting Period: 30 days except for accidental expenses
- Named Ailment Waiting Period: 24 months of continued coverage
- Pre-existing Diseases Waiting Period: 36 months of continued coverage

Download Terms & Conditions

Any OPD Treatment
Expenses attributable to suicide, attempted suicide, or any other self-inflicted injury
Expenses arising due to consumption of alcohol/tobacco or drug use/misuse/abuse
Expenses of spectacles/contact lenses and dental treatment that does not require hospitalisation
Expenses occurring due or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
Any external congenital disease
Infertility related tests and treatment
Unlawful activities

STEP 1

Emergency

Intimate within 24 hours of your hospitalization

Planned Hospitalization

Intimate us 48 hours prior to your hospitalization

STEP 2

Cashless

Request for pre-authorization

Reimbursement

Claim from submission

Complete the pre-authorization form available
at the hospitals insurance/TPA Desk and send us through fax.

Approval

Approval letter sent by the claim management team

Query

Hospital/Insured to response to the query raised by the claim management team

Rejected

You may initiate the treatment and file for reimbursement claim

Submission of claim form along with required
documents, as per the policy terms & conditions

Approval

Approval letter sent by the claim management team

Query

Insured to response to the query raised by the claim management team

Rejected

We will communicate the reason in case of rejection

Claim Process

Cashless
Reimbursement

Locate Your Healthcare Providers

Hospital Locator

Hospital List

Popular Cities

Mumbai
Chennai
Kolkata
Bengaluru
Pune
Hyderabad
New Delhi
Ahmedabad

Our Extensive Network

22100+
Cashless Healthcare Providers^^

1400+
Cities Across India

Voice of Customer

Reviews
Testimonials

Overall Rating 4.0/5.0 Write a Review

FAQs

Q. Can I add my children to the Care Supreme health plan?

Yes, you can add up to 2 children and 2 adults under the Care Supreme plan on a family floater basis.

Q. Do I need to undergo medical tests before buying the Care Supreme policy?

Yes, depending on your current health status, you might be required to undergo pre-policy health check-ups before opting for the Care Supreme policy.

Q. Does Care Supreme offer annual health check-ups?

Yes, the policy offers the benefit of annual health check-ups as an optional benefit with the base policy. It helps you keep track of your health and take timely preventive measures.

Q. What if I exhaust the sum insured limit of the Care Supreme policy?

We got you covered throughout a policy year with unlimited automatic recharge of the sum insured under the Care Supreme policy. Your coverage amount will be replenished automatically once you exhaust the limit every time in a given policy year.

Secure Your Finances Now!

Get the best financial security with Care Health Insurance!

+91

+91 Mobile Number

Reach out to us at

Sales:1800-102-4499

Services: 8860402452

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Live Chat

Care Supreme: UIN - CHIHLIP25047V022425

Disclaimer : Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of Dec 2025

*The premium is calculated for an insured individual (18) who opts for a sum insured of 5 lakh in a zone 3 city.

**Number of Claims Settled as of Dec 2025

~~5% digital discount applicable as per policy terms. Renewal discounts are offered if you meet the wellness goals set under the wellness benefit program.